URL copied to clipboard
SBI Life Insurance Company Ltd. Fundamental Analysis English

1 min read

SBI Life Insurance Company Fundamental Analysis

SBI Life Insurance Company Ltd’s fundamental analysis highlights key financial metrics including market capitalization of ₹172,491.57 crore, PE ratio of 91.08, and return on equity of 13.97%. These figures reflect the company’s financial health and current market valuation.

SBI Life Insurance Company Ltd Overview

SBI Life Insurance Company Ltd is one of India’s leading life insurance providers. It operates in the financial services sector, offering a wide range of life insurance products and services to individuals and corporate clients.

The company has a market capitalization of ₹172,491.57 crore and is listed on both the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE). Currently, the stock is trading 4% below its 52-week high and 36.21% above its 52-week low.

SBI Life Insurance Company Ltd Financial Results

SBI Life Insurance Company Ltd has seen its sales fluctuate over the past three years, with a notable increase in FY 24 to ₹1,31,988 crore from ₹80,636 crore in FY 23 and ₹82,983 crore in FY 22. The Net Profit for FY 24 is ₹1,894 crores

1. Revenue Trend: Sales rose significantly from ₹80,636 crore in FY 23 to ₹1,31,988 crore in FY 24 after a slight dip from ₹82,983 crore in FY 22.

2. Equity and Liabilities: Equity amounts to ₹10,529 crores, while liabilities total ₹1,45,690 crores, indicating the company’s financial structure.

3. Profitability: Operating Profit Margin (OPM) improved marginally to 1% in FY 24 from 0% in FY 23 and 2% in FY 22.

4. Earnings per Share (EPS): EPS increased to ₹18.92 in FY 24 from ₹17.19 in FY 23 and ₹15.06 in FY 22, indicating growing profitability.

5. Financial Position: The company’s financial position strengthened with EBITDA increasing from ₹2,590 crore in FY 22 to ₹2,357 crore in FY 24, showcasing robust financial health and effective management.

SBI Life Insurance Company Financial Analysis

FY 24FY 23FY 22
Sales1,31,98880,63682,983
Expenses 1,31,30880,26181,425
Operating Profit 6793751,558
OPM % 102
Other Income 1,6781,7581,032
EBITDA 2,3572,1332,590
Interest 91010
Depreciation 76680
Profit Before Tax 2,2722,0552,580
Tax %8936
Net Profit1,8941,7211,506
EPS18.9217.1915.06
Dividend Payout %14.2714.5413.28

* Consolidated Figures in Rs. Crores

SBI Life Insurance Company Ltd Company Metrics

SBI Life Insurance Company’s market cap is ₹172,491.57 crore with a book value of 155 per share. The face value per share is ₹10, ROE is 13.97%, and quarterly EBITDA is ₹596.97 crore. The dividend yield stands at 0.16%.

Market Capitalization: 

Market Capitalization represents the total market value of SBI Life Insurance Company’s outstanding shares, amounting to ₹172,491.57 crore.

Book Value: 

The book value per share of SBI Life Insurance Company is ₹155 indicating the value of the company’s net assets divided by its shares outstanding.

Face Value: 

The face value of SBI Life Insurance Company’s shares is ₹10, which is the nominal value of each share as stated on the share certificate.

Asset Turnover Ratio: 

The Asset Turnover Ratio of 0.45 measures how efficiently SBI Life Insurance Company uses its assets to generate sales revenue or sales income.

Return on Equity (ROE): 

The ROE of 13.97% measures SBI Life Insurance Company’s profitability by revealing how much profit the company generates with the money shareholders have invested.

EBITDA (Q): 

The quarterly EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) of SBI Life Insurance Company is ₹596.97 crore, indicating the company’s operating performance.

Dividend Yield: 

The dividend yield of 0.16% shows the annual dividend payment as a percentage of SBI Life Insurance Company’s current share price, indicating the return on investment from dividends alone.

SBI Life Insurance Company Stock Performance

SBI Life Insurance Company Ltd demonstrated returns of 31.5% in one year, 14.8% over three years, and 16.3% over five years, highlighting its strong growth potential and consistent performance across various timeframes.

PeriodReturn on Investment (%)
1 Year31.5 
3 Years14.8 
5 Years16.3 

Example: If an investor had invested ₹1,000 in SBI Life Insurance Company’s stock:

1 year ago: An investment of ₹1,000 would now be worth ₹1,315.

3 years ago: That investment would have grown to approximately ₹1,448.

5 years ago: The initial ₹1,000 would have increased to around ₹1,163.

SBI Life Insurance Company Ltd Peer Comparison

SBI Life Insurance Company Ltd, with a market cap of ₹1,71,891 crore and a P/E ratio of 91.08, showcases a solid performance with a 32% one-year return and 13% ROCE. Despite a lower dividend yield of 0.16%, its ROE at 13.97% and EPS of ₹18.92 indicate robust profitability compared to peers in the insurance sector.

NameCMP Rs.Mar Cap Rs.Cr.P/EROE %EPS 12M Rs.1Yr return %ROCE %Div Yld %
Life Insurance1,0976,94,1371763667273        0.93
SBI Life Insurance1,7161,71,8918512203213        0.16
HDFC Life Insur.7041,51,44093118116.61        0.28
ICICI Pru Life7361,06,1051228632.018.75        0.08
ICICI Lombard1,96697,0114617434323        0.31
General Insurance39869,7811013419315.78        1.81
New India Assura24940,98637471005.2        0.80

SBI Life Insurance Company Shareholding Pattern

SBI Life Insurance Company Ltd’s shareholding structure shows a steady majority hold by promoters at around 55% throughout the period from December 2023 to June 2024. FII ownership has slightly decreased, while DII investments have grown, indicating increasing domestic institutional confidence. Retail participation remains stable at just under 4%.

All values in %Jun-24Mar-2445,261
Promoters55.4255.4255.43
FII24.7125.1625.92
DII15.8815.4014.63
Retail & others3.984.014.01

SBI Life Insurance Company History

SBI Life Insurance Company Limited is a prominent player in India’s life insurance sector. The company operates through three main segments: Participating, Non-Participating, and Linked segments, offering a comprehensive range of insurance products catering to various customer needs.

The Participating segment of SBI Life Insurance includes products like Individual Life, Individual Pension, Group Pension, and Variable Insurance. These products typically offer policyholders a share in the company’s profits. The Non-Participating segment covers Individual Life, Individual Pension, Group Savings, and other specialized products like Annuity and Health insurance.

SBI Life Insurance has developed a diverse portfolio of products to address different market segments. For corporate clients, the company offers retirement solutions such as SBI Life-Kalyan ULIP Plus and SBI Life-Pradhan Mantri Jeevan Jyoti Bima Yojana. The company also caters to rural markets with its Group Micro Insurance Plans like SBI Life-Grameen Super Suraksha, demonstrating its commitment to financial inclusion.

How To Invest In SBI Life Insurance Company Ltd Share?

To invest in SBI Life Insurance Company Ltd shares, begin by opening a demat account with Alice Blue. Complete the necessary KYC process and fund your account with the desired investment amount.

Research the company’s fundamentals, financial performance, and market trends before making an investment decision. Use the trading platform provided by the broker to place a buy order for SBI Life Insurance Company shares at your preferred price.

Monitor your investment regularly and stay informed about company news and market developments. Consider setting up a systematic investment plan (SIP) for long-term investing in the stock if it aligns with your financial goals.

SBI Life Insurance Company Fundamental Analysis – FAQs

1. What Is The Fundamental Analysis Of SBI Life Insurance Company?

Fundamental analysis of SBI Life Insurance Company examines key financial metrics: Market Cap (₹172,491.57 crores), PE Ratio (91.08), and Return on Equity (13.97%). These indicators provide insights into the company’s financial health, market valuation, and overall performance in the insurance sector.

2. What is the Market Cap of SBI Life Insurance Company Ltd?

The market capitalization of SBI Life Insurance Company Ltd is ₹172,491.57 crore. This figure represents the total value of the company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares outstanding.

3. What Is SBI Life Insurance Company Limited?

SBI Life Insurance Company Limited is one of India’s leading life insurance providers. It offers a wide range of life insurance products and services across various segments including Participating, Non-Participating, and Linked policies, catering to both individual and corporate clients.

4. Who Is The Owner Of SBI Life Insurance Company?

SBI Life Insurance Company is a joint venture between the State Bank of India (SBI) and BNP Paribas Cardif. While SBI holds a majority stake, it is a public limited company listed on stock exchanges with multiple shareholders including institutional investors and public shareholders.

5. Who Are The Main Shareholders Of SBI Life Insurance Company?

The main shareholders of SBI Life Insurance Company typically include the State Bank of India (SBI) as the majority stakeholder, BNP Paribas Cardif, along with institutional investors (both domestic and foreign), mutual funds, and public shareholders. For the most current shareholding information, refer to the latest pattern disclosed by the company.

6. What Type Of Industry Is SBI Life Insurance Company?

SBI Life Insurance Company operates in the insurance industry, specifically in the life insurance sector. It provides a range of life insurance products and services, including traditional life insurance, unit-linked insurance plans, and various savings and protection plans.

7. How To Invest In SBI Life Insurance Company Ltd Share?

To invest in SBI Life Insurance Company shares, open a demat account with Alice Blue. Complete the KYC process and fund your account. Research the company thoroughly, then use the trading platform to place a buy order for the desired number of shares at your preferred price.

8. Is SBI Life Insurance Company Overvalued Or Undervalued?

Determining if SBI Life Insurance Company is overvalued or undervalued requires a comprehensive analysis of its financials, growth prospects, industry trends, and market conditions. Investors should consider metrics like the P/E ratio, and PEG ratio, and compare them with industry peers and historical values for a balanced assessment.

We hope you’re clear on the topic, but there’s more to explore in stocks, commodities, mutual funds, and related areas. Here are important topics to learn about.

Shares Below 50BSE Bharat 22 IndexSmall Cap Green Energy StocksAntara India Evergreen Fund Ltd PortfolioTextile Stocks with High DII Holding
Shares Below 1Bse Sensex Next 50Small cap stocks in BSEFundamentally Strong Micro Cap StocksTire & Rubber Stocks with High DII Holding
Electrical Equipments Stocks Below 1000Auto Parts With High Dividend YieldSmall Cap Healthcare StocksFundamentally Strong Stocks Under 200Tata Motors Ltd. Fundamental Analysis
Investment Banking Stocks Below 500Cement Stocks With High Dividend YieldSmall Cap Hotel StocksFundamentally Strong Stocks Under 300Tata Power Co. Ltd. Fundamental Analysis
Asset Management Stocks Above 1000Pharma Stocks With High Dividend YieldMid Cap Real Estate StocksFundamentally Strong Small Cap StocksTata Steel Ltd. Fundamental Analysis
Best Conglomerates Penny StocksConglomerates Stocks With High Dividend YieldMid Cap IT Services StocksFundamentally Strong Undervalued StocksHigh Dividend Yield IT Service Stocks under Rs.500
Best Food Penny StocksPaints Stocks With High Dividend YieldMid Cap Iron & Steel StocksBest Performing Stocks in Last 5 YearsHigh Dividend Yield Paper Stocks under Rs.500
Best Industrial Machinery Penny StocksDebt Free Conglomerates StocksMid Cap Private Banks StocksBest Performing Stocks Last 1 MonthHigh Dividend Yield Alcohol Stocks under Rs.1000
Best Iron & Steel Penny StocksDebt Free Electrical Equipments StocksMid cap stocks in BSEBest Performing Stocks in Last 10 YearsHighest Dividend Paying Stocks Under Rs.100
Best Plastic Penny StocksDebt Free Industrial Machinery StocksLarge cap stocks under 100Best Performing Stocks in Last 6 MonthsHighest Dividend Paying Stocks Under Rs.1000
Power sector stocksDebt Free Investment Banking StocksLarge cap stocks under 200Best Performing Stocks in Last 1 YearsHighest Dividend Paying Stocks Under Rs.200
Tyre stocks in indiaDebt Free Plastic StocksLarge cap stocks under 500Top Personal Product Stocks with High FII HoldingSectoral mutual funds
Cable stocksLong term Insurance StocksLarge cap stocks in BSETop Auto Parts Stocks with High FII HoldingLock In Period
Drone stocks indiaLong term Packaging stocksLarge Cap IT Services StocksTop Pipe Stocks with High FII HoldingPledged Shares Meaning
Telecommunication StocksLong Term Fertilizers StocksReliance Group share ListTop Electronic Equipment Stocks with High FII HoldingMutual Funds vs Stocks
Nifty ITLong Term Commodity Chemicals StocksFranklin India Group StocksTop Hospital Stocks with High FII HoldingCNC Order
Nifty FMCGBest Business Support Services Penny StocksCanara Group StocksAgricultural Stocks with High ROCECNC vs MIS
Nifty MetalBest large Cap Mutual FundIDFC Group StocksAlcohol Stocks with High ROCEWhat is Intraday Trading
Finnifty Stocks ListBest Large And Mid Cap Mutual FundsBank Of Baroda Group Stocks HoldingsAuto Part Stocks with High ROCEBTST Trading
Nifty RealtyBest Fixed Maturity Plans IndiaUnion Bank Of India PortfolioTop Performed Dividend Yield Fund in 10 yearsSub Broker Terminal
BSE 100Corporate Bonds In IndiaAspire Emerging Fund PortfolioTop Performed ELSS Fund in 10 yearsWhat is a Sub Broker?
Sensex CompaniesBest Hybrid Mutual FundUco Bank PortfolioTop Performed Flexi Cap Fund in 10 yearsWhat is Nifty?
BSE 100 LargeCap TMC IndexSmall Cap Packaging StocksLotus Global Investments Ltd PortfolioPersonal Product Stocks with High DII HoldingWhat is Sensex?
All Topics
Related Posts