HDFC Credit Risk Fund - Regular - Growth
HDFC Mutual Fund
₹26.09 (+0.07%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
6.19% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.53%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,034
Invested ₹1,000
▲+3.43%1 year
₹1,062
Invested ₹1,000
▲+6.19%3 years
₹1,076
Invested ₹1,000
▲+7.60%5 years
₹1,065
Invested ₹1,000
▲+6.48%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- HighThis fund
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | NIFTY Credit Risk Bond TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +6.19% | +7.60% | +6.48% | — |
| Cumulative returns (%) | +6.19% | +24.56% | +36.85% | +98.80% |
Fund Manager
| Manager | Bhavyesh Divecha |
|---|---|
| Role | Manager |
| Manager Tenure | 0.57 yrs |
About Fund
| Date of Incorporation | 25 Mar 2014 |
|---|---|
| Fund House | HDFC Mutual Fund |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | HDFC Asset Management Co Ltd |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| GMR Airports Limited | 4.85% |
| The Sandur Manganese And Iron Ores Limited | 4.17% |
| Nirma Limited | 3.93% |
| Indus Infra Trust Unit | 3.28% |
| TATA Projects Limited | 3.27% |
| Triumph Composites Private Limited | 3.12% |
| The Tata Power Company Limited | 2.97% |
| Indusind Bank Ltd. | 2.88% |
| Canara Bank | 2.87% |
| Jubilant Beverages Limited | 2.80% |
| Aditya Birla Renewables Limited | 2.75% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | 2.62% |
| Kalpataru Projects International Limited | 2.61% |
| SK Finance Limited | 2.61% |
| Jubilant Bevco Limited | 2.60% |
| Kalpataru Projects International Limited | 2.59% |
| 8.28% Tamilnadu SDL 2028 | 2.33% |
| JSW Energy Limited | 2.29% |
| SIDDHIVINAYAK SECURITISATION TRUST | 2.29% |
| Evonith Value Steel Limited | 2.28% |
Investment Strategy
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.