ICICI Prudential Banking and PSU Debt Fund - Growth
ICICI Prudential Mutual Fund
₹34.85 (+0.01%)
NAV as of 9 Oct 2026
Minimum Investment: ₹500
Return
4.53% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.73%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹500
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,026
Invested ₹1,000
▲+2.64%1 year
₹1,045
Invested ₹1,000
▲+4.53%3 years
₹1,068
Invested ₹1,000
▲+6.84%5 years
₹1,062
Invested ₹1,000
▲+6.22%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Short Term Bond TR INR |
| Index Name | Nifty Banking & PSU Debt Idx A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.53% | +6.84% | +6.22% | — |
| Cumulative returns (%) | +4.53% | +21.96% | +35.21% | +91.58% |
Fund Manager
| Manager | Rohit Lakhotia |
|---|---|
| Role | Manager |
| Manager Tenure | 3.31 yrs |
About Fund
| Date of Incorporation | 1 Jan 2010 |
|---|---|
| Fund House | ICICI Prudential Mutual Fund |
| Custodian | HSBC Ltd |
| Registrar / Transfer Agent | ICICI Prudential Asset Management Co Ltd |
| Address | II Floor "Shiv",,Plot No 139-140 B,,Western Express Highway, Sahar Road Junction,,Vile Parle (E), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| National Bank For Agriculture And Rural Development | 4.35% |
| LIC Housing Finance Ltd | 3.77% |
| 6.68% Gs 2040 | 3.67% |
| State Bank Of India | 3.35% |
| 6.9% Govt Stock 2065 | 3.33% |
| 7.34% Govt Stock 2064 | 3.15% |
| 6.79% Govt Stock 2034 | 2.94% |
| Rec Limited | 2.89% |
| Power Finance Corporation Limited | 2.88% |
| National Bank For Agriculture And Rural Development | 2.78% |
| National Bank For Agriculture And Rural Development | 2.62% |
| 7.81% Govt Stock 2033 | 2.33% |
| SHIVSHAKTI SECURITISATION TRUST | 2.33% |
| Small Industries Development Bank Of India | 2.31% |
| 6.48% Govt Stock 2035 | 2.31% |
| 6.94% Govt Stock 2036 | 2.31% |
| SIDDHIVINAYAK SECURITISATION TRUST | 2.31% |
| Power Finance Corporation Limited | 2.30% |
| Small Industries Development Bank Of India | 2.26% |
| HDFC Bank Limited | 2.20% |
| HDFC Bank Limited | 2.10% |
| HDFC Bank Limited | 2.10% |
| Power Finance Corporation Limited | 2.07% |
| Bharat Petroleum Corporation Limited | 2.06% |
| Mahanagar Telephone Nigam Limited | 1.99% |
Investment Strategy
To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Short term savings
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.