SBI Credit Risk Fund Regular Growth
Bank of Nova Scotia
₹49.81 (+0.07%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
6.97% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.54%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,040
Invested ₹1,000
▲+4.02%1 year
₹1,070
Invested ₹1,000
▲+6.97%3 years
₹1,078
Invested ₹1,000
▲+7.83%5 years
₹1,070
Invested ₹1,000
▲+7.02%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- HighThis fund
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | CRISIL Credit Risk Debt TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +6.97% | +7.83% | +7.02% | — |
| Cumulative returns (%) | +6.97% | +25.38% | +40.36% | +96.88% |
Fund Manager
| Manager | Prashanth Sridhar |
|---|---|
| Role | Manager |
| Manager Tenure | 0.25 yrs |
About Fund
| Date of Incorporation | 19 Jul 2004 |
|---|---|
| Fund House | Bank of Nova Scotia |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 7.02% Govt Stock 2031 | 7.08% |
| 6.92% Govt Stock 2039 | 6.87% |
| Aadhar Housing Finance Limited | 5.14% |
| Nirma Limited | 5.03% |
| Infopark Properties Limited | 4.86% |
| 6.79% Govt Stock 2034 | 4.80% |
| H.G. Infra Engineering Limited | 4.65% |
| National Bank For Agriculture And Rural Development | 4.60% |
| Renew Solar Energy (Jharkhand Five) Private Limited | 4.58% |
| Small Industries Development Bank Of India | 4.56% |
| 6.48% Gs 2035 | 4.55% |
| Nj Capital Private Limited | 4.54% |
| TATA Projects Limited | 4.53% |
| Jtpm Metal TRaders Limited | 4.44% |
| Lodha Developers Limited | 3.93% |
| The Sandur Manganese And Iron Ores Limited | 3.76% |
| Avanse Financial Services Limited | 3.74% |
| Renserv Global Private Limited | 3.67% |
| 6.68% Govt Stock 2040 | 3.58% |
| Jsw Jfe Kalinga Steel Limited | 3.56% |
| Kotak Mahindra Prime Limited | 3.48% |
| Aditya Birla Renewables Limited | 3.44% |
| Motilal Oswal Home Finance Limited | 3.43% |
Investment Strategy
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.