SBI - Dynamic Term Fund - Growth
SBI Mutual Fund
₹37.59 (+0.02%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
4.32% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.39%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Dynamic Bond
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,026
Invested ₹1,000
▲+2.65%1 year
₹1,043
Invested ₹1,000
▲+4.32%3 years
₹1,068
Invested ₹1,000
▲+6.77%5 years
₹1,060
Invested ₹1,000
▲+5.96%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Dynamic Bond A-III TR INR |
|---|---|
| Secondary Index Name | CRISIL Dynamic Bond A-III TR INR |
| Index Name | CRISIL Dynamic Bond TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +4.32% | +6.77% | +5.96% | — |
| Cumulative returns (%) | +4.32% | +21.70% | +33.59% | +90.04% |
Fund Manager
| Manager | Sudhir Agarwal |
|---|---|
| Role | Manager |
| Manager Tenure | 1.25 yrs |
About Fund
| Date of Incorporation | 9 Feb 2004 |
|---|---|
| Fund House | SBI Mutual Fund |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.33% Govt Stock 2035 | 33.55% |
| 6.94% Govt Stock 2036 | 25.76% |
| 7.24% Gs 2055 | 20.48% |
| 6.68% Govt Stock 2040 | 19.39% |
| 6.48% Govt Stock 2035 | 14.64% |
| 7.71% Govt Stock 2066 | 13.89% |
| State Government Of Karnataka | 10.72% |
| Union Bank of India | 9.65% |
| Small Industries Development Bank of India | 9.62% |
| 7.18% Gs 2033 | 9.56% |
| HSBC Bank PLC | 8.48% |
| 6.01% Gs 2030 | 8.34% |
| HSBC Bank PLC | 8.15% |
| Standard Chartered Bank | 7.32% |
| Andhra Pradesh (Government of) 7.28% | 6.97% |
| Axis Bank Ltd. | 6.86% |
| Indian Railway Finance Corporation Limited | 6.27% |
| National Bank For Agriculture And Rural Development | 6.25% |
| 6.90% Gs 2065 | 5.67% |
| Bajaj Finance Limited | 5.65% |
| 7.7% Maharashtra Sdl 2032 | 4.36% |
| Summit Digitel Infrastructure Limited | 4.35% |
| National Bank For Agriculture And Rural Development | 3.84% |
| Power Finance Corporation Limited | 3.83% |
| State Government Of West Bengal | 3.82% |
| National Bank for Agriculture and Rural Development | 3.77% |
| Union Bank of India | 3.62% |
| Rec Limited | 3.54% |
| India (Republic of) | 3.53% |
| India (Republic of) | 3.48% |
| 6.75% Govt Stock 2029 | 3.38% |
| National Bank For Agriculture And Rural Development | 3.35% |
| 7.43% Govt Stock 2076 | 3.32% |
| National Highways Infra TRust | 3.31% |
| National Bank for Agriculture and Rural Development | 3.30% |
| Power Grid Corporation Of India Limited | 3.17% |
| State Government Of Kerala | 2.97% |
| India (Republic of) | 2.95% |
| LIC Housing Finance Ltd | 2.82% |
| Anzen India Energy Yield Plus TRust | 2.80% |
| LIC Housing Finance Ltd | 2.63% |
| INDIA UNIVERSAL TRUST AL2 | 2.54% |
| 7.26 MP Gs 2038 | 2.46% |
| 6.28% Govt Stock 2032 | 2.36% |
Investment Strategy
To provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.