Nippon India Credit Risk Fund - Quarterly IDCW Plan Payout
Nippon India Mutual Fund
₹13.02 (+0.03%)
NAV as of 9 Oct 2026
Minimum Investment: ₹500
Return
6.52% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.70%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹500
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,034
Invested ₹1,000
▲+3.38%1 year
₹1,065
Invested ₹1,000
▲+6.52%3 years
₹1,079
Invested ₹1,000
▲+7.93%5 years
₹1,070
Invested ₹1,000
▲+6.98%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to HighThis fund
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +6.52% | +7.93% | +6.98% | — |
| Cumulative returns (%) | +6.52% | +25.71% | +40.15% | +62.70% |
Fund Manager
| Manager | Amber Singhania |
|---|---|
| Role | Manager |
| Manager Tenure | 0.56 yrs |
About Fund
| Date of Incorporation | 2 Apr 2009 |
|---|---|
| Fund House | Nippon India Mutual Fund |
| Custodian | Deutsche Bank AG |
| Registrar / Transfer Agent | Nippon Life India Asset Management Ltd |
| Address | 1 Great Winchester Street |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 7.02% Govt Stock 2031 | 4.90% |
| Triumph Composites Private Limited | 4.68% |
| Jubilant Bevco Limited | 4.20% |
| Prestige Projects Private Limited | 4.04% |
| Triumph Composites Private Limited | 4.04% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | 3.88% |
| Prospera Healthcorp Private Limited | 3.81% |
| GAursons India Private Limited | 3.71% |
| The Sandur Manganese And Iron Ores Limited | 3.62% |
| Aditya Birla Real Estate Limited | 3.49% |
| Renserv Global Private Limited | 3.40% |
| Mancherial Repallewada Road Private Limited | 3.39% |
| Renew Solar Energy (Jharkhand Five) Private Limited | 3.36% |
| Vedanta Limited | 3.30% |
| Hiranandani Financial Services Private Limited | 3.28% |
| National Bank For Agriculture And Rural Development | 3.21% |
| Adani Airport Holdings Limited | 3.20% |
| Mindspace Business Parks Reit | 3.19% |
| Delhi International Airport Limited | 3.00% |
| Auxilo Finserve Private Limited | 3.00% |
| 6.36% Govt Stock 2031 | 2.90% |
| National Bank For Agriculture And Rural Development | 2.89% |
| HDFC Bank Ltd. | 2.86% |
| GAursons India Private Limited | 2.67% |
| Muthoot Fincorp Limited | 2.65% |
| TRuhome Finance Limited | 2.56% |
| Adani Power Limited | 2.56% |
| Navi Finserv Limited | 2.54% |
Investment Strategy
The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.
The fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. The core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.