The table below shows the Best Gilt Funds based on AUM, NAV, and minimum SIP.
| Name | AUM | Minimum SIP | NAV |
| Bandhan CRISIL IBX Gilt June 2027 Index Fund | 8243.85 | 100.00 | 11.28 |
| SBI Magnum Gilt Fund | 7268.18 | 1000.00 | 59.97 |
| Bandhan CRISIL IBX Gilt April 2028 Index Fund | 4735.41 | 100.00 | 11.30 |
| Aditya Birla SL Nifty SDL Apr 2027 Index Fund | 4233.90 | 100.00 | 10.81 |
| ICICI Pru Gilt Fund | 4163.42 | 100.00 | 95.30 |
| Kotak Gilt Fund-PF&Trust | 2708.89 | 100.00 | 95.97 |
| Kotak Gilt Fund | 2708.89 | 100.00 | 93.72 |
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | 2239.22 | 100.00 | 10.78 |
| ICICI Pru Constant Maturity Gilt Fund | 2237.48 | 5000.00 | 21.32 |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund | 2188.99 | 1500.00 | 10.78 |
Content:
- Top Gilt Funds
- Best Gilt Funds In India
- Top 10 Gilt Funds In India
- Best Gilt Mutual Fund India
- Best Gilt Funds – FAQs
- Introduction to Best Gilt Funds
Top Gilt Funds
The table below shows Top Gilt Funds based on lowest to highest expense ratio.
| Name | Expense Ratio |
| Kotak Nifty G-Sec July 2033 Index Fund | 0.00 |
| Aditya Birla SL CRISIL IBX AAA Mar 2024 Index Fund | 0.11 |
| Tata CRISIL IBX Gilt Index – April 2026 Index Fund | 0.11 |
| Axis CRISIL IBX SDL May 2027 Index Fund | 0.14 |
| Baroda BNP Paribas Gilt Fund | 0.14 |
| Mirae Asset Nifty SDL Jun 2027 Index Fund | 0.14 |
| Tata Nifty G-Sec Dec 2029 Index Fund | 0.14 |
| Mirae Asset Nifty SDL June 2028 Index Fund | 0.14 |
| Invesco India Nifty G-sec Jul 2027 Index Fund | 0.14 |
| Invesco India Nifty G-sec Sep 2032 Index Fund | 0.14 |
Best Gilt Funds In India
The table below shows Best Gilt Funds In India based on Highest 3Y CAGR.
| Name | CAGR 3Y |
| ICICI Pru Gilt Fund | 5.62 |
| SBI Magnum Gilt Fund | 5.05 |
| Kotak Gilt Fund | 4.91 |
| Kotak Gilt Fund-PF&Trust | 4.90 |
| Edelweiss Government Securities Fund | 4.89 |
| DSP G-Sec Fund | 4.42 |
| PGIM India Gilt Fund | 4.37 |
| Aditya Birla SL G-Sec Fund | 4.23 |
| Aditya Birla SL G-Sec Fund | 4.23 |
| Axis Gilt Fund | 4.13 |
Top 10 Gilt Funds In India
The table below shows Top 10 Gilt Funds In India based on exit load i.e the fee that the AMC charges investors at the time of exiting or redeeming their fund units.
| Name | Exit Load | AMC |
| Bandhan CRISIL IBX Gilt June 2027 Index Fund | 0.00 | Bandhan AMC Limited |
| SBI Magnum Gilt Fund | 0.00 | SBI Funds Management Limited |
| Bandhan CRISIL IBX Gilt April 2028 Index Fund | 0.00 | Bandhan AMC Limited |
| Aditya Birla SL Nifty SDL Apr 2027 Index Fund | 0.00 | Aditya Birla Sun Life AMC Limited |
| ICICI Pru Gilt Fund | 0.00 | ICICI Prudential Asset Management Company Limited |
| Kotak Gilt Fund | 0.00 | Kotak Mahindra Asset Management Company Limited |
| Kotak Gilt Fund-PF&Trust | 0.00 | Kotak Mahindra Asset Management Company Limited |
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | 0.00 | DSP Investment Managers Private Limited |
| ICICI Pru Constant Maturity Gilt Fund | 0.00 | ICICI Prudential Asset Management Company Limited |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund | 0.00 | HSBC Global Asset Management (India) Private Limited |
Best Gilt Mutual Fund India
The table below shows Best Gilt Mutual Fund India based on Absolute 1 Year Return and AMC.
| Name | AMC | Absolute Returns – 1Y |
| ICICI Pru Gilt Fund | ICICI Prudential Asset Management Company Limited | 8.50 |
| Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund | Edelweiss Asset Management Limited | 8.25 |
| SBI CRISIL IBX Gilt Index – June 2036 Fund | SBI Funds Management Limited | 8.20 |
| Aditya Birla SL CRISIL IBX Gilt Apr 2029 Index Fund | Aditya Birla Sun Life AMC Limited | 7.96 |
| SBI Magnum Gilt Fund | SBI Funds Management Limited | 7.83 |
| Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund | Aditya Birla Sun Life AMC Limited | 7.83 |
| DSP 10Y G-Sec Fund | DSP Investment Managers Private Limited | 7.82 |
| ICICI Pru Constant Maturity Gilt Fund | ICICI Prudential Asset Management Company Limited | 7.74 |
| SBI CRISIL IBX Gilt Index – Apr 2029 Fund | SBI Funds Management Limited | 7.72 |
| Mirae Asset CRISIL IBX Gilt Index – April 2033 Index Fund | Mirae Asset Investment Managers (India) Private Limited | 7.72 |
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Best Gilt Funds – FAQs
1. What are the Best Gilt Mutual Fund?
Best Gilt Mutual Fund #1: Bandhan CRISIL IBX Gilt June 2027 Index Fund
Best Gilt Mutual Fund #2: SBI Magnum Gilt Fund
Best Gilt Mutual Fund #3: Bandhan CRISIL IBX Gilt April 2028 Index Fund
Best Gilt Mutual Fund #4: Aditya Birla SL Nifty SDL Apr 2027 Index Fund
Best Gilt Mutual Fund #5: ICICI Pru Gilt Fund
These funds are listed based on Highest AUM.
2. Is it good to invest in gilt funds?
Investing in gilt funds can be a suitable option for certain investors, especially risk-averse investors seeking stable returns.
3. How do I choose a gilt mutual fund?
To choose a gilt fund consider your financial goals, risk tolerance, fund performance, expense ratios, manager’s track record, credit quality, fund duration, exit load, liquidity, and tax implications.
4. Are gilt funds better than FD?
Gilt funds offer higher potential returns and tax benefits but involve market risks. FDs provide fixed returns with low risk. Choose based on risk tolerance and financial goals.
5. Are gilt funds tax free?
Gilt funds are not entirely tax-free. While the interest income from government securities in gilt funds is tax-free, any capital gains from selling the fund units are taxable.
6. Is a gilt fund good for the long term?
Gilt funds can be suitable for the long term, especially for investors seeking stable returns with relatively lower risk.
Introduction to Best Gilt Funds
Best Gilt Funds – AUM, NAV
Bandhan CRISIL IBX Gilt June 2027 Index Fund
The Bandhan CRISIL IBX Gilt June 2027 Index Fund Direct – Growth, offered by Bandhan Mutual Fund, is a Target Maturity mutual fund scheme. This fund has been operational for 2 years and 7 months. Currently, it manages assets worth ₹8243 Crores.
SBI Magnum Gilt Fund
The SBI Magnum Gilt Fund Direct-Growth is a Gilt mutual fund scheme offered by SBI Mutual Fund. This fund has been active for 10 years and 9 months. Currently, it manages assets worth ₹7268 Crores.
Bandhan CRISIL IBX Gilt April 2028 Index Fund
The Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct – Growth is a Target Maturity mutual fund scheme provided by Bandhan Mutual Fund. This fund has been operational for 2 years and 7 months and currently manages assets worth ₹4,735 Crores.
Top Gilt Funds – Expense Ratio
Kotak Nifty G-Sec July 2033 Index Fund
The scheme you are referring to is managed by Kotak Mahindra Mutual Fund and is designed to generate returns that align with the performance of the Nifty G-Sec July 2033 Index, before accounting for fees and expenses. The fund was launched on October 11, 2023, and its benchmark for performance evaluation is the Nifty G-Sec July 2033 Index. Having zero as expense ratio.
Aditya Birla SL CRISIL IBX AAA Mar 2024 Index Fund
The fund aims to match CRISIL IBX AAA Index – March 2024 returns, offering income over the target maturity, open-ended flexibility, and zero expenses for investors seeking stability.
Tata CRISIL IBX Gilt Index – April 2026 Index Fund
The scheme aims to mirror underlying index returns with low to moderate risk. Ideal for risk-averse investors seeking stability through Credit Risk-free Government of India Securities with predefined maturity and open-ended liquidity.
Best Gilt Funds In India – CAGR 3Y
ICICI Pru Gilt Fund
The ICICI Prudential Gilt Fund Direct Plan-Growth is a Gilt mutual fund scheme offered by ICICI Prudential Mutual Fund. This fund has been active for 10 years and 9 months. The Compound Annual Growth Rate (CAGR) for the past 3 years is 5.62%.
Kotak Gilt Fund
The Kotak Gilt Investment Direct-Growth is a Gilt mutual fund scheme offered by Kotak Mahindra Mutual Fund. This fund has been active for 10 years and 9 months. The Compound Annual Growth Rate (CAGR) for the past 3 years is 4.91%.
Kotak Gilt Fund-PF&Trust
The Kotak Gilt Investment PF & Trust Direct-Growth is a Gilt mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been active for 10 years and 9 months. The Compound Annual Growth Rate (CAGR) for the past 3 years is 4.90%.
Top 10 Gilt Funds In India – Exit Load
Aditya Birla SL Nifty SDL Apr 2027 Index Fund
The Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund Direct – Growth is a Target Maturity mutual fund scheme offered by Aditya Birla Sun Life Mutual Fund. This fund has been operational for 1 year and 9 months. There is no exit load associated with this scheme, meaning investors can redeem their investments without any additional charges.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund
The DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct – Growth is a Target Maturity mutual fund scheme offered by DSP Mutual Fund. This fund has been operational for 1 year and 7 months. There is no exit load associated with this scheme, allowing investors to redeem their investments without any additional charges.
ICICI Pru Constant Maturity Gilt Fund
The ICICI Prudential Constant Maturity Gilt Fund Direct-Growth is a Gilt mutual fund scheme with a 10-year Constant Duration, offered by ICICI Prudential Mutual Fund. This fund has been active for 9 years and 1 month. There is no exit load associated with this scheme, allowing investors to redeem their investments without any additional charges.
Best Gilt Mutual Fund India – Absolute Returns – 1Y
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund
The Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund Direct – Growth is a Target Maturity mutual fund scheme offered by Edelweiss Mutual Fund. This fund has been operational for 1 year. It has delivered an absolute return of 8.25% over the past year.
SBI CRISIL IBX Gilt Index – June 2036 Fund
The SBI CRISIL IBX Gilt Index – June 2036 Fund Direct – Growth is a Target Maturity mutual fund scheme offered by SBI Mutual Fund. This fund has been active for 1 year and 1 month, with an absolute return of 8.20% over the past year.
Aditya Birla SL CRISIL IBX Gilt Apr 2029 Index Fund
The Aditya Birla Sun Life CRISIL IBX Gilt – Apr 2029 Index Fund Direct – Growth is a Target Maturity mutual fund scheme offered by Aditya Birla Sun Life Mutual Fund. This fund has been operational for 1 year, with an absolute return of 7.96% over the past year.
We hope you’re clear on the topic, but there’s more to explore in stocks, commodities, mutual funds, and related areas. Here are important topics to learn about.
Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change over time.
