Top Performing Flexi Funds in 1 Year

The table below shows Top Performing Flexi Funds in 1 Year based on the   AUM, NAV, and minimum SIP.

What Are Flexi Funds?

Flexi funds are mutual funds that invest across various market capitalizations large-cap, mid-cap, and small-cap without any specific allocation restrictions. Fund managers have the flexibility to adjust the portfolio based on market conditions, aiming for optimal returns.

Features Of Top Performing Flexi Funds in 1 Year

The main features of top-performing flexi funds in 1 year include consistent returns, dynamic allocation strategy, diversified portfolio, and effective risk management, making them a suitable choice for investors seeking balanced exposure to different market segments.

• Consistent Returns: Top-performing flexi funds deliver stable returns by dynamically adjusting their allocation across large, mid, and small-cap stocks, ensuring the portfolio remains aligned with market opportunities and investor goals.

• Dynamic Allocation Strategy: These funds have the flexibility to shift investments between different market capitalizations based on market trends, allowing fund managers to capitalize on emerging opportunities and mitigate risks associated with specific market segments.

• Diversified Portfolio: Flexi funds typically maintain a diversified portfolio, investing across various sectors and industries. This diversification helps spread risk, reducing the impact of volatility in any single market segment on the overall portfolio performance.

• Effective Risk Management: The flexible investment approach of these funds allows for effective risk management, as fund managers can adjust the portfolio to respond to changing market conditions, ensuring a balance between risk and return.

Best Performing Flexi Funds in 1 Year

The table below shows the Best Performing Flexi Funds in 1 Year based on the lowest to highest expense ratio and Minimum SIP.

Top Performing Flexi Funds in 1 Year In India

The table below shows the Top Performing Flexi Funds in 1 Year in India based on the highest 3Y CAGR and Minimum SIP.

Top Performing Flexi Funds in 1 Year List 

The table below shows the Top Performing Flexi Funds in 1 Year based on exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

Factors To Consider When Investing In Top Performing Flexi Funds in 1 Year

The main factors to consider when investing in top-performing flexi funds include the fund manager’s expertise, portfolio diversification, historical performance, and alignment with your risk tolerance, ensuring that the fund meets your long-term investment objectives.

• Fund Manager’s Expertise: The success of a flexi fund largely depends on the fund manager’s ability to effectively shift allocations between different market caps. A skilled manager can optimize returns by strategically navigating market trends and conditions.

• Portfolio Diversification: Assess the fund’s level of diversification across sectors and market capitalizations. A well-diversified portfolio reduces risk by spreading investments across various market segments, balancing potential losses with gains.

• Historical Performance: Review the fund’s past performance, particularly during different market cycles. Consistent returns over time suggest a reliable investment strategy, which can be crucial for long-term growth and stability in your portfolio.

• Risk Tolerance: Flexi funds can involve varying levels of risk depending on market conditions. Ensure the fund’s risk profile aligns with your personal risk tolerance and investment goals, considering how you might react to potential volatility.

How To Invest In Top Performing Flexi Funds in 1 Year?

Investing in top-performing flexi funds through Alice Blue involves researching and selecting funds based on past performance and risk profile. Open an account with Alice Blue, choose your desired funds, and allocate your investment amount. Monitor your portfolio regularly to adjust as needed for optimal returns.

Advantages Of Investing In Top Performing Flexi Funds in 1 Year?

The main advantages of investing in top-performing flexi funds include diversified exposure, flexibility in asset allocation, the potential for high returns, and professional management, making them a suitable choice for investors seeking balanced growth across market segments.

• Diversified Exposure: Flexi funds offer exposure to a mix of large-cap, mid-cap, and small-cap stocks. This diversification helps mitigate risk by spreading investments across various sectors and market capitalizations, reducing the impact of poor performance in any single segment.

• Flexibility in Asset Allocation: These funds allow fund managers to dynamically adjust the portfolio based on market conditions. This flexibility can lead to better returns as managers capitalize on emerging opportunities or avoid potential downturns in specific market segments.

• Potential for High Returns: By investing in a wide range of stocks, flexi funds can tap into the growth potential of different market caps. This diversified approach increases the chances of capturing high returns across various market cycles.

• Professional Management: Flexi funds are managed by experienced professionals who continuously monitor the market and make informed decisions. This professional oversight can help optimize portfolio performance, providing investors with the benefits of expert management and research.

Risks Of Investing In Top Performing Flexi Funds in 1 Year?

The main risks of investing in top-performing flexi funds include market volatility, potential for underperformance, manager dependence, and misalignment with personal risk tolerance, which can affect an investor’s overall portfolio performance and financial goals.

• Market Volatility: Flexi funds are exposed to the ups and downs of different market segments, making them susceptible to market volatility. Rapid changes in market conditions can lead to fluctuations in the fund’s value, impacting short-term returns.

• Potential for Underperformance: While flexi funds aim to capitalize on market opportunities, they can also underperform if the manager’s allocation strategy does not align with market movements. Incorrect timing or sector selection can result in lower-than-expected returns.

• Manager Dependence: The success of a flexi fund heavily relies on the fund manager’s expertise. Poor decisions or ineffective management can negatively affect the fund’s performance, making the choice of a skilled manager critical for achieving desired returns.

• Misalignment with Risk Tolerance: Flexi funds can carry varying levels of risk depending on their allocation. If the fund’s strategy does not match the investor’s risk tolerance, it can lead to discomfort during periods of high volatility or market downturns.

Introduction to Top Performing Flexi Funds in 1 Year

Top Performing Flexi Funds in 1 Year – AUM, NAV, and Minimum SIP 

Parag Parikh Flexi Cap Fund

Parag Parikh Flexi Cap Fund, a Flexi Cap category fund with an AUM of ₹75,956.22 crore, has a 5-year CAGR of 27.51%, an exit load of 2%, and an expense ratio of 0.63%.

The Parag Parikh Flexi Cap Fund Direct Growth is an equity mutual fund from PPFAS Mutual Fund, launched on 10th October 2012. 

Managed by Raunak Onkar, Rajeev Thakkar, and Raj Mehta, the fund boasts an Asset Under Management (AUM) of ₹ 75,956.22 crore as of 23rd August 2024, with a Net Asset Value (NAV) of ₹85.41. The fund is classified as very high risk, with a minimum SIP investment of ₹1,000.

HDFC Flexi Cap Fund

HDFC Flexi Cap Fund, categorized under Flexi Cap, has an AUM of ₹59,123.44 crore, a 5-year CAGR of 25.76%, an exit load of 1%, and an expense ratio of 0.77%.

HDFC Flexi Cap Direct Plan-Growth is an equity mutual fund scheme under HDFC Mutual Fund, introduced on 10th December 1999. The fund boasts an Asset Under Management (AUM) of ₹ 59,123.44 crore

The fund, managed by Prashant Jain, is rated very high risk. It requires a minimum SIP investment of ₹100 and a minimum lump sum of ₹100. An exit load of 1% applies for redemptions within one year.

Kotak Flexicap Fund

Kotak Flexicap Fund, a Flexi Cap category fund with an AUM of ₹51,094.44 crore, has a 5-year CAGR of 21.00%, an exit load of 1%, and an expense ratio of 0.58%.

Kotak Flexicap Fund Direct-Growth is an equity mutual fund by Kotak Mahindra Mutual Fund, launched on 5th August 1994. 

Managed by Harsha Upadhyaya, the fund has an AUM of  ₹51,094.44 crore and an NAV of ₹92.19 as of 23rd August 2024. It is rated very high risk, with a minimum SIP investment of ₹100. A 1% exit load applies if more than 10% of the investment is redeemed within 365 days.

Best Performing Flexi Funds in 1 Year – Expense Ratio and Minimum SIP 

HDFC Asset Allocator FoF

HDFC Asset Allocator FoF, a Flexi Cap Fund with an AUM of ₹3,127.02 crore,  an exit load of 1%, and an expense ratio of 0.06%.

HDFC Asset Allocator FoF Direct-Growth is a hybrid mutual fund offered by HDFC Mutual Fund, launched on 10th December 1999. The fund is managed by Anil Bamboli and has an Asset Under Management (AUM) of ₹7,57,067 crore. 

As of 6th September 2024, the Latest Net Asset Value (NAV) stands at ₹17.65. This fund is classified as high-risk. The minimum SIP investment starts at ₹100, with a minimum lump sum investment of ₹100. For redemptions exceeding 15% of the investment within 365 days, an exit load of 1% applies.

ICICI Pru Asset Allocator Fund

ICICI Pru Asset Allocator Fund, categorized as a Flexi Cap Fund, has an AUM of ₹22,088.66 crore, a 5-year CAGR of 16.75%, an exit load of 1%, and an expense ratio of 0.08%.

ICICI Prudential Asset Allocator Fund (FOF) Direct Growth is a hybrid mutual fund scheme introduced by ICICI Prudential Mutual Fund on 12th October 1993. Managed by Mrinal Singh and Manish Banthia, the fund currently holds an Asset Under Management (AUM) of ₹7,81,394 crore, with a NAV of ₹123.60 as of 6th September 2024. 

Classified as high risk, the minimum SIP investment is ₹1,000, while a lump sum investment starts at ₹5,000. An exit load of 1% is applicable for redemptions exceeding 30% of the investment within one year.

WOC Flexi Cap Fund

WOC Flexi Cap Fund is a Flexi Cap category fund with an AUM of ₹3,599.51 crore,  an exit load of 1%, and an expense ratio of 0.37%.

WhiteOak Capital Flexi Cap Fund Direct-Growth is an equity mutual fund scheme launched by WhiteOak Capital Mutual Fund on 3rd July 2018. Managed by Ramesh Mantri, the fund holds an Asset Under Management (AUM) of ₹11,878 crore, with an NAV of ₹17.35 as of 6th September 2024. 

The fund is categorized as very high risk, with a minimum SIP investment of ₹100 and a minimum lump sum investment of ₹500. An exit load of 1% applies if redeemed within one month. The next SIP installment is on 14th October.

Top Performing Flexi Funds in 1 Year In India – CAGR 3Y and Minimum SIP

JM Flexicap Fund

JM Flexicap Fund, a Flexi Cap category fund with an AUM of ₹3,216.32 crore, has a 5-year CAGR of 29.89%, an exit load of 1%, and an expense ratio of 0.39%.

JM Flexicap Fund Direct Plan Growth is an equity mutual fund scheme from JM Financial Mutual Fund, introduced to investors on 15th September 1994. The fund is managed by Sanjay Kumar Chhabaria and has an Asset Under Management (AUM) of ₹3,216.32 crore, with a NAV of ₹120.73 as of 6th September 2024. 

It carries a very high-risk rating, with a minimum SIP investment of ₹100 and a minimum lump sum of ₹1,000. A 1% exit load applies for redemptions within 30 days.

ICICI Pru Retirement Fund-Pure Equity Plan

ICICI Pru Retirement Fund-Pure Equity Plan, categorized under Flexi Cap, has an AUM of ₹871.84 crore, a 5-year CAGR of 27.22%, no exit load, and an expense ratio of 0.77%.

ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth is an equity mutual fund offered by ICICI Prudential Mutual Fund, launched on 12th October 1993. Managed by Mrinal Singh, the fund has an AUM of ₹871.84 crore and a NAV of ₹33.51 as of 6th September 2024. 

Rated moderately high risk, the fund requires a minimum SIP investment of ₹100 and a lump sum investment starting at ₹5,000.

Quant Flexi Cap Fund

Quant Flexi Cap Fund, a Flexi Cap category fund with an AUM of ₹7,435.75 crore, has a 5-year CAGR of 39.01%, an exit load of 1%, and an expense ratio of 0.59%.

Quant Flexi Cap Fund Direct-Growth, launched by Quant Mutual Fund on 15th April 1996, is an equity mutual fund scheme managed by Sanjeev Sharma and Shamil Mehra. As of 6th September 2024, the fund’s AUM stands at ₹7,435.75 crore, with an NAV of ₹118.90. 

The fund is classified as very high risk, with a minimum SIP investment of ₹1,000 and a lump sum investment requirement of ₹5,000. A 1% exit load applies if redeemed within 15 days.

Top Performing Flexi Funds in 1 Year List – AMC and Exit Load

HDFC Retirement Savings Fund-Equity Plan

HDFC Retirement Savings Fund-Equity Plan, categorized under Flexi Cap, has an AUM of ₹5,851.58 crore, a 5-year CAGR of 27.95%, no exit load, and an expense ratio of 0.67%.

HDFC Retirement Savings Fund Equity Plan Direct Growth is a speciality mutual fund scheme offered by HDFC Mutual Fund, available to investors since 10th December 1999. Managed by Shobhit Mehrotra, Chirag Setalvad, and Rakesh Vyas, the fund currently has an Asset Under Management (AUM) of ₹5,851.58 crore, with a NAV of ₹57.39 as of 6th September 2024. 

Rated as very high risk, the fund requires a minimum SIP investment of ₹100 and a minimum lump sum investment of ₹100.

SBI Retirement Benefit Fund-Aggressive Plan

SBI Retirement Benefit Fund-Aggressive Plan, a Flexi Cap Fund, has an AUM of ₹2,736.26 crore, no exit load, and an expense ratio of 0.82%.

SBI Retirement Benefit Fund Aggressive Plan Direct-Growth is an equity mutual fund scheme launched by SBI Mutual Fund, available to investors since 29th June 1987. Managed by Dinesh Ahuja, the fund holds an Asset Under Management (AUM) of ₹2,736.26 crore, with an NAV of ₹21.67 as of 6th September 2024. 

Classified as very high risk, the fund requires a minimum SIP investment of ₹500 and a minimum lump sum investment of ₹5,000. Monthly SIPs are scheduled for the 13th of each month.

Nippon India Retirement Fund-Wealth Creation

Nippon India Retirement Fund-Wealth Creation, a Flexi Cap category fund, holds an AUM of ₹3,324.53 crore, with a 5-year CAGR of 21.00%, no exit load, and an expense ratio of 0.95%.

Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a solution-oriented mutual fund scheme from Nippon India Mutual Fund, launched on 30th June 1995. Managed by Sanjay Parekh, Anju Chajjer, and Jahnvee Shah, the fund currently holds an Asset Under Management (AUM) of ₹3,324.53 crore, with a NAV of ₹32.91 as of 6th September 2024. 

Classified as very high risk, the fund requires a minimum SIP investment of ₹500, and lump sum investments start at ₹500. Monthly SIPs are scheduled for the 13th of every month.

Top Performing Flexi Funds in 1 Year – FAQs  

Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.