Kotak Credit Risk Fund - Growth
Kotak Mahindra Mutual Fund
₹31.92 (+0.09%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
5.54% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.71%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,030
Invested ₹1,000
▲+2.97%1 year
₹1,055
Invested ₹1,000
▲+5.54%3 years
₹1,075
Invested ₹1,000
▲+7.54%5 years
₹1,057
Invested ₹1,000
▲+5.69%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | CRISIL Credit Risk Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.54% | +7.54% | +5.69% | — |
| Cumulative returns (%) | +5.54% | +24.38% | +31.89% | +83.48% |
Fund Manager
| Manager | Vihag Mishra |
|---|---|
| Role | Manager |
| Manager Tenure | 0.94 yrs |
About Fund
| Date of Incorporation | 11 May 2010 |
|---|---|
| Fund House | Kotak Mahindra Mutual Fund |
| Custodian | Standard Chartered Bank |
| Registrar / Transfer Agent | Kotak Mahindra Asset Management Co Ltd |
| Address | Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Jubilant Bevco Limited | 7.26% |
| Rec Limited | 7.12% |
| Vedanta Aluminium Metal Limited | 6.52% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | 6.49% |
| TATA Projects Limited | 6.47% |
| Muthoot Finance Limited | 6.44% |
| Karnataka State Development Loans | 5.84% |
| Aditya Birla Real Estate Limited | 5.80% |
| 7.18% Govt Stock 2033 | 5.78% |
| Aditya Birla Renewables Limited | 5.19% |
| 6.48% Gs 2035 | 4.86% |
| Indus Infra Trust Unit | 4.67% |
| Au Small Finance Bank Limited | 3.90% |
| Embassy Office Parks REIT | 3.87% |
| National Bank For Agriculture And Rural Development | 3.27% |
| 360 One Prime Limited | 3.24% |
Investment Strategy
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.
Income over a medium term investment horizon
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.