Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - IDCW Payout
Aditya Birla Sun Life Mutual Fund
₹22.14 (+0.77%)
NAV as of 15 Oct 2026
Minimum Investment: ₹1,000
Return
-2.41% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.97%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹1,000
- Category
- Sector - Financial Services
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹983
Invested ₹1,000
▼-1.69%1 year
₹976
Invested ₹1,000
▼-2.41%3 years
₹1,076
Invested ₹1,000
▲+7.65%5 years
₹1,077
Invested ₹1,000
▲+7.74%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very HighThis fund
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | Nifty Financial Services TR INR |
|---|---|
| Secondary Index Name | BSE BANKEX INR |
| Index Name | Nifty Financial Services TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | -2.41% | +7.65% | +7.74% | — |
| Cumulative returns (%) | -2.41% | +24.74% | +45.20% | +168.15% |
Fund Manager
| Manager | Dhaval Gala |
|---|---|
| Role | Manager |
| Manager Tenure | 11.11 yrs |
About Fund
| Date of Incorporation | 14 Dec 2013 |
|---|---|
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | Aditya Birla Sun Life AMC Ltd |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| ICICI Bank Ltd | 13.86% |
| HDFC Bank Ltd | 10.52% |
| Axis Bank Ltd | 8.05% |
| Bajaj Finance Ltd | 6.73% |
| Shriram Finance Ltd | 5.44% |
| State Bank of India | 5.05% |
| Kotak Mahindra Bank Ltd | 4.23% |
| Kotak Mahindra Bank Ltd | 3.62% |
| PNB Housing Finance Ltd | 3.02% |
| AU Small Finance Bank Ltd | 2.91% |
| HDB Financial Services Ltd | 2.90% |
| PB Fintech Ltd | 2.88% |
| Bank of Maharashtra | 2.84% |
| ICICI Lombard General Insurance Co Ltd | 2.81% |
| SBI Life Insurance Co Ltd | 2.75% |
| Cholamandalam Financial Holdings Ltd | 2.56% |
| Billionbrains Garage Ventures Ltd | 2.50% |
Investment Strategy
The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.