HSBC Credit Risk Fund - Growth
HSBC Mutual Fund
₹34.63 (+0.05%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
5.50% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.66%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,030
Invested ₹1,000
▲+3.04%1 year
₹1,055
Invested ₹1,000
▲+5.50%3 years
₹1,109
Invested ₹1,000
▲+10.91%5 years
₹1,083
Invested ₹1,000
▲+8.31%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to HighThis fund
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | Nifty Credit Risk Bond B-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.50% | +10.91% | +8.31% | — |
| Cumulative returns (%) | +5.50% | +36.44% | +49.04% | +92.27% |
Fund Manager
| Manager | Shriram Ramanathan |
|---|---|
| Role | Manager |
| Manager Tenure | 13.86 yrs |
About Fund
| Date of Incorporation | 8 Oct 2009 |
|---|---|
| Fund House | HSBC Mutual Fund |
| Custodian | Citibank N.A. India |
| Registrar / Transfer Agent | HSBC Asset Management (India) Private Ltd |
| Address | Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Nuvoco Vistas Corporation Limited | 8.21% |
| Tata Housing Development Company Limited | 7.19% |
| 6.01% Govt Stock 2030 | 6.49% |
| Aditya Birla Renewables Limited | 5.97% |
| Jtpm Metal TRaders Limited | 5.92% |
| Nirma Limited | 5.77% |
| Power Finance Corporation Limited | 5.65% |
| Power Grid Corporation Of India Limited | 5.53% |
| National Bank For Agriculture And Rural Development | 5.51% |
| Godrej Seeds & Genetics Limited | 5.49% |
| National Bank For Agriculture And Rural Development | 5.47% |
| Rec Limited | 5.42% |
| Bank of Baroda | 5.09% |
| Ongc Petro Additions Limited | 4.86% |
| JSW Steel Limited | 4.63% |
| Jsw Jfe Kalinga Steel Limited | 4.56% |
| 6.79% Govt Stock 2034 | 4.49% |
| 6.48% Gs 2035 | 4.26% |
| TATA Projects Limited | 4.07% |
| 6.33% Govt Stock 2035 | 3.78% |
| Piramal Capital & Housing Finance Limited | 3.69% |
| GMR Airports Limited | 3.57% |
| Aditya Birla Digital Fashion Ventures Limited | 3.54% |
| Mas Financial Services Limited | 3.53% |
| Vedanta Limited | 3.46% |
| Vedanta Limited | 3.44% |
| Goi Floating Rate Bond 2033 | 3.33% |
| Aadhar Housing Finance Limited | 3.02% |
| Delhi International Airport Limited | 3.01% |
| DHRUVA XXIV | 3.01% |
Investment Strategy
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.