SBI Overnight Fund Regular Growth
SBI Mutual Fund
₹4,436.86 (+0.01%)
NAV as of 11 Oct 2026
Minimum Investment: ₹5,000
Return
5.16% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.14%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Overnight
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,025
Invested ₹1,000
▲+2.53%1 year
₹1,052
Invested ₹1,000
▲+5.16%3 years
₹1,059
Invested ₹1,000
▲+5.93%5 years
₹1,056
Invested ₹1,000
▲+5.63%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- LowThis fund
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Liquid Overnight TR INR |
|---|---|
| Secondary Index Name | CRISIL Liquid Overnight TR INR |
| Index Name | CRISIL Overnight Index TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.16% | +5.93% | +5.63% | — |
| Cumulative returns (%) | +5.16% | +18.87% | +31.52% | +67.08% |
Fund Manager
| Manager | Ranjana Gupta |
|---|---|
| Role | Manager |
| Manager Tenure | 1.76 yrs |
About Fund
| Date of Incorporation | 1 Oct 2002 |
|---|---|
| Fund House | SBI Mutual Fund |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Canara Bank | 7.37% |
| HDFC Bank Ltd. | 7.05% |
| Bank Of Baroda | 5.66% |
| National Bank For Agriculture And Rural Development | 4.39% |
| Union Bank Of India | 3.79% |
| Axis Bank Limited | 3.43% |
| National Bank For Agriculture And Rural Development | 3.18% |
| Union Bank Of India | 3.06% |
| Indian Oil Corporation Limited | 2.35% |
| Indian Oil Corporation Limited | 2.31% |
| Bank of Baroda | 2.31% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | 1.93% |
| 91 Days Tbill Red 16-10-2025 | 1.82% |
| Canara Bank | 1.73% |
| 7.27% Govt Stock 2026 | 1.68% |
| ICICI Bank Limited | 1.68% |
| Reliance Jio Infocomm Ltd. | 1.67% |
| L&T Finance Ltd. | 1.58% |
| HDFC Bank Limited | 1.49% |
| Bank Of Baroda | 1.28% |
| HDFC Securities Limited | 1.26% |
| India (Republic of) | 1.21% |
| India (Republic of) | 1.21% |
| India (Republic of) | 1.18% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | 1.14% |
| Indian Bank | 1.14% |
| 02/04/2026 Maturing 364 DTB | 1.12% |
| Tbill | 1.12% |
| India (Republic of) | 1.10% |
| ICICI Securities Ltd | 1.08% |
| 364 DTB 01012026 | 1.07% |
| India (Republic of) | 1.07% |
| Tbill | 1.07% |
| ICICI Home Finance Company Limited | 1.05% |
| 91 Days Tbill (Md 28/08/2025) | 1.05% |
| 91 Days Tbill (Md 28/08/2025) | 1.04% |
| 364 DTB 30-Oct-2025 | 1.04% |
| Axis Bank Ltd. | 1.01% |
| 91 Days Tbill (Md 28/08/2025) | 0.99% |
| 91 Days Tbill (Md 28/08/2025) | 0.99% |
| Indian Oil Corp Ltd. | 0.98% |
| India (Republic of) | 0.98% |
| Aditya Birla Capital Limited | 0.96% |
| Reliance Retail Ventures Limited | 0.96% |
| India (Republic of) | 0.96% |
| 19/02/2026 Maturing 91 DTB | 0.96% |
| Tbill | 0.96% |
| Tbill | 0.96% |
| India (Republic of) | 0.92% |
| India (Republic of) | 0.92% |
| Treasury Bills | 0.90% |
| India (Republic of) | 0.87% |
| India (Republic of) | 0.87% |
| India (Republic of) | 0.87% |
| Tbill | 0.87% |
| Kotak Mahindra Prime Ltd. | 0.85% |
| 03/09/2026 Maturing 364 DTB | 0.85% |
| India (Republic of) | 0.84% |
| India (Republic of) | 0.84% |
| Punjab National Bank | 0.83% |
| India (Republic of) | 0.83% |
| Tbill | 0.82% |
| Bajaj Financial Securities Limited | 0.80% |
| Titan Co Ltd. | 0.80% |
| Tbill | 0.78% |
| Tbill | 0.77% |
| Tbill | 0.77% |
| 26/03/2026 Maturing 182 DTB | 0.77% |
| Tbill | 0.74% |
| 17/07/2026 Maturing 182 DTB | 0.73% |
| 23/07/2026 Maturing 182 DTB | 0.73% |
| Tbill | 0.73% |
| 16/04/2026 Maturing 364 DTB | 0.73% |
| 12/02/2026 Maturing 364 DTB | 0.71% |
| 364 DTB 11122025 | 0.70% |
| Bank Of Baroda | 0.69% |
| India (Republic of) | 0.69% |
| Tbill | 0.69% |
| India (Republic of) | 0.64% |
| Axis Bank Limited | 0.64% |
| Union Bank Of India | 0.63% |
| India (Republic of) | 0.63% |
| 5.15% Govt Stock 2025 | 0.59% |
| Indian Bank | 0.59% |
| HDFC Securities Limited | 0.58% |
| 27/02/2026 Maturing 182 DTB | 0.58% |
| India (Republic of) | 0.57% |
| Punjab National Bank | 0.54% |
| Indian Bank | 0.53% |
| 12/03/2026 Maturing 364 DTB | 0.52% |
| 12/03/2026 Maturing 91 DTB | 0.52% |
| Bank Of Baroda | 0.49% |
| Tbill | 0.47% |
| Kotak Mahindra Bank Ltd. | 0.46% |
| 02/07/2026 Maturing 364 DTB | 0.45% |
| 182 Days Tbill Red 11/12/2026 | 0.44% |
| Tbill | 0.43% |
| 364 DTB 15012026 | 0.43% |
| Punjab National Bank | 0.43% |
| Kotak Securities Ltd | 0.42% |
| India (Republic of) | 0.40% |
| India (Republic of) | 0.40% |
| Tbill | 0.36% |
| Kotak Securities Limited | 0.35% |
| Bajaj Financial Securities Ltd | 0.32% |
| 364 DTB 22012026 | 0.31% |
| Tbill | 0.31% |
| 364 DTB 06112025 | 0.29% |
| India (Republic of) | 0.27% |
| T-Bill | 0.26% |
| 27/02/2026 Maturing 364 DTB | 0.26% |
| L&T Finance Limited | 0.21% |
| 26/03/2026 Maturing 364 DTB | 0.21% |
| Tbill | 0.18% |
| 16/04/2026 Maturing 182 DTB | 0.18% |
| 05/03/2026 Maturing 182 DTB | 0.16% |
| 364 DTB 29012026 | 0.16% |
| 21/05/2026 Maturing 364 DTB | 0.15% |
Investment Strategy
To provide the investors an opportunity to invest in overnight securities maturing on the next business day
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.