Kotak Banking and PSU Fund - Growth
Kotak Mahindra Mutual Fund
₹69.53 (+0.03%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
4.45% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.76%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,024
Invested ₹1,000
▲+2.36%1 year
₹1,045
Invested ₹1,000
▲+4.45%3 years
₹1,069
Invested ₹1,000
▲+6.94%5 years
₹1,060
Invested ₹1,000
▲+5.99%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | CRISIL Banking and PSU Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.45% | +6.94% | +5.99% | — |
| Cumulative returns (%) | +4.45% | +22.28% | +33.77% | +94.40% |
Fund Manager
| Manager | Dharmesh Thakkar |
|---|---|
| Role | Manager |
| Manager Tenure | 1.33 yrs |
About Fund
| Date of Incorporation | 29 Dec 1998 |
|---|---|
| Fund House | Kotak Mahindra Mutual Fund |
| Custodian | Standard Chartered Bank |
| Registrar / Transfer Agent | Kotak Mahindra Asset Management Co Ltd |
| Address | Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Power Finance Corporation Limited | 6.88% |
| National Bank For Financing Infrastructure And Development | 4.14% |
| National Housing Bank | 3.92% |
| 6.68% Govt Stock 2040 | 3.59% |
| 7.18% Govt Stock 2033 | 3.52% |
| Power Grid Corporation Of India Limited | 3.35% |
| 6.98% Gujarat Sgs 2032 | 3.33% |
| HDFC Bank Limited | 3.19% |
| Rec Limited | 3.05% |
| 7.09% Govt Stock 2054 | 3.02% |
| 7.17% Gujarat Sgs 2032 | 3.01% |
| State Bank Of India | 2.94% |
| Indian Oil Corporation Limited | 2.92% |
| National Bank For Agriculture And Rural Development | 2.79% |
| Rural Electrification Corporation Limited | 2.72% |
| Axis Bank Ltd. | 2.69% |
| Small Industries Development Bank Of India | 2.61% |
| National Bank For Agriculture And Rural Development | 2.60% |
| Small Industries Development Bank Of India | 2.59% |
| LIC Housing Finance Ltd | 2.42% |
| Goi Frb 2034 | 2.41% |
Investment Strategy
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Income over a short to medium term investment horizon
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.