SBI Gilt Fund Regular Growth
SBI Mutual Fund
₹68.15 (+0.02%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
2.54% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.95%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Government Bond
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,024
Invested ₹1,000
▲+2.36%1 year
₹1,025
Invested ₹1,000
▲+2.54%3 years
₹1,062
Invested ₹1,000
▲+6.21%5 years
₹1,057
Invested ₹1,000
▲+5.73%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- ModerateThis fund
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Dynamic Gilt TR INR |
|---|---|
| Secondary Index Name | CRISIL Dynamic Gilt TR INR |
| Index Name | Nifty All Duration G-Sec Index PR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +2.54% | +6.21% | +5.73% | — |
| Cumulative returns (%) | +2.54% | +19.80% | +32.10% | +93.19% |
Fund Manager
| Manager | Sudhir Agarwal |
|---|---|
| Role | Manager |
| Manager Tenure | 1.25 yrs |
About Fund
| Date of Incorporation | 30 Dec 2000 |
|---|---|
| Fund House | SBI Mutual Fund |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.94% Govt Stock 2036 | 24.37% |
| India (Republic of) | 23.66% |
| 7.71% Govt Stock 2066 | 23.03% |
| Tbill | 22.54% |
| State Government Of Karnataka | 13.55% |
| India (Republic of) | 12.15% |
| India (Republic of) | 11.90% |
| 7.24% Govt Stock 2055 | 11.85% |
| India (Republic of) | 9.52% |
| Maharashtra (Government of) 7.55% | 8.62% |
| 25/12/2026 Maturing 364 DTB | 7.11% |
| 27/03/2026 Maturing 91 DTB | 7.03% |
| 7.18% Gs 2033 | 6.57% |
| Andhra Pradesh (Government of) 7.28% | 6.55% |
| India (Republic of) | 6.06% |
| Tbill | 5.73% |
| Tbill | 5.69% |
| 17/09/2026 Maturing 364 DTB | 5.58% |
| 7.27% Govt Stock 2026 | 5.56% |
| India (Republic of) | 5.54% |
| 5.63% Govt Stock 2026 | 5.30% |
| India (Republic of) | 5.14% |
| Tbill | 4.86% |
| Tbill | 4.73% |
| 12/03/2026 Maturing 91 DTB | 4.71% |
| State Government Of West Bengal | 4.16% |
| 16/04/2026 Maturing 182 DTB | 4.14% |
| 6.36% Govt Stock 2031 | 3.89% |
| 17/07/2026 Maturing 182 DTB | 3.88% |
| 6.9% Govt Stock 2065 | 3.68% |
| HSBC Bank PLC | 3.67% |
| Deutsche Bank AG | 3.61% |
| India (Republic of) | 3.59% |
| 05/03/2026 Maturing 182 DTB | 3.43% |
| Tbill | 3.31% |
| 7.09% Govt Stock 2054 | 3.27% |
| 6.01% Gs 2030 | 3.27% |
| 21/05/2026 Maturing 364 DTB | 3.24% |
| 6.48% Govt Stock 2035 | 3.21% |
| 7.43% Govt Stock 2076 | 3.18% |
| 6.79% Gs 2034 | 3.12% |
| 6.28% Gs 2032 | 3.10% |
| India (Republic of) | 3.05% |
| BNP Paribas SA | 3.01% |
| India (Republic of) | 2.95% |
| Tbill | 2.95% |
| Tbill | 2.94% |
| India (Republic of) | 2.84% |
| 6.68% Govt Stock 2040 | 2.82% |
| Tbill | 2.79% |
| Tbill | 2.75% |
| India (Republic of) | 2.70% |
| Punjab (State Of) 7.73% | 2.59% |
| 7.8% Tamilnadu SDL 2032 | 2.52% |
| State Government Of West Bengal | 2.24% |
| State Government Of Kerala | 2.02% |
| 7.02% Gs 2031 | 1.95% |
| 6.77% State Government Of Maharashtra 2038 | 1.75% |
| 7.23% Maharashtra Sdl-04/09/2035 | 1.04% |
| 7.34% Govt Stock 2064 | 1.04% |
| 07.36 MH Sdl 21/02/2035 | 1.03% |
| 7.16% State Government Of Karnataka 2036 | 0.97% |
| 6.33% Govt Stock 2035 | 0.86% |
Investment Strategy
To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.