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Complete IPO details, including price band, financials, subscription status, and key insights.
Participate in the Capital Small Finance Bank Ltd IPO with full transparency. Review issue details, company fundamentals, and financial performance, and apply securely through Alice Blue.
Key metrics and details at a glance.
Price Band
₹468
Per ShareLot Size
32 Shares
Minimum Investment
₹14,976
Issue Size
₹523.07 Cr
Face Value
₹10
Per ShareIPO Type
Book Building
Retail Quota
35%
QIB Quota
50%
NII Quota
15%
Important dates for your applying strategy.
Business model, operations, and market positioning.
Promoter Holding (Pre-Issue)
22.39%
Issue Type
Book Building
ISIN
INE646H01017
Capital Small Finance Bank Limited is regulated by RBI and commenced operations as India's first small finance bank in 2016 pursuant to RBI's approval dated March 4, 2016. The Bank offers a range of banking products on the asset and liability side, in all the states it operates in, i.e., Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh, with its asset products primarily including agriculture loans, MSME and trading loans and mortgages. The Bank focuses primarily on the middle-income customer segments through its presence primarily in Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh and Union Territory of Chandigarh. The Bank has an experience of over two decades in the banking industry, having been incorporated in 1999. As on the date of this Red Herring Prospectus, the Bank does not have any subsidiaries.
Despite various measures taken by the government to boost financial penetration in India, a significant percentage of the country's population is still without access to financial services. The objectives of setting up of small finance banks were to further financial inclusion by provision of savings vehicles, and supply of credit to small business units, small and marginal farmers, micro and small industries and other unorganised sector entities, through high technology-low-cost operations. With a similar objective to encourage competition and enhance the easy availability of financial services to the population, RBI introduced various guidelines such as the `Guidelines for Licensing of Payment Banks', in November 2014, the `Operating Guidelines for Payment Banks', in October 2016 and the `Guidelines for `on-tap' Licensing of Small Finance Banks in the Private Sector', in December 2019. As of July 2021, the RBI had awarded SFB licenses to 12 institutions.
Revenue, profit after tax and total assets across the last 3 reported financial years.
Amount in ₹ crore
How the company plans to utilize IPO proceeds.
The funds raised through this IPO will be used for:
Initial public offer of 11,176,713^ equity shares of face value of Rs. 10 each ("Equity Shares") of Capital Small Finance Bank Limited ("Bank" or "Issuer") for cash at a price of Rs. 468 per equity share (including a share premium of Rs. 458 per equity share) ("Offer Price"), aggregating to Rs. 523.07^ crores (the "Offer"), comprising a fresh issue of 9,615,384^ equity shares aggregating to Rs. 450.00^ crores (the "Fresh Issue") and an offer for sale of 1,561,329^ equity shares aggregating to Rs. 73.07 crores (the "Offer for Sale"), comprising 836,728^ equity shares aggregating to Rs. 39.16^ crores by Oman India Joint Investment Fund ii ("IJIF" II", 151,153^ equity shares aggregating to Rs. 7.07^ crores by Amicus Capital Private equity i llp (""ACPE"), 17,544^ equity shares aggregating to Rs. 0.82^ crores by Amicus Capital Partners India fund i ("ACPIF", together with acpe, "Amicus", and together with ACPE, and OIJIF II, the "Investor selling shareholders"), and 555,904^ equity shares aggregating to Rs. 26.02^ crores by certain persons listed in this prospectus (the "Other Selling Shareholders", as defined below) (the investor selling shareholders and the other selling shareholders, collectively, the "Selling Shareholders", and such equity shares offered by the selling shareholders, the "Offered Shares"). The face value of the equity shares is Rs. 10 each and the offer price is 46.80 times the face value of the equity shares. ^Subject to finalization of basis of allotment.
*Subject to approvals and market conditions.
Key competitive advantages and factors to consider before investing.
Live demand across investor categories.
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*Real-time data subject to exchange updates
The Bank was incorporated as `Capital Local Area Bank Limited' on May 31, 1999 at Phagwara district Kapurthala, Punjab, as a public limited company under the Companies Act, 1956, and was granted a certificate of incorporation by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh. The name of the Bank was subsequently changed to `Capital Small Finance Bank Limited' pursuant to a shareholders' resolution dated April 2, 2016, to reflect the change in status of the Bank from a local area bank to a small finance bank pursuant to the Reserve Bank of India approval dated March 4, 2016, and a fresh certificate of incorporation was granted by the Registrar of Companies, Punjab and Chandigarh at Chandigarh ("RoC") on April 15, 2016. The Bank commenced its business pursuant to a certificate of commencement of business issued by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh dated August 12, 1999.
Middle-income customer
Amount in ₹ crore
Amount in ₹ crore
Figures in ₹ crore, on a standalone basis, as reported for FY24 to FY26.