HDFC Retirement Fund - Hybrid Equity Plan - Regular - Growth
HDFC Mutual Fund
₹35.63 (+0.73%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
-8.16% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 2.06%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Retirement
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹972
Invested ₹1,000
▼-2.83%1 year
₹918
Invested ₹1,000
▼-8.16%3 years
₹1,057
Invested ₹1,000
▲+5.74%5 years
₹1,070
Invested ₹1,000
▲+7.05%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very HighThis fund
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | — |
|---|---|
| Secondary Index Name | — |
| Index Name | Nifty Composite Debt Index TR INR |
| Weighting | 35% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | -8.16% | +5.74% | +7.05% | — |
| Cumulative returns (%) | -8.16% | +18.24% | +40.58% | +173.61% |
Fund Manager
| Manager | Nandita Menezes |
|---|---|
| Role | Manager |
| Manager Tenure | 1.5 yrs |
About Fund
| Date of Incorporation | 25 Feb 2016 |
|---|---|
| Fund House | HDFC Mutual Fund |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | HDFC Asset Management Co Ltd |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| ICICI Bank Ltd | 6.35% |
| HDFC Bank Ltd | 5.31% |
| Bajaj Finance Limited | 4.31% |
| Reliance Industries Ltd | 3.58% |
| Kotak Mahindra Bank Ltd | 3.40% |
| State Bank of India | 3.30% |
| Axis Bank Ltd | 3.24% |
| Maruti Suzuki India Ltd | 2.53% |
| Kotak Mahindra Bank Ltd | 2.40% |
| Bharti Airtel Ltd | 2.26% |
| Tata Consultancy Services Ltd | 2.24% |
| Infosys Ltd | 2.19% |
| Larsen & Toubro Ltd | 1.93% |
Investment Strategy
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.