JM Ultra Short to Short Term Fund - Growth
JM Financial Mutual Fund
₹39.86 (+0.02%)
NAV as of 9 Oct 2026
Minimum Investment: ₹1,000
Return
5.57% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.79%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹1,000
- Category
- Low Duration
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,030
Invested ₹1,000
▲+2.98%1 year
₹1,056
Invested ₹1,000
▲+5.57%3 years
₹1,068
Invested ₹1,000
▲+6.78%5 years
₹1,061
Invested ₹1,000
▲+6.06%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Low Duration Debt A-I TR INR |
|---|---|
| Secondary Index Name | CRISIL Low Duration Debt A-I TR INR |
| Index Name | Crisil Low Duration Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.57% | +6.78% | +6.06% | — |
| Cumulative returns (%) | +5.57% | +21.76% | +34.17% | +77.54% |
Fund Manager
| Manager | Jayant Dhoot |
|---|---|
| Role | Manager |
| Manager Tenure | 1.17 yrs |
About Fund
| Date of Incorporation | 27 Sep 2006 |
|---|---|
| Fund House | JM Financial Mutual Fund |
| Custodian | HDFC Bank Ltd |
| Registrar / Transfer Agent | JM Financial Asset Management Limited |
| Address | HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W), |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Union Bank of India | 9.75% |
| Canara Bank | 7.60% |
| Punjab National Bank | 7.14% |
| Axis Bank Ltd. | 6.83% |
| Shriram Finance Limited | 5.15% |
| India (Republic of) | 5.06% |
| National Bank For Agriculture And Rural Development | 4.78% |
| Piramal Finance Limited | 4.64% |
| Godrej Industries Limited | 4.64% |
| Shriram Finance Limited | 4.63% |
| India (Republic of) | 4.42% |
| Power Finance Corporation Limited | 4.09% |
| Tbill | 3.99% |
| 182 Days Tbill Red 29-01-2026 | 3.81% |
| Rec Limited | 3.66% |
| 360 One Prime Limited | 3.45% |
| National Bank For Agriculture And Rural Development | 2.97% |
| HDFC Bank Ltd. | 2.93% |
| National Bank For Agriculture And Rural Development | 2.84% |
| 07.86 KA Sdl 2027 | 2.42% |
| Small Industries Development Bank Of India | 2.40% |
| Sikka Ports & Terminals Limited | 2.33% |
| LIC Housing Finance Ltd | 2.32% |
| Small Industries Development Bank Of India | 2.32% |
| Cholamandalam Investment And Finance Company Limited | 2.32% |
| Rural Electrification Corporation Limited | 2.32% |
| Small Industries Development Bank Of India | 2.31% |
| Muthoot Finance Limited | 2.31% |
| LIC Housing Finance Ltd | 2.31% |
| Mahindra And Mahindra Financial Services Limited | 2.31% |
| National Bank For Agriculture And Rural Development | 2.30% |
| 7.38% Gs 2027 | 2.30% |
| Muthoot Finance Limited | 2.22% |
Investment Strategy
To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration# of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Regular Income Over Short Term
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.