UTI Credit Risk Fund Regular Planannual IDCW Payout Option
UTI Asset Management Co Ltd
₹12.23 (+0.01%)
NAV as of 9 Oct 2026
Minimum Investment: ₹20,000
Return
5.37% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 1.65%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹20,000
- Category
- Credit Risk
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,028
Invested ₹1,000
▲+2.85%1 year
₹1,054
Invested ₹1,000
▲+5.37%3 years
₹1,070
Invested ₹1,000
▲+7.00%5 years
₹1,063
Invested ₹1,000
▲+6.26%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to Moderate
- Moderate
- Moderate to HighThis fund
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Credit Risk Debt B-II TR INR |
|---|---|
| Secondary Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Index Name | CRISIL Credit Risk Debt B-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.37% | +7.00% | +6.26% | — |
| Cumulative returns (%) | +5.37% | +22.51% | +35.50% | +22.64% |
Fund Manager
| Manager | Anurag Mittal |
|---|---|
| Role | Manager |
| Manager Tenure | 0.2 yrs |
About Fund
| Date of Incorporation | 16 Dec 2014 |
|---|---|
| Fund House | UTI Asset Management Co Ltd |
| Custodian | Stock Holding Corporation of India |
| Registrar / Transfer Agent | UTI Asset Management Co Ltd |
| Address | Mittal Court, ‘B’ Wing,,Nariman Point |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 7.1% Govt Stock 2034 | 9.47% |
| Jtpm Metal TRaders Limited | 7.80% |
| Aditya Birla Real Estate Limited | 7.49% |
| Piramal Finance Limited | 7.20% |
| Vedanta Aluminium Metal Limited | 6.07% |
| Aadhar Housing Finance Limited | 6.06% |
| TATA Projects Limited | 6.04% |
| Adani Power Limited | 6.01% |
| SHIVSHAKTI SECURITISATION TRUST | 5.85% |
| Avanse Financial Services Limited | 5.84% |
| Eris Lifesciences Limited | 4.62% |
| 7.18% Govt Stock 2033 | 3.96% |
| Nirma Limited | 3.66% |
Investment Strategy
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Reasonable income and capital appreciation over medium to long term
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.