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Investment & Returns

Are mutual fund returns guaranteed?

No, mutual fund returns are not guaranteed.
Mutual funds invest in market-linked instruments like stocks or bonds, so returns depend on market performance. They can go up or down based on market conditions, interest rates, and economic factors.
Note:
1 – Equity funds carry higher risk and potential returns.

2 – Debt funds are relatively stable but still not guaranteed.

Always read the scheme-related documents and assess your risk profile before investing.

What is the average return one can expect from mutual funds?

Returns vary by fund type and market conditions:
1 – Equity Mutual Funds: ~10–15% annually (long-term)

2 – Debt Mutual Funds: ~5–8% annually (short to medium-term)

3 – Hybrid Funds: ~8–12% annually

Note: These are average historical figures, not guaranteed returns. Always align investments with your goals and risk appetite.