SBI Banking and PSU Debt Fund Regular Growth
SBI Mutual Fund
₹3,313.61 (+0.03%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
4.35% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.79%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,028
Invested ₹1,000
▲+2.81%1 year
₹1,043
Invested ₹1,000
▲+4.35%3 years
₹1,068
Invested ₹1,000
▲+6.76%5 years
₹1,057
Invested ₹1,000
▲+5.69%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | NIFTY Banking & PSU Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.35% | +6.76% | +5.69% | — |
| Cumulative returns (%) | +4.35% | +21.69% | +31.89% | +89.12% |
Fund Manager
| Manager | Ardhendu Bhattacharya |
|---|---|
| Role | Manager |
| Manager Tenure | 2.84 yrs |
About Fund
| Date of Incorporation | 9 Oct 2009 |
|---|---|
| Fund House | SBI Mutual Fund |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Deutsche Bank AG London Branch | 12.65% |
| 5.63% Gs 2026 | 7.95% |
| 6.79% Govt Stock 2034 | 7.09% |
| 6.94% Govt Stock 2036 | 6.20% |
| Punjab National Bank | 5.76% |
| 6.33% Govt Stock 2035 | 5.43% |
| Canara Bank | 5.37% |
| Power Grid Corporation Of India Limited | 5.22% |
| Deutsche Bank AG | 5.17% |
| Ongc Petro Additions Limited | 4.97% |
| GAil (India) Limited | 4.96% |
| Union Bank of India | 4.94% |
| Housing And Urban Development Corporation Limited | 4.92% |
| State Government Of Karnataka | 4.86% |
| Bank of Baroda | 4.83% |
| Canara Bank | 4.80% |
| Small Industries Development Bank of India | 4.78% |
| 6.95% Madhyapradesh Sgs 2030 | 4.78% |
| Tamil Nadu (Government of) 7.74% | 4.68% |
| Bank of Baroda | 4.67% |
| 7.24% Govt Stock 2055 | 4.25% |
| National Bank For Financing Infrastructure And Development | 4.11% |
| 6.9% Govt Stock 2065 | 4.11% |
| ICICI Bank Limited | 3.93% |
| 6.48% Govt Stock 2035 | 3.83% |
| AU Small Finance Bank Ltd. | 3.78% |
| 6.68% Govt Stock 2040 | 3.77% |
| Canara Bank | 3.66% |
| HDFC Bank Ltd. | 3.50% |
| India Infrastructure Finance Company Limited | 3.46% |
| State Government Of Gujarat | 3.45% |
| LIC Housing Finance Ltd | 3.34% |
| National Highways Infra TRust | 3.32% |
| 7.12% State Government Of Maharashtra 2036 | 3.15% |
| Power Finance Corporation Limited | 3.13% |
| Equitas Small Finance Bank Ltd. | 3.08% |
| National Bank For Agriculture And Rural Development | 3.06% |
| 7.11% ASsam Sdl 2030 | 2.82% |
| Rec Limited | 2.75% |
| Punjab National Bank | 2.68% |
| Nuclear Power Corporation Of India Limited | 2.52% |
| Ongc Petro Additions Limited | 2.48% |
| Power Finance Corporation Limited | 2.48% |
| National Bank For Agriculture And Rural Development | 2.40% |
Investment Strategy
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.