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Best Aggressive Hybrid Fund

The below table shows a list of the Best Aggressive Hybrid Fund Based on AUM, NAV, and minimum SIP.

NameAUM (Cr)NAV (Rs)Minimum SIP (Rs)
SBI Equity Hybrid Fund71,635.79298.775000
ICICI Pru Equity & Debt Fund39,769.96395.45100
HDFC Hybrid Equity Fund23,911.59119.822500
Canara Rob Equity Hybrid Fund10,747.36376.420
DSP Aggressive Hybrid Fund10,306.16372.590
Mirae Asset Aggressive Hybrid Fund8,893.4034.320
Aditya Birla SL Equity Hybrid ’95 Fund7,684.171581.71100
Kotak Equity Hybrid Fund6,913.4768.02100
UTI Aggressive Hybrid Fund6,098.99410.05500
HSBC Aggressive Hybrid Fund5,728.0958.161500
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Introduction to Aggressive Hybrid Funds

SBI Equity Hybrid Fund

SBI Equity Hybrid Fund is an Aggressive Hybrid mutual fund scheme from SBI Mutual Fund. This fund has been operational for several years and has gained popularity among investors seeking balanced exposure to equity and debt instruments.

SBI Equity Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹71,635.79 crores, a 5-year CAGR of 13.85%, an exit load of 1%, and an expense ratio of 0.73%. The SEBI risk category is Very High. Its asset allocation includes 73.52% in Equity, 11.59% in Corporate Debt, 9.12% in Government Securities, 2.45% in REITs & InvIT, 1.53% in Certificate of Deposit, and 1.79% in Others.

ICICI Pru Equity & Debt Fund

ICICI Prudential Equity & Debt Fund is an Aggressive Hybrid mutual fund scheme from ICICI Prudential Mutual Fund. This fund has been operational for several years, making it a reliable choice for investors looking for a balanced approach between equities and debt instruments.

ICICI Prudential Equity & Debt Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹39,769.96 crores, a 5-year CAGR of 21.23%, an exit load of 1%, and an expense ratio of 1.01%. The SEBI risk category is Very High. Its asset allocation includes 70.90% in Equity, 8.18% in Corporate Debt, 6.17% in Government Securities, 5.41% in Certificate of Deposit, 2.59% in REITs & InvIT, and 6.75% in Others.

HDFC Hybrid Equity Fund

HDFC Hybrid Equity Fund is an Aggressive Hybrid mutual fund scheme from HDFC Mutual Fund. The fund has been operational for several years and is a preferred choice for investors who seek a blend of equity and debt exposure with balanced risk management.

HDFC Hybrid Equity Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹23,911.59 crores, a 5-year CAGR of 15.58%, an exit load of 1%, and an expense ratio of 1.05%. The SEBI risk category is Very High. Its asset allocation includes 67.38% in Equity, 20.01% in Corporate Debt, 8.85% in Government Securities, 1.41% in Mutual Funds, 1.40% in Cash & Equivalents, and 0.96% in Others.

Canara Rob Equity Hybrid Fund

Canara Robeco Equity Hybrid Fund is an Aggressive Hybrid mutual fund scheme from Canara Robeco Mutual Fund. This fund has been a stable performer, providing investors with diversified exposure to both equity and fixed-income securities.

Canara Rob Equity Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹10,747.36 crores, a 5-year CAGR of 15.86%, an exit load of 1%, and an expense ratio of 0.61%. The SEBI risk category is Very High. Its asset allocation includes 69.98% in Equity, 14.45% in Corporate Debt, 11.46% in Government Securities, 4.02% in Cash & Equivalents, and 0.09% in Treasury Bills.

DSP Aggressive Hybrid Fund

DSP Aggressive Hybrid Fund is an Aggressive Hybrid mutual fund scheme from DSP Mutual Fund. With a history of stable performance, the fund aims to generate long-term capital appreciation while ensuring some level of stability through debt instruments.

DSP Aggressive Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹10,306.16 crores, a 5-year CAGR of 16.13%, an exit load of 1%, and an expense ratio of 0.71%. The SEBI risk category is Very High. Its asset allocation includes 69.17% in Equity, 15.32% in Corporate Debt, 11.23% in Government Securities, 1.91% in Certificate of Deposit, 1.21% in Cash & Equivalents, and 1.15% in Others.

Mirae Asset Aggressive Hybrid Fund

Mirae Asset Aggressive Hybrid Fund is an Aggressive Hybrid mutual fund scheme from Mirae Asset Mutual Fund. It is designed to provide a balanced mix of growth potential from equities and risk reduction through debt investments.

Mirae Asset Aggressive Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹8,893.40 crores, a 5-year CAGR of 15.18%, an exit load of 1%, and an expense ratio of 0.40%. The SEBI risk category is Very High. Its asset allocation includes 73.42% in Equity, 13.88% in Corporate Debt, 8.04% in Government Securities, 2.42% in REITs & InvIT, 1.53% in Cash & Equivalents, and 0.72% in Others.

Aditya Birla SL Equity Hybrid ’95 Fund

Aditya Birla Sun Life Equity Hybrid ’95 Fund is an Aggressive Hybrid mutual fund scheme from Aditya Birla Sun Life Mutual Fund. The fund aims to balance risk and return by allocating assets across both equity and debt instruments.

Aditya Birla SL Equity Hybrid ’95 Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹7,684.17 crores, a 5-year CAGR of 14.02%, an exit load of 1%, and an expense ratio of 1.10%. The SEBI risk category is Very High. Its asset allocation includes 75.90% in Equity, 11.74% in Corporate Debt, 6.71% in Government Securities, 3.04% in REITs & InvIT, 1.18% in Secured Debt, and 1.43% in Others.

Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund is an Aggressive Hybrid mutual fund scheme from Kotak Mutual Fund. It is designed to provide investors with a well-balanced approach to capital appreciation and risk mitigation.

Kotak Equity Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹6,913.47 crores, a 5-year CAGR of 18.25%, an exit load of 1%, and an expense ratio of 0.46%. The SEBI risk category is Very High. Its asset allocation includes 75.08% in Equity, 16.04% in Government Securities, 5.00% in Corporate Debt, 3.49% in Cash & Equivalents, and 0.40% in REITs & InvIT.

UTI Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund is an Aggressive Hybrid mutual fund scheme from UTI Mutual Fund. The fund is structured to offer investors capital growth while maintaining portfolio stability through a combination of equity and debt instruments.

UTI Aggressive Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹6,098.99 crores, a 5-year CAGR of 18.22%, an exit load of 1%, and an expense ratio of 1.23%. The SEBI risk category is Very High. Its asset allocation includes 68.99% in Equity, 21.67% in Government Securities, 5.38% in Corporate Debt, 2.89% in Cash & Equivalents, 0.47% in Rights, and 0.60% in Others.

HSBC Aggressive Hybrid Fund

HSBC Aggressive Hybrid Fund is an Aggressive Hybrid mutual fund scheme from HSBC Mutual Fund. It provides investors with an opportunity to diversify their investments across equity and fixed-income securities.

HSBC Aggressive Hybrid Fund falls under the Aggressive Hybrid Fund category with an AUM of ₹5,728.09 crores, a 5-year CAGR of 14.58%, an exit load of 1%, and an expense ratio of 0.81%. The SEBI risk category is Very High. Its asset allocation includes 76.53% in Equity, 10.41% in Corporate Debt, 9.02% in Government Securities, 1.74% in Cash & Equivalents, 1.22% in Certificate of Deposit, and 1.07% in Others.

Aggressive Hybrid Fund Meaning

Aggressive Hybrid Funds are mutual funds that invest in a mix of equity and debt instruments, with a higher allocation to equity. Typically, these funds invest 65-80% of their assets in equity and equity-related securities, with the remaining in debt and money market instruments.

These funds aim to provide the growth potential of equity investments while offering some stability through debt allocation. The equity component seeks capital appreciation, while the debt portion aims to provide income and reduce overall portfolio volatility.

Aggressive Hybrid Funds are suitable for investors with a higher risk tolerance who seek the potential for higher returns than pure debt funds but with less volatility than pure equity funds. They offer a balanced approach to investing in a single fund.

Features of the Best Aggressive Hybrid Funds

The main features of the Best Aggressive Hybrid Funds include balanced asset allocation, potential for higher returns, professional management, tax efficiency, and flexibility in portfolio management. These features make them attractive for investors seeking a mix of growth and stability.

  • Balanced Asset Allocation: These funds maintain a mix of equity and debt, typically with 65-80% in equity and the rest in debt instruments, providing a balanced investment approach.
  • Higher Return Potential: The significant equity component offers the potential for higher returns compared to conservative hybrid or pure debt funds, aiming for capital appreciation.
  • Professional Management: Experienced fund managers actively manage both the equity and debt portions of the portfolio, making informed investment decisions.
  • Tax Efficiency: With over 65% in equity, these funds are treated as equity funds for taxation, offering more favorable tax treatment on long-term capital gains.
  • Flexibility: Fund managers have the flexibility to adjust the equity-debt mix within the specified range based on market conditions, potentially optimizing returns.

Top Aggressive Hybrid Funds Based on Expense Ratio

The table below shows the Top Aggressive Hybrid Funds Based on Expense Ratio Based on the lowest to highest expense ratio.

NameExpense Ratio (%)Minimum SIP (Rs)
UTI Aggressive Hybrid Fund1.23500
Aditya Birla SL Equity Hybrid ’95 Fund1.1100
HDFC Hybrid Equity Fund1.052500
ICICI Pru Equity & Debt Fund1.01100
HSBC Aggressive Hybrid Fund0.811500
SBI Equity Hybrid Fund0.735000
DSP Aggressive Hybrid Fund0.710
Canara Rob Equity Hybrid Fund0.610
Kotak Equity Hybrid Fund0.46100
Mirae Asset Aggressive Hybrid Fund0.40

Best Aggressive Mutual Funds India Based on 3Y CAGR

The table below shows the Best Aggressive Mutual Funds in India Based on 3Y CAGR based on the Highest 3Y CAGR.

NameCAGR 3Y (Cr)Minimum SIP (Rs)
ICICI Pru Equity & Debt Fund17.74100
UTI Aggressive Hybrid Fund15.67500
Kotak Equity Hybrid Fund14.65100
DSP Aggressive Hybrid Fund13.080
HDFC Hybrid Equity Fund12.172500
HSBC Aggressive Hybrid Fund11.941500
Canara Rob Equity Hybrid Fund11.680
Mirae Asset Aggressive Hybrid Fund11.50
Aditya Birla SL Equity Hybrid ’95 Fund11.04100
SBI Equity Hybrid Fund10.885000

Best Aggressive Hybrid Mutual Funds Based on Exit Load 

The table below shows the Best Aggressive Hybrid Mutual Funds Based on Exit Load based on exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

NameAMCExit Load (%)
SBI Equity Hybrid FundSBI Funds Management Limited1
ICICI Pru Equity & Debt FundICICI Prudential Asset Management Company Limited1
HDFC Hybrid Equity FundHDFC Asset Management Company Limited1
Canara Rob Equity Hybrid FundCanara Robeco Asset Management Company Limited1
DSP Aggressive Hybrid FundDSP Investment Managers Private Limited1
Mirae Asset Aggressive Hybrid FundMirae Asset Investment Managers (India) Private Limited1
Aditya Birla SL Equity Hybrid ’95 FundAditya Birla Sun Life AMC Limited1
Kotak Equity Hybrid FundKotak Mahindra Asset Management Company Limited1
UTI Aggressive Hybrid FundUTI Asset Management Company Private Limited1
HSBC Aggressive Hybrid FundHSBC Global Asset Management (India) Private Limited1

Aggressive Hybrid Fund Returns

The table below shows Aggressive Hybrid Fund Returns based on 1-year returns.

NameAbsolute Returns – 1Y (%)Minimum SIP (Rs)
Kotak Equity Hybrid Fund17.15100
DSP Aggressive Hybrid Fund16.280
UTI Aggressive Hybrid Fund15.68500
ICICI Pru Equity & Debt Fund14.15100
HSBC Aggressive Hybrid Fund14.031500
SBI Equity Hybrid Fund12.745000
Canara Rob Equity Hybrid Fund12.110
Aditya Birla SL Equity Hybrid ’95 Fund11.99100
Mirae Asset Aggressive Hybrid Fund11.360
HDFC Hybrid Equity Fund9.892500

Historical Performance of Aggressive Hybrid Funds India

The table below shows the Historical Performance of Aggressive Hybrid Funds India based on 5-year return

NameCAGR 5Y (Cr)Minimum SIP (Rs)
ICICI Pru Equity & Debt Fund21.23100
Kotak Equity Hybrid Fund18.25100
UTI Aggressive Hybrid Fund18.22500
DSP Aggressive Hybrid Fund16.130
Canara Rob Equity Hybrid Fund15.860
HDFC Hybrid Equity Fund15.582500
Mirae Asset Aggressive Hybrid Fund15.180
HSBC Aggressive Hybrid Fund14.581500
Aditya Birla SL Equity Hybrid ’95 Fund14.02100
SBI Equity Hybrid Fund13.855000

Factors to Consider When Investing in Aggressive Hybrid Funds

When investing in Aggressive Hybrid Funds, consider asset allocation, historical performance, fund manager expertise, expense ratio, and risk-adjusted returns. These factors can significantly impact the fund’s performance and suitability for your investment portfolio.

  • Asset Allocation: Examine the fund’s equity-debt mix and ensure it aligns with your risk tolerance and investment goals. The typical range is 65-80% in equity.
  • Historical Performance: Evaluate the fund’s performance across different market cycles, comparing it with both its benchmark and peer funds over various time periods.
  • Fund Manager Expertise: Research the fund manager’s experience and track record in managing hybrid portfolios, as their decisions significantly impact returns.
  • Expense Ratio: Compare expense ratios across different aggressive hybrid funds. Lower fees can have a substantial impact on long-term returns.
  • Risk-Adjusted Returns: Assess metrics like the Sharpe ratio to understand how well the fund balances returns with risk, providing a more comprehensive performance view.

How to Invest in Top Aggressive Hybrid Funds?

To invest in top Aggressive Hybrid Funds, start by researching funds with strong long-term performance and consistent returns. Consider factors like expense ratios, fund manager expertise, and the fund’s asset allocation strategy. Align the investment with your financial goals and risk tolerance.

Open an account with Alice Blue. Complete the necessary KYC (Know Your Customer) procedures. Choose your preferred Aggressive Hybrid Fund and decide whether you want to invest via lump sum or through a Systematic Investment Plan (SIP).

If opting for SIP, set up automatic transfers from your bank account. This can help you benefit from rupee cost averaging. Regularly review your investment’s performance and consider rebalancing your portfolio if needed. Stay invested for the long term to potentially benefit from compounding returns.

Market trends significantly impact Aggressive Hybrid Funds in India due to their substantial equity component. During bull markets, these funds can potentially deliver higher returns due to their equity allocation. In bear markets, the debt component may provide some stability, cushioning against steep declines.

Economic factors, interest rate changes, and sector-specific developments can all influence the performance of these funds. The fund manager’s ability to adjust the equity-debt mix within the permitted range based on market conditions can play a crucial role in navigating different market scenarios.

How Aggressive Hybrid Funds Perform in Volatile Markets?

Aggressive Hybrid Funds can show mixed performance in volatile markets. During periods of high volatility, the equity portion of the fund may experience significant fluctuations. However, the debt component can potentially provide some stability and cushion against extreme market movements.

The fund’s performance in volatile markets often depends on the fund manager’s skill in asset allocation and security selection. In some cases, these funds may outperform pure equity funds during market downturns while still capturing a significant portion of the upside during market rallies.

Advantages of Investing in Aggressive Hybrid Mutual Funds

The main advantages of investing in Aggressive Hybrid Mutual Funds include the potential for higher returns, a balanced approach to investing, professional management, tax efficiency, and built-in diversification. These features make them attractive for investors seeking a mix of growth and stability.

  • Higher Return Potential: The significant equity component offers the opportunity for capital appreciation and potentially higher returns than conservative funds.
  • Balanced Approach: The mix of equity and debt provides a balance between growth potential and stability, suitable for moderate risk-takers.
  • Professional Management: Experienced fund managers actively manage both the equity and debt portions of the portfolio, making informed investment decisions.
  • Tax Efficiency: These funds are treated as equity funds for taxation purposes, offering more favorable tax treatment on long-term capital gains.
  • Built-in Diversification: Aggressive Hybrid Funds provide exposure to both equity and debt markets within a single fund, offering inherent diversification.

Risks of Investing in Aggressive Hybrid Mutual Funds

The main risks of investing in Aggressive Hybrid Mutual Funds include market risk, interest rate risk, credit risk, asset allocation risk, and the potential for underperformance. Investors should be aware of these risks before allocating funds to aggressive hybrid strategies.

  • Market Risk: The significant equity component exposes the fund to stock market volatility and potential losses during market downturns.
  • Interest Rate Risk: Changes in interest rates can affect the debt portion of the portfolio, impacting overall returns.
  • Credit Risk: The debt component carries the risk of default by bond issuers, which can affect fund performance.
  • Asset Allocation Risk: Incorrect asset allocation decisions by the fund manager can lead to underperformance relative to benchmarks or peer funds.
  • Underperformance Risk: These funds may underperform pure equity funds during strong bull markets and pure debt funds during periods of market stress.

Contribution of Aggressive Hybrid Funds to Portfolio Diversification

Aggressive Hybrid Funds can significantly contribute to portfolio diversification by providing exposure to both equity and debt markets within a single investment. This built-in diversification can help balance risk and potential returns in an investor’s overall portfolio, potentially reducing volatility.

These funds can serve as a core holding for investors seeking a balanced approach. They can complement other investments, potentially reducing overall portfolio volatility while still offering the opportunity for capital appreciation. The debt component provides a cushion against equity market volatility.

Who Should Invest In Aggressive Hybrid Funds?

Aggressive Hybrid Funds are suitable for investors with a moderately high-risk tolerance who seek the potential for higher returns than pure debt funds but with less volatility than pure equity funds. They are ideal for those looking for a balanced approach to equity and debt investing in a single fund.

These funds can be appropriate for individuals with a medium to long-term investment horizon, typically 3-5 years or more. They suit investors who want professional management of both equity and debt allocations and are looking for tax-efficient returns, as these funds are treated as equity funds for taxation.

Impact of Fund Manager Expertise on Aggressive Hybrid Funds Performance

Fund manager expertise can significantly impact the performance of Aggressive Hybrid Funds. Skilled managers can potentially enhance returns through effective asset allocation, security selection, and market timing. Their ability to adjust the equity-debt mix within the permitted range based on market conditions is crucial.

Experienced managers may better navigate different market cycles, potentially providing downside protection during market downturns while capturing upside during rallies. Their expertise in both equity and debt markets is vital for optimizing the fund’s performance across various economic scenarios.

Aggressive Hybrid Fund Taxation

Taxation of Aggressive Hybrid Funds is similar to equity funds as they maintain over 65% allocation to equity. For holdings up to one year, gains are treated as short-term capital gains and taxed at 15%. For holdings over one year, long-term capital gains up to ₹1 lakh per year are tax-free, while gains above this are taxed at 10% without indexation benefit.

Dividends received from Aggressive Hybrid Funds are taxable in the hands of investors at their applicable income tax slab rates. It’s advisable to consult a tax professional for personalized advice based on your specific financial situation and the latest tax regulations.

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FAQs – Top Aggressive Hybrid Funds

1.What Are Aggressive Hybrid Funds In Mutual Funds?

Aggressive Hybrid Funds in mutual funds invest in a mix of equities (65-80%) and debt instruments (20-35%), aiming for higher returns with controlled risk. These funds balance the growth potential from stocks with stability from bonds, making them suitable for moderate-risk, long-term investors.

2.What Are the Top 5 Aggressive Hybrid Mutual Funds?

Top 5 Aggressive Hybrid Mutual Funds #1: SBI Equity Hybrid Fund
Top 5 Aggressive Hybrid Mutual Funds #2: ICICI Pru Equity & Debt Fund
Top 5 Aggressive Hybrid Mutual Funds #3: HDFC Hybrid Equity Fund
Top 5 Aggressive Hybrid Mutual Funds #4: Canara Rob Equity Hybrid Fund
Top 5 Aggressive Hybrid Mutual Funds #5: DSP Aggressive Hybrid Fund

These funds are listed based on the Highest AUM

3.What Are the Best Aggressive Hybrid Mutual Funds?

The best Aggressive Hybrid Mutual Funds, based on expense ratio, are the UTI Aggressive Hybrid Fund, Aditya Birla SL Equity Hybrid ’95 Fund, HDFC Hybrid Equity Fund, ICICI Pru Equity & Debt Fund, and HSBC Aggressive Hybrid Fund. These funds offer balanced exposure to equity and debt with competitive costs.

4.Is It Safe To Invest In Aggressive Hybrid Funds?

Aggressive Hybrid Funds carry moderate to high risk due to their significant equity exposure. While they offer the potential for higher returns, they can be volatile. They’re generally safer than pure equity funds but riskier than conservative hybrid or debt funds.

5.Which Aggressive Hybrid Mutual Fund Has the Best Returns?

The best-performing Aggressive Hybrid Mutual Fund can vary over time. Look for funds with consistent long-term performance, considering factors like 3-year and 5-year returns, risk-adjusted metrics, and performance across different market cycles.

6.How to Invest in the Best Aggressive Hybrid Mutual Fund?

To invest in the best Aggressive Hybrid Mutual Fund, research funds with strong long-term returns and consistent performance. Open an account with Alice Blue, complete KYC requirements, and start investing through lump sum or SIP options.

7.What Is The Exit Load For Aggressive Hybrid Fund?

Exit loads for Aggressive Hybrid Funds vary by fund. Many funds have an exit load of 1% for redemptions within 1 year of investment. Some may have no exit load. Check the specific fund’s details before investing.

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