HDFC Banking and Financial Services Fund Regular IDCW Payout
HDFC Asset Management Co Ltd
₹15.00 (+1.09%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
0.58% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.90%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Sector - Financial Services
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,010
Invested ₹1,000
▲+1.02%1 year
₹1,006
Invested ₹1,000
▲+0.58%3 years
₹1,106
Invested ₹1,000
▲+10.56%5 years
₹1,098
Invested ₹1,000
▲+9.77%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very HighThis fund
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | Nifty Financial Services TR INR |
|---|---|
| Secondary Index Name | BSE BANKEX INR |
| Index Name | Nifty Financial Services TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +0.58% | +10.56% | +9.77% | — |
| Cumulative returns (%) | +0.58% | +35.13% | +59.36% | — |
Fund Manager
| Manager | Dhruv Muchhal |
|---|---|
| Role | Manager |
| Manager Tenure | 3.28 yrs |
About Fund
| Date of Incorporation | 1 Jul 2021 |
|---|---|
| Fund House | HDFC Asset Management Co Ltd |
| Custodian | HDFC Bank Ltd |
| Registrar / Transfer Agent | HDFC Asset Management Co Ltd |
| Address | HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| ICICI Bank Ltd | 14.38% |
| HDFC Bank Ltd | 12.18% |
| Kotak Mahindra Bank Ltd | 8.27% |
| Kotak Mahindra Bank Ltd | 8.17% |
| Axis Bank Ltd | 7.76% |
| State Bank of India | 6.33% |
| Shriram Finance Ltd | 4.50% |
| Bajaj Finance Ltd | 4.11% |
| SBI Life Insurance Co Ltd | 3.60% |
| Five-Star Business Finance Ltd | 2.61% |
| AU Small Finance Bank Ltd | 2.43% |
| Karur Vysya Bank Ltd | 2.41% |
| Can Fin Homes Ltd | 2.29% |
Investment Strategy
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
To generate long-term capital appreciation/income
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.