DSP Banking and PSU Debt Fund - Reg - IDCW Payout
Citibank N.A. India
₹10.59 (+0.01%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
3.35% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.61%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,022
Invested ₹1,000
▲+2.21%1 year
₹1,034
Invested ₹1,000
▲+3.35%3 years
₹1,063
Invested ₹1,000
▲+6.28%5 years
₹1,054
Invested ₹1,000
▲+5.43%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- LowThis fund
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | Nifty Banking & PSU Debt Idx A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +3.35% | +6.28% | +5.43% | — |
| Cumulative returns (%) | +3.35% | +20.06% | +30.28% | +71.16% |
Fund Manager
| Manager | Shantanu Godambe |
|---|---|
| Role | Manager |
| Manager Tenure | 3.34 yrs |
About Fund
| Date of Incorporation | 14 Sep 2013 |
|---|---|
| Fund House | Citibank N.A. India |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | DSP Asset Managers Private Limited |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.94% Govt Stock 2036 | 6.24% |
| National Bank For Agriculture And Rural Development | 5.40% |
| 6.48% Gs 2035 | 4.96% |
| HDFC Bank Limited | 4.54% |
| 7.24% Govt Stock 2055 | 4.45% |
| Union Bank of India | 4.20% |
| Bharti Telecom Limited | 3.76% |
| GAil (India) Limited | 3.74% |
| Bharti Telecom Limited | 3.69% |
| 6.01% Gs 2030 | 3.64% |
| Export Import Bank Of India | 3.63% |
| 7.08% Haryana Sgs 2039 | 3.61% |
| Goi Floating Rate Bond 2033 | 3.61% |
| Small Industries Development Bank Of India | 3.59% |
| 6.9% Govt Stock 2065 | 3.57% |
| Small Industries Development Bank Of India | 3.55% |
| 8.3% Govt Stock 2042 | 3.43% |
| Small Industries Development Bank Of India | 3.19% |
| National Bank For Agriculture And Rural Development | 3.16% |
| Power Grid Corporation Of India Limited | 3.10% |
| 6.68% Govt Stock 2040 | 3.08% |
| Uttar Pradesh (Government of) 7.62% | 3.00% |
| HDFC Bank Ltd. | 2.98% |
| 6.33% Goi 2035 | 2.97% |
| Power Grid Corporation Of India Limited | 2.93% |
| Indian Railway Finance Corporation Limited | 2.93% |
| National Housing Bank | 2.72% |
| 6.28% Govt Stock 2032 | 2.57% |
| HDFC Bank Limited | 2.46% |
Investment Strategy
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Income over a short-term investment horizon
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.