UTI Floating Interest Rates Fund-Regular Flexi Dividend Plan-IDCW Payout
UTI Asset Management Co Ltd
₹1,467.99 (+0.04%)
NAV as of 9 Oct 2026
Minimum Investment: ₹20,000
Return
5.50% Returns for 1Y
Expense ratio & Others
- Net expense ratio
- 0.81%
- Exit load
- 0%
- Lock-in
- No
- Minimum investment
- ₹20,000
- Category
- Floating Rate
Expense ratio is inclusive of GST. Returns may be taxed based on the fund type and your holding period — please read the scheme-related documents and consult a tax advisor. Figures are historical and do not guarantee future results.
Fund Returns Estimator
One-time investment
₹1,000
6 months
₹1,028
Invested ₹1,000
▲+2.79%1 year
₹1,055
Invested ₹1,000
▲+5.50%3 years
₹1,066
Invested ₹1,000
▲+6.62%5 years
₹1,055
Invested ₹1,000
▲+5.46%
Based on the fund’s historic trailing returns — a planning illustration, not a guarantee of future results.
Invest One-TimePlan it your way
The figures above are fixed to this fund’s past returns over set periods. Use a calculator to set your own amount, tenure and expected rate of return.
Risk level
Riskometer scale
- Low
- Low to ModerateThis fund
- Moderate
- Moderate to High
- High
- Very High
Riskometer level assigned by the fund house as per SEBI norms. It can change as the scheme’s portfolio changes.
Fund benchmark
| Primary Index Name | CRISIL Liquid Debt TR INR |
|---|---|
| Secondary Index Name | CRISIL Liquid Debt TR INR |
| Index Name | CRISIL Short Duration Debt A-II TR INR |
| Weighting | 100% |
Returns
| 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|
| Fund returns (%) | +5.50% | +6.62% | +5.46% | — |
| Cumulative returns (%) | +5.50% | +21.19% | +30.44% | — |
Fund Manager
| Manager | Pankaj Pathak |
|---|---|
| Role | Manager |
| Manager Tenure | 1.48 yrs |
About Fund
| Date of Incorporation | 30 Oct 2018 |
|---|---|
| Fund House | UTI Asset Management Co Ltd |
| Custodian | Stock Holding Corporation of India |
| Registrar / Transfer Agent | UTI Asset Management Co Ltd |
| Address | Mittal Court, ‘B’ Wing,,Nariman Point |
Top Holdings
| Company | Weightage (%) |
|---|---|
| 7.02% Govt Stock 2031 | 6.96% |
| Small Industries Development Bank Of India | 6.57% |
| 6.36% Govt Stock 2031 | 6.48% |
| Export Import Bank Of India | 5.26% |
| Power Finance Corporation Limited | 5.16% |
| 6.17% Govt Stock 2028 | 5.01% |
| National Bank For Agriculture And Rural Development | 4.99% |
| Kotak Mahindra Bank Ltd. | 4.80% |
| 7.04% Govt Stock 2029 | 4.32% |
| Small Industries Development Bank Of India | 3.43% |
| Rec Limited | 3.41% |
| Indian Railway Finance Corporation Limited | 3.33% |
| Summit Digitel Infrastructure Limited | 3.33% |
| Niif Infrastructure Finance Limited | 3.32% |
| Mahindra And Mahindra Financial Services Limited | 3.31% |
| Rec Limited | 3.31% |
| Tata Capital Housing Finance Limited | 3.30% |
| National Housing Bank | 3.30% |
| Bharti Telecom Limited | 3.29% |
| Sundaram Finance Limited | 3.27% |
| National Bank For Agriculture And Rural Development | 3.25% |
| Rec Limited | 3.23% |
| Indian Railway Finance Corporation Limited | 3.21% |
| Small Industries Development Bank Of India | 3.21% |
| SIDDHIVINAYAK SECURITISATION TRUST | 3.21% |
| Embassy Office Parks Reit | 3.18% |
| Bajaj Finance Limited | 3.16% |
| Mindspace Business Parks Reit | 2.40% |
| Can Fin Homes Limited | 2.05% |
Investment Strategy
The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
"This product is suitable for investors who are seeking to generate reasonable returns "
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. The data shown is for information only and does not constitute investment advice.