Debt Fund Vs Fixed Deposit

Debt Fund

Debt Fund Vs Fixed Deposit

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Debt Funds Meaning

[{"selector":"#anim-8043678d-4bb7-44a5-8c1a-ddb49f6ed97a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.677343666701685%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-33cc44d3-995c-4e3a-9f5e-88581c5ef114","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9e037da8-f330-4f0c-82f4-f3b1796fa7d4","keyframes":{"transform":["translate3d(0px, -366.90569%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ac9b7aa-b887-4d19-b781-855a10e1da41","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-692f972b-36cc-4c22-a367-72eeb54b63fa","keyframes":{"transform":["translate3d(0px, 218.69598%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Debt mutual funds invest in bonds and securities, offering stable returns with interest and credit risks. Ideal for short-term goals like buying a vehicle or vacation planning. Open Account Now!

FD Meaning

[{"selector":"#anim-ce0a8edf-8cf2-4e74-b4e1-f87f3cac7a0e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.677343666701685%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-32041aa5-0cbd-47b3-b129-3bb7aa89d61e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6549a866-b72a-4f42-a9fb-4a2d9400661a","keyframes":{"transform":["translate3d(0px, -596.44477%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5820414e-c3fd-41ee-9fea-70f6f8af7540","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04723b98-c915-4869-b8f8-17e1e57f3c19","keyframes":{"transform":["translate3d(0px, 244.44449%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Fixed deposits are a safe investment with banks/NBFCs, offering fixed returns set by RBI, higher than savings accounts, despite inflation and liquidity risks. Open Account Now!

Debt Fund Vs FD

[{"selector":"#anim-e98ee859-182d-4619-869e-1d887ce548ba [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.677343666701685%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-77debc4c-bd83-436d-90e1-6a29808a68a3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f42061f1-595f-4983-90f4-042005c9abc7","keyframes":{"transform":["translate3d(0px, -596.44477%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-90d025ae-b176-40c9-8e89-699d1cdcec96","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d623fd02-89de-457a-ad9d-ed464198e83c","keyframes":{"transform":["translate3d(0px, 287.48041%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Debt funds offer returns through interest and capital gains/losses, while FDs yield returns only from interest income. Open Account Now!

Returns

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Managing Fees

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Risk

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Way of investment

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Withdrawal

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[{"selector":"#anim-23bb8f8b-aa66-4ec6-89de-a90474dcfc46 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.677343666701685%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] READ More Learn how fixed deposits differ from debt funds for smarter investing. Click to read our guide and choose what's best for your financial goals! Open Account Now!