Top Performing Flexi Funds in 10 Years

The below table shows a list of the Top Performing Flexi Funds in 10 Years based on AUM, NAV, and minimum SIP.

Introduction to Top Performing Flexi Funds in 10 Years

Parag Parikh Flexi Cap Fund  

Parag Parikh Flexi Cap Fund is a Flexi Cap mutual fund scheme from PPFAS Mutual Fund. This fund has been operational for 11 years and 2 months, having been launched on May 13, 2013.

Parag Parikh Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹75,956.22 crores, a 5-year CAGR of 27.51%, an exit load of 2%, and an expense ratio of 0.63%. The SEBI risk category is Very High. Its asset allocation includes 84.77% in Equity, 11.24% in Cash & Equivalents, 3.45% in Treasury Bills, 0.48% in Certificates of Deposit, and 0.02% in Rights.

HDFC Flexi Cap Fund  

HDFC Flexi Cap Fund is a Flexi Cap mutual fund scheme from HDFC Mutual Fund. This fund has been operational for 11 years and 6 months, having been launched on January 1, 2013.

HDFC Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹59,123.44 crores, a 5-year CAGR of 25.76%, an exit load of 1%, and an expense ratio of 0.77%. The SEBI risk category is Very High. Its asset allocation includes 84.77% in Equity, 11.24% in Cash & Equivalents, 3.45% in Treasury Bills, 0.48% in Certificates of Deposit, and 0.02% in Rights.

Franklin India Flexi Cap Fund  

Franklin India Flexi Cap Fund is a Flexi Cap mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been operational for 11 years and 7 months, having been launched on January 1, 2013.

Franklin India Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹17,417.27 crores, a 5-year CAGR of 26.06%, an exit load of 1%, and an expense ratio of 0.94%. The SEBI risk category is Very High. Its asset allocation includes 91.87% in Equity, 6.38% in Cash & Equivalents, 1.60% in Rights, and 0.15% in Treasury Bills.

Quant Flexi Cap Fund  

Quant Flexi Cap Fund is a Flexi Cap mutual fund scheme from Quant Mutual Fund. This fund has been operational for 11 years and 7 months, having been launched on January 1, 2013.

Quant Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹7,435.74 crores, a 5-year CAGR of 39.01%, an exit load of 1%, and an expense ratio of 0.59%. The SEBI risk category is Very High. Its asset allocation includes 87.39% in Equity, 6.13% in Cash & Equivalents, 4.10% in Treasury Bills, and 2.38% in Futures & Options.

PGIM India Flexi Cap Fund  

PGIM India Flexi Cap Fund is a Flexi Cap mutual fund scheme from PGIM India Mutual Fund. This fund has been operational for 9 years and 5 months, having been launched on March 4, 2015.

PGIM India Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹6,417.66 crores, a 5-year CAGR of 25.96%, an exit load of 0.5%, and an expense ratio of 0.43%. The SEBI risk category is Very High. Its asset allocation includes 98.37% in Equity, 1.46% in Cash & Equivalents, and 0.17% in Treasury Bills.

HDFC Retirement Savings Fund-Equity Plan  

HDFC Retirement Savings Fund-Equity Plan is a Flexi Cap mutual fund scheme from HDFC Mutual Fund. This fund has been operational for 7 years and 6 months, having been launched on February 25, 2016.

HDFC Retirement Savings Fund-Equity Plan falls under the Flexi Cap Fund category with an AUM of ₹5,851.58 crores, a 5-year CAGR of 27.95%, an exit load of 0%, and an expense ratio of 0.67%. The SEBI risk category is Very High. Its asset allocation includes 91.92% in Equity, 7.25% in Cash & Equivalents, and 0.84% in REITs & InvITs.

HSBC Flexi Cap Fund  

HSBC Flexi Cap Fund is a Flexi Cap mutual fund scheme from HSBC Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.

HSBC Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹4,982.00 crores, a 5-year CAGR of 24.62%, an exit load of 1%, and an expense ratio of 1.16%. The SEBI risk category is Very High. Its asset allocation includes 99.39% in Equity and 0.61% in Cash & Equivalents.

JM Flexicap Fund  

JM Flexicap Fund is a Flexi Cap mutual fund scheme from JM Financial Mutual Fund. This fund has been operational for 11 years and 6 months, having been launched on January 1, 2013.

JM Flexicap Fund falls under the Flexi Cap Fund category with an AUM of ₹3,216.32 crores, a 5-year CAGR of 29.89%, an exit load of 1%, and an expense ratio of 0.39%. The SEBI risk category is Very High. Its asset allocation includes 96.90% in Equity, 2.02% in Cash & Equivalents, and 1.08% in Rights.

Edelweiss Flexi Cap Fund  

Edelweiss Flexi Cap Fund is a Flexi Cap mutual fund scheme from Edelweiss Mutual Fund. This fund has been operational for 9 years and 8 months, having been launched on January 13, 2015.

Edelweiss Flexi Cap Fund falls under the Flexi Cap Fund category with an AUM of ₹2,247.99 crores, a 5-year CAGR of 25.29%, an exit load of 1%, and an expense ratio of 0.44%. The SEBI risk category is Very High. Its asset allocation includes 97.68% in Equity and 2.32% in Cash & Equivalents.

ICICI Pru Retirement Fund-Pure Equity Plan  

ICICI Pru Retirement Fund-Pure Equity Plan is a Flexi Cap mutual fund scheme from ICICI Prudential Mutual Fund. This fund has been operational for 5 years and 7 months, having been launched on February 7, 2019.

ICICI Pru Retirement Fund-Pure Equity Plan falls under the Flexi Cap Fund category with an AUM of ₹871.84 crores, a 5-year CAGR of 27.22%, an exit load of 0%, and an expense ratio of 0.77%. The SEBI risk category is Very High. Its asset allocation includes 95.68% in Equity, 3.40% in Cash & Equivalents, and 0.92% in Rights.

What Are Flexi Funds?

Flexi Funds, also known as Flexi Cap Funds, are a category of mutual funds that invest across market capitalizations (large, mid, and small-cap stocks) without any restrictions on allocation. These funds aim to generate higher returns by providing fund managers the flexibility to adjust the portfolio based on market conditions and opportunities.

Flexi Funds allow fund managers to allocate assets freely among different market segments, depending on their market outlook. This flexibility enables them to capitalize on opportunities across the market spectrum and potentially generate higher returns.

These funds are suitable for investors who seek exposure to various market segments through a single fund and are comfortable with the fund manager’s discretion in asset allocation. They can be a good option for those looking for a diversified equity portfolio with the potential for higher returns.

Features Of Top Performing Flexi Funds in 10 Years

The main features of top-performing Flexi Funds in 10 years include flexibility in asset allocation, potential for higher returns, active management, diversification benefits, and adaptability to market conditions. These funds aim to capitalize on opportunities across market capitalizations.

• Flexibility: Flexi Funds can invest across large, mid, and small-cap stocks without any fixed allocation restrictions, allowing fund managers to adapt to changing market conditions.

• Potential for higher returns: By having the ability to invest across market capitalizations, these funds can potentially generate higher returns compared to funds restricted to a specific market segment.

• Active management: Fund managers actively monitor and adjust the portfolio based on market trends and opportunities, aiming to optimize returns.

• Diversification: These funds typically offer broad diversification across market caps and sectors, potentially reducing overall portfolio risk.

Best Performing Flexi Funds in 10 Years

The table below shows the Best Performing Flexi Funds in 10 Years based on the lowest to highest expense ratio.

Top Performing Flexi Funds in 10 Years In India

The table below shows the Top Performing Flexi Funds in 10 Years In India based on the Highest 3Y CAGR.

Top Performing Flexi Funds in 10 Years

The table below shows the Top Performing Flexi Funds in 10 Years based on exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

Factors To Consider When Investing In Top Performing Flexi Funds in 10 Years

The main factors to consider when investing in top-performing Flexi Funds in 10 years include fund manager expertise, historical performance, investment strategy, risk management, and your risk tolerance. These factors can significantly impact the fund’s performance and suitability for your portfolio.

• Fund manager expertise: Evaluate the fund manager’s experience and track record in managing flexi cap funds. Their ability to make effective allocation decisions is crucial.

• Historical performance: Analyze the fund’s returns over various market cycles, comparing them with benchmark indices and category averages.

• Investment strategy: Understand the fund’s approach to asset allocation and stock selection across market caps. Ensure it aligns with your investment goals.

• Risk management: Assess how the fund manages risks associated with investing across market capitalizations. Look for a robust risk management framework.

• Your risk tolerance: Ensure your risk appetite aligns with the potentially higher volatility of Flexi Funds compared to large-cap focused funds.

How To Invest In Top Performing Flexi Funds in 10 Years?

To invest in top-performing Flexi Funds in 10 years, start by researching and comparing different funds based on their performance, investment strategy, and fund manager expertise. Once you’ve selected a fund that aligns with your financial goals and risk tolerance, you can invest through Alice Blue.

Alice Blue is a user-friendly online investment platform that provides tools and resources to help you make informed investment decisions. You can choose to invest a lump sum amount or opt for a Systematic Investment Plan (SIP), which allows you to invest a fixed amount regularly.

For most investors, a SIP is recommended as it helps in rupee cost averaging and reduces the impact of market volatility on your investment over time. Remember to review and rebalance your investment periodically to ensure it remains aligned with your financial goals.

Advantages Of Investing In Top Performing Flexi Funds in 10 Years?

The main advantages of investing in top-performing Flexi Funds in 10 years include the potential for higher returns, flexibility in asset allocation, diversification benefits, and adaptability to market conditions. These funds offer opportunities for investors seeking exposure across market capitalizations.

• Higher return potential: Flexi Funds can potentially generate higher returns by capitalizing on opportunities across market caps and adjusting allocations based on market conditions.

• Flexibility: Fund managers have the freedom to adjust the portfolio allocation across market caps, potentially optimizing returns in different market scenarios.

• Diversification: These funds typically offer broad diversification across market caps and sectors, potentially reducing overall portfolio risk.

• Adaptability: Flexi Funds can adapt to changing market conditions, potentially benefiting from various market trends and opportunities.

Risks Of Investing In Top Performing Flexi Funds in 10 Years?

The main risks of investing in top-performing Flexi Funds in 10 years include higher volatility, dependence on fund manager expertise, the potential for higher losses in certain market conditions, and the risk of underperformance. These factors can impact the fund’s performance and lead to fluctuations in returns.

• Higher volatility: Flexi Funds can be more volatile than pure large-cap funds due to their exposure to mid and small-cap stocks, which are generally more volatile.

• Manager risk: The fund’s performance heavily relies on the fund manager’s decisions. Poor judgment in asset allocation can significantly impact returns.

• Potential for higher losses: While aiming for higher returns, these funds may also face steeper declines during market downturns, especially if heavily invested in smaller companies.

• Underperformance risk: In certain market conditions, Flexi Funds may underperform more focused funds if their asset allocation strategy doesn’t align with prevailing trends.

Importance of Flexi Funds

The main importance of Flexi Funds lies in their ability to offer flexibility in asset allocation, provide exposure to various market segments, potentially generate higher returns, and adapt to changing market conditions. These funds play a crucial role for certain investors seeking diversified equity exposure.

• Flexibility: Flexi Funds allow investors to gain exposure to various market capitalizations through a single fund, adapting to market conditions.

• Diversification: These funds provide broad diversification across market caps and sectors, potentially reducing overall portfolio risk.

• Potential for higher returns: By having the ability to invest across market caps, Flexi Funds can potentially capitalize on opportunities in different market segments.

• Adaptability: Fund managers can adjust the portfolio based on market outlook, potentially benefiting from various market trends and opportunities.

How Long to Stay Invested in Flexi Funds?

The ideal investment horizon for Flexi Funds is typically 5-7 years or longer. This extended time frame allows investors to potentially benefit from the fund’s flexible strategy while smoothing out short-term market volatility that can affect stocks across market capitalizations.

A longer investment period also gives fund managers time to execute their strategies effectively and navigate through different market cycles. However, regular monitoring and rebalancing are crucial. Investors should be prepared for periods of volatility and potential underperformance in certain market conditions.

Tax Implications of Investing in Flexi Funds

Flexi Funds are taxed as equity mutual funds in India. For holding periods up to 1 year, gains are considered short-term capital gains and taxed at 15%. For holding periods over 1 year, long-term capital gains up to ₹1 lakh per financial year are tax-free.

Long-term capital gains exceeding ₹1 lakh are taxed at 10% without indexation benefits. It’s important to note that these tax rates are subject to change based on government policies. The tax efficiency of equity funds like Flexi Funds can make them attractive for long-term investors.

Future of Flexi Funds

The future of Flexi Funds in India looks promising, driven by factors such as increasing investor sophistication, demand for flexible investment strategies, and the potential for capturing growth across different market segments. As the Indian equity market evolves, these funds are likely to play an increasingly important role in investors’ portfolios.

However, their performance will continue to be heavily dependent on fund manager expertise and market conditions. The success of Flexi Funds in the future will likely be determined by their ability to effectively navigate different market cycles and consistently deliver risk-adjusted returns across various market capitalizations.

Top Performing Flexi Funds in 10 Years – FAQs  

Disclaimer: The above article is written for educational purposes and the companies’ data mentioned in the article may change with respect to time. The securities quoted are exemplary and are not recommendatory.