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Complete IPO details, including price band, financials, subscription status, and key insights.
Participate in the Finbud Financial Services Ltd IPO with full transparency. Review issue details, company fundamentals, and financial performance, and apply securely through Alice Blue.
Key metrics and details at a glance.
Price Band
₹142
Per ShareLot Size
1000 Shares
Minimum Investment
₹1,42,000
Issue Size
₹71.68 Cr
Face Value
₹10
Per ShareIPO Type
Book Building - SME
Retail Quota
35%
QIB Quota
50%
NII Quota
15%
Important dates for your applying strategy.
Business model, operations, and market positioning.
Promoter Holding (Pre-Issue)
64.92%
Promoter Holding (Post-Issue)
47.72%
Issue Type
Book Building - SME
ISIN
INE0EDU01014
The company operates as a financial platform that specializes in connecting borrowers with lenders, utilizing a hybrid model that combines online via a digital channel and traditional methods via agent channel. It employs a commission-based revenue model, deriving income from each successful loan disbursement conducted by its Lending Partners. The company offers a range of financial products, including personal loans, home loans, and credit lines to consumers, as well as business loans and working capital loans targeted at small to medium-sized enterprises. Each borrower is matched with a suitable lender to ensure that their specific financial needs are met, providing them with flexible terms and competitive rates.
The company operates in the dynamic digital lending industry, driven by technology and evolving regulations. This sector leverages digital platforms to provide financial products like personal and business loans, catering to diverse consumer needs with convenience and speed. Key technologies, including AI, data analytics, and blockchain, enhance credit assessment and service personalization. While competition from banks, NBFCs, and fintechs intensifies in urban markets, opportunities lie in underpenetrated regions. Regulatory frameworks focus on balancing innovation, consumer protection, and financial inclusion. Despite challenges like cybersecurity risks and economic fluctuations, strategic fintech partnerships are reshaping service delivery and market growth.
Revenue, profit after tax and total assets across the last 3 reported financial years.
Amount in ₹ crore
How the company plans to utilize IPO proceeds.
The funds raised through this IPO will be used for:
The issue comprise of a public issue of 50,48,000 equity shares of face value of Rs.10/- each fully paid (the "equity shares") for cash at a price of Rs. 142/- per equity shares (including a premium of Rs. 132/- per equity share) aggregating to Rs. 71.68 crores ("the issue") by the company. The issue comprises a reservation of which 2,53,000 equity shares of Rs.10/- each will be reserved for subscription by market maker reservations portion and a net issue to the public of 47,95,000 equity shares of Rs.10/- each is hereinafter referred to as the net issue. The issue and the net issue will constitute 26.50% and 25.17% respectively of the post issue paid up equity share capital of the company. The face value of the equity shares is Rs. 10/- each. The price band and the minimum bid lot will be decided by the company.
*Subject to approvals and market conditions.
Key competitive advantages and factors to consider before investing.
Live demand across investor categories.
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*Real-time data subject to exchange updates
Our Company was originally incorporated as a private limited company under the Companies Act, 1956 in the name and style of "Finbud Financial Services Private Limited" bearing Corporate Identification Number U18101DL2006PTC150034 July 09, 2012, issued by the Registrar of Companies, Karnataka. Subsequently, the name of our Company was changed to "Finbud Financial Services Limited" and a fresh Certificate of Incorporation dated September 23, 2024, was issued by the Registrar of Companies, Karnataka. As on date of this Draft Red Herring Prospectus, the Corporate Identification Number of our Company is U67190KA2012PLC064767.
Wholesaler and Retailer
Amount in ₹ crore
Amount in ₹ crore
Figures in ₹ crore, on a consolidated basis, as reported for FY24 to FY26.