DSP Credit Risk Fund - Regular Plan - IDCW Payout
Citibank N.A. India
₹12.66 (+0.01%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
9.86% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.15%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,090
Invested ₹1,000
▲+9.01%1 year
₹1,099
Invested ₹1,000
▲+9.86%3 years
₹1,140
Invested ₹1,000
▲+14.00%5 years
₹1,112
Invested ₹1,000
▲+11.22%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +9.86% | +14.00% | +11.22% | — |
| Cumulative returns (%) | +9.86% | +48.14% | +70.16% | +92.02% |
Fund Manager
| Manager | Kunal Khudania |
|---|---|
| Role | Manager |
| Manager Tenure | 0.75 yrs |
About Fund
| Date of Incorporation | 13 May 2003 |
|---|---|
| Fund House | Citibank N.A. India |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | DSP Asset Managers Private Limited |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.48% Govt Stock 2035 | 9.45% |
| 6.94% Govt Stock 2036 | 8.02% |
| Tata Housing Development Company Limited | 7.73% |
| JSW Steel Limited | 7.51% |
| 6.33% Govt Stock 2035 | 7.28% |
| Nirma Limited | 6.79% |
| Nuvoco Vistas Corporation Limited | 6.75% |
| Aditya Birla Digital Fashion Ventures Limited | 6.36% |
| Adani Airport Holdings Limited | 6.36% |
| National Bank For Agriculture And Rural Development | 5.36% |
| Aditya Birla Renewables Limited | 5.15% |
| Jtpm Metal TRaders Limited | 5.11% |
| National Bank For Agriculture And Rural Development | 5.08% |
| 6.92% Govt Stock 2039 | 4.97% |
| Tata Housing Development Company Limited | 4.94% |
| Sikka Ports & Terminals Limited | 4.84% |
| TATA Projects Limited | 4.80% |
| Aditya Birla Real Estate Limited | 4.72% |
| TATA Projects Limited | 4.19% |
| Rec Limited | 4.17% |
| Nuvama Wealth Finance Limited | 3.79% |
| Piramal Finance Limited | 3.43% |
| GMR Airports Limited | 3.42% |
| Aadhar Housing Finance Limited | 3.33% |
Investment Strategy
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Income over a medium-term to long term investment horizon
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.