ITI Banking and PSU Debt Fund Regular Plan IDCW Payout
ITI Asset Management Limited
₹13.79 (+0.01%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
4.04% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.70%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,021
Invested ₹1,000
▲+2.10%1 year
₹1,040
Invested ₹1,000
▲+4.04%3 years
₹1,064
Invested ₹1,000
▲+6.43%5 years
₹1,058
Invested ₹1,000
▲+5.76%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | CRISIL Banking and PSU Debt A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.04% | +6.43% | +5.76% | — |
| Cumulative returns (%) | +4.04% | +20.57% | +32.35% | — |
Fund Manager
| Manager | Laukik Bagwe |
|---|---|
| Role | Manager |
| Manager Tenure | 1.66 yrs |
About Fund
| Date of Incorporation | 22 Oct 2020 |
|---|---|
| Fund House | ITI Asset Management Limited |
| Custodian | Deutsche Bank AG |
| Registrar / Transfer Agent | ITI Asset Management Limited |
| Address | 1 Great Winchester Street |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.33% Govt Stock 2035 | 19.71% |
| 6.68% Govt Stock 2040 | 13.59% |
| Nuclear Power Corporation Of India Limited | 8.93% |
| National Housing Bank | 8.85% |
| Rec Limited | 8.84% |
| Indian Railway Finance Corporation Limited | 8.82% |
| Small Industries Development Bank Of India | 7.37% |
| Power Finance Corporation Limited | 7.35% |
| Power Grid Corporation Of India Limited | 6.92% |
| Ntpc Limited | 6.63% |
| Bank of Baroda | 6.52% |
| Canara Bank | 6.19% |
| 6.36% Govt Stock 2031 | 5.95% |
| National Bank For Agriculture And Rural Development | 5.87% |
| India (Republic of) 6.53% | 5.12% |
| 6.48% Govt Stock 2035 | 5.10% |
| National Bank For Agriculture And Rural Development | 2.93% |
| 6.94% Govt Stock 2036 | 2.91% |
| 7.09% Govt Stock 2054 | 2.71% |
| 6.9% Govt Stock 2065 | 2.69% |
| India (Republic of) | 2.64% |
| Ntpc Limited | 1.32% |
Investment Strategy
The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Regular income over short to medium term
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.