Kotak Liquid Fund - Regular Plan - Growth
Kotak Mahindra Asset Management Co Ltd
₹5,704.65 (+0.02%)
NAV as of 11 Oct 2026
Minimum Investment: ₹1,000
Return
6.38% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.31%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹1,000
- Category
- Liquid
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,032
Invested ₹1,000
▲+3.16%1 year
₹1,064
Invested ₹1,000
▲+6.38%3 years
₹1,068
Invested ₹1,000
▲+6.82%5 years
₹1,063
Invested ₹1,000
▲+6.26%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Liquid Debt TR INR |
|---|---|
| Secondary Index Name | CRISIL Liquid Debt TR INR |
| Index Name | Nifty Liquid Index TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +6.38% | +6.82% | +6.26% | — |
| Cumulative returns (%) | +6.38% | +21.87% | +35.47% | +78.81% |
Fund Manager
| Manager | Sunil Pandey |
|---|---|
| Role | Manager |
| Manager Tenure | 0.08 yrs |
About Fund
| Date of Incorporation | 4 Nov 2003 |
|---|---|
| Fund House | Kotak Mahindra Asset Management Co Ltd |
| Custodian | Standard Chartered Bank |
| Registrar / Transfer Agent | Kotak Mahindra Asset Management Co Ltd |
| Address | Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Punjab National Bank | 6.02% |
| Union Bank of India | 4.57% |
| Small Industries Development Bank Of India | 3.95% |
| Tbill | 3.79% |
| HDFC Bank Limited | 3.75% |
| India (Republic of) | 3.75% |
| Tbill | 3.53% |
| Union Bank Of India | 3.51% |
| Tbill | 3.51% |
| National Bank For Agriculture And Rural Development | 3.43% |
| 20/02/2026 Maturing 364 DTB | 3.41% |
| Canara Bank | 3.15% |
| 5.63% Govt Stock 2026 | 3.03% |
| Union Bank Of India | 3.03% |
| India (Republic of) | 2.94% |
| 12/02/2026 Maturing 91 DTB | 2.93% |
| India (Republic of) | 2.93% |
| HDFC Bank Limited | 2.91% |
| India (Republic of) | 2.87% |
| India (Republic of) | 2.87% |
| Tbill | 2.86% |
| India (Republic of) | 2.85% |
| Small Industries Development Bank Of India | 2.84% |
| Canara Bank | 2.81% |
| PNb Housing Finance Limited | 2.66% |
| Union Bank Of India | 2.60% |
| India (Republic of) | 2.53% |
| National Bank For Agriculture And Rural Development | 2.45% |
| HDFC Bank Limited | 2.45% |
| India (Republic of) | 2.45% |
| India (Republic of) | 2.45% |
| Union Bank of India | 2.43% |
| 182 DTB 18102024 | 2.43% |
| National Bank For Agriculture And Rural Development | 2.35% |
| Reliance Retail Ventures Limited | 2.35% |
| HDFC Bank Ltd. | 2.35% |
| Bank Of Baroda | 2.34% |
| Punjab National Bank | 2.32% |
| 26/02/2026 Maturing 91 DTB | 2.27% |
| Canara Bank | 2.27% |
| Bank Of Baroda | 2.27% |
| 91 Days Tbill Red 23-10-2025 | 2.24% |
| Punjab & Sind Bank | 2.23% |
| 91 Days Tbill (Md 28/08/2025) | 2.21% |
| Bank Of Baroda | 2.20% |
| National Bank For Agriculture And Rural Development | 2.15% |
| India (Republic of) | 2.04% |
| TATA Steel Limited | 2.04% |
| HDFC Bank Ltd. | 2.03% |
| 91 DAYS TREASURY BILL 08/01/2026 TB | 2.02% |
| Union Bank of India | 1.98% |
| India (Republic of) | 1.97% |
| Reliance Retail Ventures Limited | 1.97% |
| Indian Oil Corp Ltd. | 1.94% |
| Karur Vysya Bank Ltd. | 1.87% |
| Ntpc Limited | 1.86% |
| Tbill | 1.74% |
| Indusind Bank Ltd. | 1.72% |
| India (Republic of) | 1.62% |
| Central Bank Of India | 1.61% |
| Bank of Baroda | 1.61% |
| National Bank for Agriculture and Rural Development | 1.61% |
Investment Strategy
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.