UTI Banking & PSU Debt Fund-Regular Plan - Regular Plan - Growth
UTI Asset Management Co Ltd
₹23.64 (+0.04%)
NAV as of 9 Oct 2026
Minimum Investment: ₹500
Return
5.72% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.54%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹500
- Category
- Banking & PSU
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,032
Invested ₹1,000
▲+3.24%1 year
₹1,057
Invested ₹1,000
▲+5.72%3 years
₹1,073
Invested ₹1,000
▲+7.32%5 years
₹1,075
Invested ₹1,000
▲+7.51%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Banking & PSU Debt A-II TR INR |
| Index Name | NIFTY Banking and PSU Debt A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.72% | +7.32% | +7.51% | — |
| Cumulative returns (%) | +5.72% | +23.59% | +43.62% | +84.18% |
Fund Manager
| Manager | Anurag Mittal |
|---|---|
| Role | Manager |
| Manager Tenure | 4.84 yrs |
About Fund
| Date of Incorporation | 3 Feb 2014 |
|---|---|
| Fund House | UTI Asset Management Co Ltd |
| Custodian | Stock Holding Corporation of India |
| Registrar / Transfer Agent | UTI Asset Management Co Ltd |
| Address | Mittal Court, ‘B’ Wing,,Nariman Point |
Top Holdings
| Company | Weightage (%) |
|---|---|
| Kotak Mahindra Bank Ltd. | 6.42% |
| Union Bank of India | 6.38% |
| ICICI Bank Ltd. | 5.02% |
| Small Industries Development Bank Of India | 4.06% |
| Export Import Bank Of India | 4.06% |
| National Bank For Agriculture And Rural Development | 3.80% |
| Axis Bank Limited | 3.80% |
| Rural Electrification Corporation Limited | 3.50% |
| 7.38% Govt Stock 2027 | 3.48% |
| 7.61% Tamilnadu SDL 2027 | 3.47% |
| Power Finance Corporation Limited | 3.33% |
| National Bank For Agriculture And Rural Development | 3.00% |
| Aditya Birla Housing Finance Limited | 2.76% |
| National Housing Bank | 2.42% |
| HDFC Bank Limited | 2.41% |
| Power Finance Corporation Limited | 2.28% |
| Indian Railway Finance Corporation Limited | 2.08% |
| 7.86% Karnataka Sdl 2027 | 1.74% |
| Bharti Telecom Limited | 1.73% |
| Aditya Birla Housing Finance Limited | 1.73% |
Investment Strategy
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Reasonable income, with low risk and high level of liquidity over short to medium term
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.