LIC MF Banking and PSU Debt Fund-Regular Plan-Weekly Dividend-IDCW Payout
LIC Mutual Fund
₹10.38 (+0.03%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
4.43% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.71%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,027
Invested ₹1,000
▲+2.74%1 year
₹1,044
Invested ₹1,000
▲+4.43%3 years
₹1,068
Invested ₹1,000
▲+6.84%5 years
₹1,058
Invested ₹1,000
▲+5.76%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | NIFTY Banking & PSU Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.43% | +6.84% | +5.76% | — |
| Cumulative returns (%) | +4.43% | +21.97% | +32.34% | +67.06% |
Fund Manager
| Manager | Pratik Shroff |
|---|---|
| Role | Manager |
| Manager Tenure | 3.02 yrs |
About Fund
| Date of Incorporation | 28 May 2007 |
|---|---|
| Fund House | LIC Mutual Fund |
| Custodian | Standard Chartered Bank - India |
| Registrar / Transfer Agent | LIC Mutual Fund Asset Management Limited |
| Address | Standard Chartered Bank - India |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Tbill | 6.06% |
| Canara Bank | 5.01% |
| Small Industries Development Bank Of India | 4.53% |
| Export Import Bank Of India | 4.05% |
| Nuclear Power Corporation Of India Limited | 3.93% |
| NLc India Limited | 3.87% |
| 7.41% Gs 2036 | 3.65% |
| 6.33% Govt Stock 2035 | 3.51% |
| 6.48% Govt Stock 2035 | 3.47% |
| National Highways Authority Of India | 3.35% |
| Small Industries Development Bank Of India | 3.32% |
| National Bank For Agriculture And Rural Development | 3.31% |
| Bharti Telecom Limited | 3.23% |
| Indian Railway Finance Corporation Limited | 3.20% |
| National Bank For Agriculture And Rural Development | 3.19% |
| Rec Limited | 3.16% |
| Jamnagar Utilities & Power Private Limited | 3.15% |
| Export Import Bank Of India | 3.15% |
| 7.71% Govt Stock 2066 | 3.14% |
| India (Republic of) | 3.10% |
| Indian Bank | 2.96% |
| National Housing Bank | 2.90% |
| Power Finance Corporation Limited | 2.89% |
| National Bank For Agriculture And Rural Development | 2.85% |
| 6.68% Gs 2040 | 2.85% |
| Jio Credit Limited | 2.80% |
| Ntpc Limited | 2.78% |
| 6.9% Govt Stock 2065 | 2.78% |
| 6.79% Govt Stock 2034 | 2.73% |
Investment Strategy
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.