SBI Retirement Benefit Fund Conservative Hybrid Plan- Regular Plan IDCW Payout
SBI Funds Management Private Limited
₹15.53 (+0.27%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
-0.58% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.66%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Retirement
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,023
Invested ₹1,000
▲+2.31%1 year
₹994
Invested ₹1,000
▼-0.58%3 years
₹1,061
Invested ₹1,000
▲+6.11%5 years
₹1,066
Invested ₹1,000
▲+6.64%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to HighThis fund
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | — |
|---|---|
| Secondary Index Name | — |
| Index Name | CRISIL Hybrid 65+35 Conservative TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | -0.58% | +6.11% | +6.64% | — |
| Cumulative returns (%) | -0.58% | +19.46% | +37.92% | — |
Fund Manager
| Manager | Ardhendu Bhattacharya |
|---|---|
| Role | Manager |
| Manager Tenure | 5.34 yrs |
About Fund
| Date of Incorporation | 17 Feb 2021 |
|---|---|
| Fund House | SBI Funds Management Private Limited |
| Custodian | SBI-SG Global Securities Services Private Limited |
| Registrar / Transfer Agent | SBI Funds Management Ltd |
| Address | “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 7.09% Govt Stock 2054 | 13.75% |
| 6.48% Govt Stock 2035 | 11.31% |
| 07.08 KA Sdl 2034 | 10.49% |
| 6.64% Govt Stock 2031 | 10.36% |
| Deutsche Bank AG | 10.07% |
| 7.18% Govt Stock 2037 | 10.05% |
| Tamil Nadu (Government of) 7.74% | 7.90% |
| 6.9% Govt Stock 2065 | 7.23% |
| 6.94% Govt Stock 2036 | 6.31% |
| 7.24% Govt Stock 2055 | 4.45% |
| 7.12% State Government Of Maharashtra 2036 | 4.42% |
| National Bank For Agriculture And Rural Development | 3.99% |
| Bharat Sanchar Nigam Limited | 3.99% |
| 7.09% Govt Stock 2074 | 3.70% |
| Summit Digitel Infrastructure Limited | 2.98% |
| 6.33% Gs 2035 | 2.73% |
| HDFC Bank Ltd | 2.57% |
| ICICI Bank Ltd | 2.36% |
| Reliance Industries Ltd | 2.07% |
| Torrent Power Limited | 2.04% |
| TATA Power Renewable Energy Limited | 2.02% |
| Power Finance Corporation Limited | 2.02% |
| Rural Electrification Corporation Limited | 1.98% |
Investment Strategy
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
Long term capital appreciation
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.