Mutual Funds
Invest in plans from multiple AMCs, so more of your money stays invested for you.
Invest inMutual Funds Online.
Start SIPs from Rs 100, invest in a wide range of mutual funds, and track everything in one place with Alice Blue.
Start SIPs in 3 clicksReady-made basketsInvest based on goalsSingle portfolio view
Mutual Fund Investing Made Simple
SIP and Lumpsum Options
Start with small SIPs every month or invest a one-time amount when you have extra money.
Goal-Based Planning
Link every investment to a clear goal like retirement, education, or your next home.
Portfolio Tracking in One Place
Check your mutual fund holdings, returns, and changes in value on a single screen.
Smart Calculators
Use simple calculators to see how your money may grow before you invest.
Key Benefits of Alice Blue Mutual Funds
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Goal-based investing for every life milestone
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SIP setup in a few simple steps with UPI support
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Ready-made mutual fund baskets to avoid confusion
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Portfolio score and insights in one view
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Mutual funds with no distributor commission
Why Mutual Funds Can Be a Smart Choice
Your money is spread out
Mutual funds invest in many securities, so you are not dependent on just one stock or sector.
Experts manage the fund
Professional fund managers and research teams track markets and make day-to-day decisions.
You can start small
SIPs let you start with relatively small monthly amounts and build your investments over time.
Different funds for different needs
There are funds for long-term wealth creation, tax-saving, regular income, and short-term parking of money.
Flexible ways to invest
Choose SIP, lump sum, or step-up SIP based on your cash flow and comfort level.
Why Invest in Mutual Funds with Alice Blue?
Most investors ask three simple questions: how do I start, how much should I invest, and am I on track? Alice Blue is built to answer exactly these.
Invest for clear goals
Create goals like retirement, a child’s education, a new home, or your own custom goal. Link your mutual funds to each goal and see how close you are.
SIP in a few easy steps
Set up a SIP in just a few guided steps, with UPI-based mandates and simple options to modify or pause later.
Ready-made mutual fund baskets
Avoid confusion by choosing from baskets designed around risk levels and time horizons, such as long-term growth, balanced investing, or tax-saving ideas.
Simple portfolio score and insights
See a single score for your portfolio that reflects diversification, risk, and performance, along with easy-to-understand insights.
All mutual funds in one dashboard
View and track your mutual fund holdings together, including investments that can be brought in through supported external sources.
Tools that help you plan, not guess
Use SIP, step-up SIP, SWP, CAGR, and goal planning calculators to check different possibilities before you invest.
Invest for clear goals
Create goals like retirement, a child’s education, a new home, or your own custom goal. Link your mutual funds to each goal and see how close you are.
SIP in a few easy steps
Set up a SIP in just a few guided steps, with UPI-based mandates and simple options to modify or pause later.
Ready-made mutual fund baskets
Avoid confusion by choosing from baskets designed around risk levels and time horizons, such as long-term growth, balanced investing, or tax-saving ideas.
Simple portfolio score and insights
See a single score for your portfolio that reflects diversification, risk, and performance, along with easy-to-understand insights.
All mutual funds in one dashboard
View and track your mutual fund holdings together, including investments that can be brought in through supported external sources.
Tools that help you plan, not guess
Use SIP, step-up SIP, SWP, CAGR, and goal planning calculators to check different possibilities before you invest.
Explore Mutual Funds by Category
Equity Funds
For long-term wealth creation with higher risk and higher growth potential.
Debt Funds
For relatively more stable, income-oriented investing with lower volatility than equity funds.
Hybrid Funds
For a mix of equity and debt that balances growth and stability.
Index Funds
For low-cost exposure to market indices through passively managed funds.
ELSS Funds
For tax-saving under Section 80C, with equity exposure and a lock-in period.
Liquid Funds
For short-term parking of surplus money with high liquidity and relatively low interest rate risk.
Choose How You Want to Invest
SIP (Systematic Investment Plan)
Invest a fixed amount at regular intervals, build discipline, and average out market ups and downs over time. SIPs do not guarantee returns but can help you stay consistent.
Lumpsum
Invest a one-time amount when you have surplus money and want to deploy it in one go.
Step-Up SIP
Start with an amount that feels comfortable today and increase your SIP gradually as your income grows, so your investments keep pace with your life.
Plan Before You Invest
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SIP Calculator
See how your monthly SIP may grow over time with different amounts, tenures, and assumed returns.
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Step-Up SIP Calculator
Check how increasing your SIP every year can impact your future corpus.
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SWP Calculator
Plan regular withdrawals from your mutual fund investments, useful for retirement or monthly income needs.
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CAGR Calculator
Understand the annualised return on your investments with one easy number.
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Lumpsum Investment Calculator
See how a one-time investment can grow over time with the power of compounding.
Track and Understand Your Mutual Fund Portfolio
All holdings, one view
See all your mutual funds together with current value, invested amount, and one-day movement.
Portfolio health score
Get a single score that shows whether your portfolio looks balanced or too tilted towards one side.
Simple alerts and nudges
Receive easy-to-understand alerts when your portfolio may need attention or a review. These are educational prompts and not personalised investment advice.
Start Investing in Mutual Funds in Simple Steps
Open or log in to your Alice Blue account
Complete KYC if not already done, and ensure the mutual fund segment is active.
Go to the Mutual Funds section
Browse categories, explore baskets, or search for a specific mutual fund scheme.
Choose SIP or lump sum
Decide how you want to invest based on your income, savings, and goals.
Enter the amount and set up the payment
Enter the amount, set up a secure UPI mandate or available payment mode, and confirm your order.
Track and review
View your mutual funds in the portfolio section, track performance, and review your goals regularly.
Learn Before You Invest
If you are starting your mutual fund journey, a few simple lessons can make you more confident.
FAQs
01What are mutual funds?
Mutual funds pool money from many investors and invest it in a mix of securities such as equity, debt, or a combination of both, based on the fund’s objective. A professional fund manager takes the investment decisions for the scheme.
02How can I invest in mutual funds with Alice Blue?
You can log in to your Alice Blue account, go to the Mutual Funds section, choose a scheme, select SIP or lump sum, enter the amount, set up the payment mandate, and confirm the order. Once the transaction is processed by the exchange/AMC, units are allotted to your account.
03Can I start a SIP with Alice Blue?
Yes. You can start a SIP in selected mutual funds by choosing the SIP option, selecting the date and frequency, entering the SIP amount, and completing a UPI or other available mandate setup.
04What is the minimum amount needed to start a SIP?
The minimum SIP amount depends on the mutual fund scheme and is decided by the AMC. Many schemes allow SIPs starting from a few hundred rupees per month. You can view the minimum amount on the scheme details screen before starting your SIP.
05What is the difference between SIP and a lump sum?
In a SIP, you invest a fixed amount at regular intervals (for example, monthly), which helps you invest in a disciplined manner over time. In a lump-sum investment, you invest a larger amount in one go. Both modes are subject to market risks and do not guarantee returns.
06Are mutual funds safe?
Mutual funds are market-linked products and are subject to market risks. The value of your investment can go up or down based on market movements and the type of fund you choose. There is no guarantee of returns or capital protection. You should read the scheme-related documents carefully and choose funds as per your risk profile and time horizon.
07Can I redeem mutual funds anytime?
Most open-ended mutual funds allow you to redeem your units on any business day, subject to applicable exit loads and scheme terms. Certain schemes, like ELSS, have a lock-in period during which you cannot redeem. Redemption proceeds are paid as per the cut-off timings and settlement rules of the scheme.
08What is an ELSS fund?
An Equity Linked Savings Scheme (ELSS) is a type of mutual fund that invests mainly in equities and offers tax benefits under Section 80C of the Income Tax Act, subject to current laws. ELSS funds usually have a lock-in period of 3 years from the date of each investment.