HSBC Banking and PSU Debt Fund - Growth
HSBC Mutual Fund
₹25.73 (+0.02%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
4.12% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.58%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,024
Invested ₹1,000
▲+2.40%1 year
₹1,041
Invested ₹1,000
▲+4.12%3 years
₹1,066
Invested ₹1,000
▲+6.56%5 years
₹1,053
Invested ₹1,000
▲+5.28%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | NIFTY Banking and PSU Debt A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.12% | +6.56% | +5.28% | — |
| Cumulative returns (%) | +4.12% | +21.01% | +29.35% | +83.01% |
Fund Manager
| Manager | Mohd Asif Rizwi |
|---|---|
| Role | Manager |
| Manager Tenure | 2.42 yrs |
About Fund
| Date of Incorporation | 20 Sep 2007 |
|---|---|
| Fund House | HSBC Mutual Fund |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | HSBC Asset Management (India) Private Ltd |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.48% Govt Stock 2035 | 4.24% |
| National Bank For Agriculture And Rural Development | 3.69% |
| LIC Housing Finance Ltd | 3.60% |
| Export Import Bank Of India | 3.50% |
| 6.33% Goi 2035 | 3.44% |
| Indian Oil Corporation Limited | 3.34% |
| 6.75% Govt Stock 2029 | 3.14% |
| National Bank For Agriculture And Rural Development | 3.13% |
| Power Finance Corporation Limited | 3.09% |
| National Bank For Agriculture And Rural Development | 3.01% |
| Bajaj Finance Limited | 2.95% |
| Indian Railway Finance Corporation Limited | 2.93% |
| 6.01% Gs 2030 | 2.82% |
| Export Import Bank Of India | 2.80% |
| Bharti Telecom Limited | 2.75% |
| Housing And Urban Development Corporation Limited | 2.69% |
| National Bank For Agriculture And Rural Development | 2.64% |
| 6.68% Govt Stock 2040 | 2.58% |
| Small Industries Development Bank Of India | 2.55% |
| Rec Limited | 2.54% |
| Rec Limited | 2.52% |
| Rec Limited | 2.51% |
| 6.94% Govt Stock 2036 | 2.45% |
| Axis Bank Limited | 2.43% |
| 7.04% Govt Stock 2029 | 2.42% |
| Small Industries Development Bank Of India | 2.40% |
| ICICI Bank Ltd. | 2.35% |
| Bajaj Finance Limited | 2.27% |
| Small Industries Development Bank Of India | 2.26% |
| SHIVSHAKTI SECURITISATION TRUST | 2.25% |
| 6.36% Govt Stock 2031 | 2.24% |
| Export Import Bank Of India | 2.08% |
| Power Finance Corporation Limited | 2.07% |
| Housing And Urban Development Corporation Limited | 2.07% |
| National Housing Bank | 2.07% |
| Power Finance Corporation Limited | 2.05% |
Investment Strategy
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.
Generation of reasonable returns and liquidity over short term
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.