Tata Retirement Savings Fund - Moderate Plan - Growth
Tata Mutual Fund
₹64.73 (+0.79%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
0.61% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 2.02%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Retirement
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,059
Invested ₹1,000
▲+5.91%1 year
₹1,006
Invested ₹1,000
▲+0.61%3 years
₹1,099
Invested ₹1,000
▲+9.86%5 years
₹1,077
Invested ₹1,000
▲+7.70%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very HighThis fund
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | — |
|---|---|
| Secondary Index Name | — |
| Index Name | CRISIL Hybrid 25+75-Aggressive TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +0.61% | +9.86% | +7.70% | — |
| Cumulative returns (%) | +0.61% | +32.58% | +44.89% | +177.83% |
Fund Manager
| Manager | Sonam Udasi |
|---|---|
| Role | Manager |
| Manager Tenure | 10.51 yrs |
About Fund
| Date of Incorporation | 1 Nov 2011 |
|---|---|
| Fund House | Tata Mutual Fund |
| Custodian | Deutsche Bank AG |
| Registrar / Transfer Agent | Tata Asset Management Pvt Ltd |
| Address | 1 Great Winchester Street |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 6.79% Gs 2034 | 6.09% |
| Solar Industries India Ltd | 4.74% |
| ICICI Bank Ltd | 4.27% |
| Eternal Ltd | 3.49% |
| Reliance Industries Ltd | 3.23% |
| Multi Commodity Exchange of India Ltd | 3.23% |
| Tata Consultancy Services Ltd | 3.13% |
| BSE Ltd | 3.04% |
| Kirloskar Pneumatic Co Ltd | 2.74% |
| Radico Khaitan Ltd | 2.60% |
| ITC Ltd | 2.41% |
| Nippon Life India Asset Management Ltd Ordinary Shares | 2.40% |
| HDFC Bank Ltd | 2.30% |
| Polycab India Ltd | 2.22% |
| PB Fintech Ltd | 2.10% |
| 6.36% Govt Stock 2031 | 2.09% |
| Adani Ports & Special Economic Zone Ltd | 2.07% |
| 360 One Wam Ltd Ordinary Shares | 1.97% |
| Mahanagar Gas Ltd | 1.97% |
| Kirloskar Pneumatic Co Ltd | 1.95% |
| Karur Vysya Bank Ltd | 1.95% |
Investment Strategy
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.