UTI Banking and Financial Services Fund - IDCW Payout Plan
UTI Asset Management Co Ltd
₹73.29 (+1.20%)
NAV as of 9 Oct 2026
Minimum Investment: ₹5,000
Return
-1.52% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 2.16%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹5,000
- Category
- Sector - Financial Services
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,006
Invested ₹1,000
▲+0.65%1 year
₹985
Invested ₹1,000
▼-1.52%3 years
₹1,112
Invested ₹1,000
▲+11.17%5 years
₹1,095
Invested ₹1,000
▲+9.50%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to High
- High
- Very HighThis fund
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | Nifty Financial Services TR INR |
|---|---|
| Secondary Index Name | Nifty Financial Services TR INR |
| Index Name | Nifty Financial Services TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | -1.52% | +11.17% | +9.50% | — |
| Cumulative returns (%) | -1.52% | +37.39% | +57.45% | +143.56% |
Fund Manager
| Manager | Bhavesh Kanani |
|---|---|
| Role | Manager |
| Manager Tenure | 0.72 yrs |
About Fund
| Date of Incorporation | 7 Apr 2004 |
|---|---|
| Fund House | UTI Asset Management Co Ltd |
| Custodian | Stock Holding Corporation of India |
| Registrar / Transfer Agent | UTI Asset Management Co Ltd |
| Address | Mittal Court, ‘B’ Wing,,Nariman Point |
Top Holdings
| Company | Weightage (%) |
|---|---|
| HDFC Bank Ltd | 17.60% |
| ICICI Bank Ltd | 10.37% |
| State Bank of India | 9.98% |
| Axis Bank Ltd | 9.93% |
| Kotak Mahindra Bank Ltd | 9.89% |
| Kotak Mahindra Bank Ltd | 8.76% |
| Bajaj Finance Ltd | 5.07% |
| Shriram Finance Ltd | 4.61% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | 3.93% |
| SBI Life Insurance Co Ltd | 3.89% |
| India Shelter Finance Corporation Ltd | 3.30% |
| Indian Bank | 2.92% |
| Max Financial Services Ltd | 2.90% |
| Karur Vysya Bank Ltd | 2.89% |
| Multi Commodity Exchange of India Ltd | 2.39% |
| Bajaj Finserv Ltd | 2.06% |
| ICICI Lombard General Insurance Co Ltd | 1.78% |
Investment Strategy
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Long term capital appreciation
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.