Tata Retirement Savings Fund - Conservative Plan - Growth
Tata Mutual Fund
₹32.16 (+0.29%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
1.09% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 2.18%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Retirement
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,027
Invested ₹1,000
▲+2.68%1 year
₹1,011
Invested ₹1,000
▲+1.09%3 years
₹1,062
Invested ₹1,000
▲+6.21%5 years
₹1,050
Invested ₹1,000
▲+4.99%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to HighThis fund
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | — |
|---|---|
| Secondary Index Name | — |
| Index Name | CRISIL Short Term Debt Hyb 75+25 TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +1.09% | +6.21% | +4.99% | — |
| Cumulative returns (%) | +1.09% | +19.82% | +27.58% | +89.97% |
Fund Manager
| Manager | Sonam Udasi |
|---|---|
| Role | Manager |
| Manager Tenure | 10.51 yrs |
About Fund
| Date of Incorporation | 1 Nov 2011 |
|---|---|
| Fund House | Tata Mutual Fund |
| Custodian | Deutsche Bank AG |
| Registrar / Transfer Agent | Tata Asset Management Pvt Ltd |
| Address | 1 Great Winchester Street |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.79% Govt Stock 2034 | 20.67% |
| 7.17% Govt Stock 2030 | 9.15% |
| 7.38% Govt Stock 2027 | 9.14% |
| 6.36% Govt Stock 2031 | 8.89% |
| Jamnagar Utilities & Power Private Limited | 5.96% |
| 7.36% Govt Stock 2052 | 5.85% |
| 7.27% Govt Stock 2026 | 5.70% |
| 6.9% Govt Stock 2065 | 5.42% |
| 8.24% Govt.Stock 2027 | 3.11% |
| SHIVSHAKTI SECURITISATION TRUST | 2.88% |
| Bharti Telecom Limited | 2.87% |
| 8.2% Govt Stock 2025 | 2.83% |
| 6.33% Govt Stock 2035 | 2.80% |
| HDFC Bank Ltd | 2.06% |
| Solar Industries India Ltd | 1.50% |
| ICICI Bank Ltd | 1.44% |
| BSE Ltd | 1.42% |
| Reliance Industries Ltd | 1.41% |
| Eternal Ltd | 1.22% |
Investment Strategy
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.