Kotak Gilt Fund - Regular Plan - Growth
Kotak Mahindra Mutual Fund
₹96.34 (+0.04%)
NAV as of 9 Oct 2026
Minimum Investment: ₹100
Return
0.32% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.48%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹100
- Category
- Government Bond
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,022
Invested ₹1,000
▲+2.21%1 year
₹1,003
Invested ₹1,000
▲+0.32%3 years
₹1,048
Invested ₹1,000
▲+4.78%5 years
₹1,042
Invested ₹1,000
▲+4.18%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Dynamic Gilt TR INR |
|---|---|
| Secondary Index Name | ICICI Securities Mibex TR INR |
| Index Name | NIFTY All Duration G-Sec TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +0.32% | +4.78% | +4.18% | — |
| Cumulative returns (%) | +0.32% | +15.03% | +22.70% | +72.93% |
Fund Manager
| Manager | Abhishek Bisen |
|---|---|
| Role | Manager |
| Manager Tenure | 18.47 yrs |
About Fund
| Date of Incorporation | 29 Dec 1998 |
|---|---|
| Fund House | Kotak Mahindra Mutual Fund |
| Custodian | Standard Chartered Bank |
| Registrar / Transfer Agent | Kotak Mahindra Asset Management Co Ltd |
| Address | Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.9% Govt Stock 2065 | 15.52% |
| 7.24% Govt Stock 2055 | 14.46% |
| India (Republic of) | 8.30% |
| 6.48% Govt Stock 2035 | 7.40% |
| 7.62% Punjab Sgs 2033 | 7.32% |
| India (Republic of) | 7.19% |
| Karnataka (Government of) 0.0758% | 6.87% |
| India (Republic of) | 6.64% |
| 6.68% Govt Stock 2040 | 6.41% |
| 7.09% Gs 2074 | 5.70% |
| Tamil Nadu (Government of) 0.0712% | 5.56% |
| Uttar Pradesh (Government of) 0.0762% | 5.03% |
| Tbill | 4.74% |
| 7.34% Govt Stock 2064 | 4.60% |
| Tamil Nadu (Government of) 0.078% | 4.30% |
| 7.39% Tamilnadu Sgs 2034 | 4.11% |
| Karnataka State Development Loans | 3.93% |
| India (Republic of) | 3.60% |
| Karnataka State Development Loans | 2.65% |
| India (Republic of) | 2.64% |
| 6.88% Bihar Sgs 2035 | 2.26% |
| 7.09% Govt Stock 2054 | 1.71% |
| 7.3% Govt Stock 2053 | 1.12% |
| Gs06may2037c | 1.02% |
| 6.33% Govt Stock 2035 | 0.99% |
| 7.34% ODisha Sgs 2033 | 0.85% |
| Gs CG 25/05/2034 - (Strips) Strips | 0.58% |
| Gs CG 25/11/2034 - (Strips) Strips | 0.56% |
| Tbill | 0.53% |
| Gs CG 22/04/2037 - (Strips) Strips | 0.50% |
| India (Republic of) | 0.49% |
Investment Strategy
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.