Franklin India Banking and PSU Debt Fund -Growth
Franklin Templeton Asst Mgmt(IND)Pvt Ltd
₹24.18 (-0.00%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
5.63% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.52%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,031
Invested ₹1,000
▲+3.06%1 year
₹1,056
Invested ₹1,000
▲+5.63%3 years
₹1,072
Invested ₹1,000
▲+7.17%5 years
₹1,061
Invested ₹1,000
▲+6.14%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | NIFTY Banking & PSU Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.63% | +7.17% | +6.14% | — |
| Cumulative returns (%) | +5.63% | +23.08% | +34.68% | +93.82% |
Fund Manager
| Manager | Sandeep Manam |
|---|---|
| Role | Manager |
| Manager Tenure | 4.96 yrs |
About Fund
| Date of Incorporation | 25 Apr 2014 |
|---|---|
| Fund House | Franklin Templeton Asst Mgmt(IND)Pvt Ltd |
| Custodian | The Hongkong and Shanghai Bankg Corp Ltd |
| Registrar / Transfer Agent | Franklin Templeton Asst Mgmt(IND)Pvt Ltd |
| Address | 37, Chilpae-ro, Jung-gu |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Jubilant Bevco Limited | 8.29% |
| Frnkln Tem Gbl Fds | 8.24% |
| India Infrastructure Finance Company Limited | 5.49% |
| Housing And Urban Development Corporation Limited | 5.44% |
| 7.3% Uttarakhand Sgs 2032 | 5.41% |
| ICICI Bank Limited | 5.38% |
| Maharashtra SDL | 5.31% |
| State Bank Of India | 5.31% |
| Small Industries Development Bank Of India | 5.19% |
| Power Finance Corporation Limited | 5.06% |
| 6.9% Govt Stock 2065 | 4.91% |
| National Bank For Agriculture And Rural Development | 4.71% |
| Axis Bank Limited | 4.59% |
| Housing And Urban Development Corporation Limited | 4.53% |
| National Bank For Agriculture And Rural Development | 4.52% |
| HDFC Bank Limited | 4.49% |
| Mahindra And Mahindra Financial Services Limited | 4.47% |
| National Bank For Agriculture And Rural Development | 4.43% |
| National Bank For Agriculture And Rural Development | 4.40% |
| Power Finance Corporation Limited | 4.35% |
| 7.24% Gs 2055 | 4.22% |
| Rec Limited | 4.15% |
| Punjab National Bank | 4.13% |
| Small Industries Development Bank of India | 4.02% |
| Rec Limited | 3.75% |
| Power Finance Corporation Limited | 3.58% |
| Punjab (State Of) 7.02% | 3.54% |
| Bajaj Finance Limited | 2.62% |
| Canara Bank | 2.48% |
| 7.71% Govt Stock 2066 | 2.44% |
| Jubilant Beverages Limited | 2.26% |
| National Housing Bank | 1.84% |
Investment Strategy
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.
Regular income for Medium term capital appreciation with current income
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.