The table below shows DSP Mutual Fund based on AUM, NAV and Minimum SIP.
| Name | AUM (Cr) | NAV (Rs) | Minimum SIP (Rs.) |
| DSP Midcap Fund | 20068.84 | 165.38 | 100.00 |
| DSP Liquidity Fund | 18699.20 | 3581.03 | 100.00 |
| DSP ELSS Tax Saver Fund | 17488.27 | 155.05 | 500.00 |
| DSP Small Cap Fund | 16571.97 | 219.34 | 100.00 |
| DSP Equity Opportunities Fund | 14246.48 | 694.97 | 100.00 |
| DSP Flexi Cap Fund | 12139.36 | 115.58 | 100.00 |
| DSP Equity & Bond Fund | 10322.86 | 388.41 | 100.00 |
| DSP Arbitrage Fund | 5945.37 | 14.83 | 100.00 |
| DSP India T.I.G.E.R Fund | 5500.38 | 366.46 | 100.00 |
| DSP Low Duration Fund | 4811.12 | 19.34 | 100.00 |
Content:
- Introduction To DSP Mutual Fund
- What is a DSP Mutual Fund?
- DSP Mutual Fund AMC Details
- DSP Mutual Fund History
- DSP Mutual Fund Managers
- DSP Mutual Fund Portfolio
- Types of Mutual Funds Offered in DSP Mutual Fund
- Best DSP Mutual Fund Based On Expense Ratio
- Top Performing DSP Mutual Fund To Invest In Based On 3Y CAGR
- DSP Mutual Fund List Based On Exit Load
- DSP Mutual Fund Returns
- Factors To Consider When Investing In DSP Mutual Fund
- Features Of The DSP Mutual Fund
- Benefits Of DSP Mutual Fund
- Risks Of Investing In Top performing DSP Mutual Fund
- How To Invest In DSP Mutual Fund?
- Documents Required To Invest in DSP Mutual Fund
- DSP Mutual Fund NAV
- Taxation On DSP Mutual Fund
- Future of DSP Mutual Fund
- Top 10 DSP Mutual Funds to Invest In India
- FAQs – DSP Mutual Fund
Introduction To DSP Mutual Fund
DSP Midcap Fund
DSP Midcap Direct Plan Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Midcap Fund is a Mid Cap Fund with an AUM of ₹20,068.84 Crores, a 5-year CAGR of 24.37% and an expense ratio of 0.70%, with an exit load of 1%. The fund’s asset allocation consists of 97.3% equity and 2.7% cash, with no debt holdings. It primarily focuses on equities while maintaining a small cash position for liquidity purposes.
DSP Liquidity Fund
DSP Liquidity Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Liquidity Fund is a Liquid Fund with an AUM of ₹18,699.20 Crores, a 5-year CAGR of 5.31% and an expense ratio of 0.10%, with an exit load of 0.0065%. The fund’s asset allocation includes 92.5% debt and 7.5% cash, with no equity investments. It primarily invests in debt securities, offering lower risk with cash for liquidity needs.
DSP ELSS Tax Saver Fund
DSP ELSS Tax Saver Direct Plan-Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP ELSS Tax Saver Fund is an Equity Linked Savings Scheme (ELSS) with an AUM of ₹17,488.27 Crores, a 5-year CAGR of 25.16% and an expense ratio of 0.68%, with no exit load. The fund allocates 98.4% to equity and 1.6% to cash, with no debt investment. It focuses largely on equities, maintaining a small cash reserve for short-term liquidity requirements.
DSP Small Cap Fund
DSP Small Cap Direct Plan-Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Small Cap Fund is a Small Cap Fund with an AUM of ₹16,571.97 Crores, a 5-year CAGR of 33.43% and an expense ratio of 0.80%, with an exit load of 1%. The fund has an asset allocation of 94.3% equity and 5.7% cash, without debt exposure. It emphasizes equity investments, keeping a small portion in cash to manage liquidity effectively.
DSP Equity Opportunities Fund
DSP Equity Opportunities Direct Plan-Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Equity Opportunities Fund is a Large & Mid Cap Fund with an AUM of ₹14,246.48 Crores, a 5-year CAGR of 24.81%, an expense ratio of 0.67%, with an exit load of 1%. The fund’s asset allocation comprises 96.3% equity and 3.7% cash, with no debt holdings. It prioritizes equity investments while maintaining a small cash position to ensure adequate liquidity.
DSP Flexi Cap Fund
DSP Flexi Cap Fund Direct Plan-Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Flexi Cap Fund is a Flexi Cap Fund with an AUM of ₹12,139.36 Crores, a 5-year CAGR of 22.53% and an expense ratio of 0.67%, with an exit load of 1%. The fund’s asset allocation is 96.9% equity and 3.1% cash, with no debt holdings. It mainly focuses on equities while retaining a minor cash position for liquidity.
DSP Equity & Bond Fund
DSP Equity & Bond Direct Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Equity & Bond Fund is an Aggressive Hybrid Fund with an AUM of ₹10,322.86 Crores, a 5-year CAGR of 18.81% and an expense ratio of 0.67%, with an exit load of 1%. The fund allocates 70.4% to equity, 28.3% to debt and 1.3% to cash, balancing growth potential with stability and liquidity.
DSP Arbitrage Fund
DSP Arbitrage Fund Direct-Growth is a Hybrid Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Arbitrage Fund is an Arbitrage Fund with an AUM of ₹5,945.37 Crores, a 5-year CAGR of 5.75% and an expense ratio of 0.35%, with an exit load of 0.25%. The asset allocation includes 79.7% equity and 20.3% debt, with no cash component. It focuses mainly on equities while incorporating debt for added stability.
DSP India T.I.G.E.R Fund
DSP the Infrastructure Growth and Economic Reforms Regular Fund Direct-Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund.
DSP India T.I.G.E.R Fund is a Sectoral Fund – Infrastructure with an AUM of ₹5,500.38 Crores, a 5-year CAGR of 31.96% and an expense ratio of 0.89%, with an exit load of 1%. The fund’s allocation is 92.4% equity and 6.9% cash, with no debt investment. It prioritizes equity with a small cash position for liquidity purposes.
DSP Low Duration Fund
DSP Low Duration Fund Direct-Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.
DSP Low Duration Fund is a Low Duration Fund with an AUM of ₹4,811.12 Crores, a 5-year CAGR of 6.03% and an expense ratio of 0.30%, with no exit load. The fund consists of 96.9% debt and 3.1% cash, with no equity investments. It focuses on debt for stability while maintaining cash for liquidity.
What is a DSP Mutual Fund?
DSP Mutual Fund is an asset management company offering a range of mutual fund schemes across equity, debt and hybrid categories. It provides investors with opportunities to grow wealth or generate income, depending on their financial objectives and risk tolerance.
These funds are professionally managed, ensuring informed investment decisions through research and analysis. DSP Mutual Fund caters to diverse investor profiles, offering options suitable for long-term capital appreciation or short-term gains while focusing on transparency and consistent performance.
DSP Mutual Fund AMC Details
DSP Mutual Fund is managed by DSP Investment Managers, a prominent asset management company in India with a history of providing quality financial solutions. It aims to deliver optimized returns through well-researched investment strategies tailored to meet different financial goals.
The AMC offers a wide range of funds catering to equity, debt and hybrid investors. DSP Mutual Fund emphasizes transparency, risk management and accessibility, ensuring a positive investment experience for both new and experienced investors.
DSP Mutual Fund History
DSP Mutual Fund has its origins in the financial services legacy of the DSP Group, dating back to the 1860s. It was established to provide diverse investment solutions, offering mutual funds tailored to investor needs and risk preferences.
The fund management company initially partnered with global players like Merrill Lynch, which strengthened its foundation. DSP Mutual Fund has since gained a reputation for providing investors with reliable and transparent investment products and services across various categories.
In 2018, DSP broke away from its international partnership, becoming an independent entity. This move allowed it greater flexibility to innovate and adapt its investment offerings, emphasizing the Indian investor’s needs and preferences.
Over the years, DSP Mutual Fund has focused on delivering consistent returns, backed by thorough research and a skilled fund management team. Today, it offers a diverse mix of equity, debt and hybrid funds, gaining trust among retail and institutional investors.
DSP Mutual Fund Managers
Mr. Atul Bhole – Mr. Atul Bhole is Vice President of Investments at DSP Mutual Fund, managing ₹9,892 Crore across six schemes, with prior experience in equity research and fund management at Tata Asset Management.
Mr. Anil Ghelani – Mr. Anil Ghelani, Vice President and Portfolio Manager at DSP Investment Managers, holds Chartered Accountant and CFA qualifications, contributing his expertise to fund management and investment strategies.
Mr. Aditya Khemka – Mr. Aditya Khemka, Assistant Vice President at DSP Mutual Fund, manages ₹201 Crore in healthcare schemes, with previous experience in treasury, equity research and investment management roles at various firms.
Mr. Laukik Bagwe – Mr. Laukik Bagwe is Assistant Vice President and Fund Manager at DSP, managing ₹12,389 Crore in 11 schemes, with extensive experience in debt broking and fixed income trading at previous firms.
Mr. Jay Kothari – Mr. Jay Kothari, Vice President and Fund Manager at DSP Mutual Fund, oversees schemes like DSP Equity Opportunities, with earlier roles in sales and investment strategy at the firm since 2005.
DSP Mutual Fund Portfolio
DSP Mutual Fund Portfolio comprises a diversified range of equity, debt and hybrid funds, catering to different investor needs and risk profiles. It focuses on growth and stability by investing in high-quality stocks, government securities and corporate bonds, ensuring a balanced approach.
The portfolio also includes sectoral and thematic funds, providing opportunities in specific industries. DSP Mutual Fund emphasizes active management, aiming to deliver consistent returns by adapting to market conditions. Its diverse offerings suit both conservative and aggressive investors looking for wealth creation and income generation.
Types of Mutual Funds Offered in DSP Mutual Fund
- Equity Funds: These funds primarily invest in stocks of companies across different sectors. They are designed for investors seeking long-term capital appreciation with high-risk tolerance, including schemes like DSP Equity Opportunities and DSP Midcap Fund.
- Debt Funds: DSP Mutual Fund offers debt funds that invest in fixed-income securities like government bonds and corporate debt. These funds are suitable for investors looking for stable returns with lower risk, such as the DSP Corporate Bond Fund.
- Hybrid Funds: Hybrid funds from DSP invest in both equity and debt instruments, providing a balanced risk-return profile. Examples include the DSP Dynamic Asset Allocation Fund, which adjusts investments based on market conditions for optimal returns.
- International Funds: DSP also offers international funds that invest in overseas markets, providing global diversification. Funds like DSP US Flexible Equity Fund allow investors to gain exposure to global equities, enhancing portfolio diversification.
Best DSP Mutual Fund Based On Expense Ratio
The table below shows the Best DSP Mutual Fund Based On Expense Ratio.
| Name | Expense Ratio % | Minimum SIP (Rs) |
| DSP FMP 267-1246D | 0.00 | 100.00 |
| DSP FMP 270-1144D | 0.00 | 100.00 |
| DSP FMP 268-1281D | 0.00 | 100.00 |
| DSP FMP 264-60M & 17D | 0.00 | 100.00 |
| DSP Nifty Top 10 Equal Weight Index Fund | 0.00 | 100.00 |
| DSP Overnight Fund | 0.06 | 100.00 |
| DSP Liquidity Fund | 0.10 | 100.00 |
| DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund | 0.15 | 100.00 |
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | 0.16 | 100.00 |
| DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund | 0.16 | 100.00 |
Top Performing DSP Mutual Fund To Invest In Based On 3Y CAGR
The table below shows the top-performing DSP Mutual Fund To Invest In Based On 3Y CAGR.
| Name | CAGR 3Y % | Minimum SIP Rs |
| DSP India T.I.G.E.R Fund | 34.10 | 100.00 |
| DSP Small Cap Fund | 24.30 | 100.00 |
| DSP Natural Res & New Energy Fund | 22.66 | 100.00 |
| DSP Healthcare Fund | 21.63 | 100.00 |
| DSP NIFTY Next 50 Index Fund | 20.69 | 100.00 |
| DSP ELSS Tax Saver Fund | 20.68 | 500.00 |
| DSP Equity Opportunities Fund | 20.63 | 100.00 |
| DSP Nifty 50 Equal Weight Index Fund | 18.53 | 100.00 |
| DSP Value Fund | 18.35 | 100.00 |
| DSP Midcap Fund | 18.07 | 100.00 |
DSP Mutual Fund List Based On Exit Load
The table below shows the DSP Mutual Fund List Based On Exit Load and AMC.
| Name | AMC | Exit Load % |
| DSP Natural Res & New Energy Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP NIFTY Next 50 Index Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP ELSS Tax Saver Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP Nifty 50 Equal Weight Index Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP NIFTY 50 Index Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP World Gold FoF | DSP Investment Managers Private Limited | 0.00 |
| DSP US Flexible Equity FoF | DSP Investment Managers Private Limited | 0.00 |
| DSP World Mining Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP Equity Savings Fund | DSP Investment Managers Private Limited | 0.00 |
| DSP Quant Fund | DSP Investment Managers Private Limited | 0.00 |
DSP Mutual Fund Returns
The table below shows DSP Mutual Fund Returns based on 1Year CAGR.
| Name | Absolute Returns – 1Y % |
| DSP NIFTY Next 50 Index Fund | 67.87 |
| DSP India T.I.G.E.R Fund | 63.70 |
| DSP Healthcare Fund | 58.96 |
| DSP Natural Res & New Energy Fund | 55.18 |
| DSP World Gold FoF | 54.39 |
| DSP Equity Opportunities Fund | 49.54 |
| DSP ELSS Tax Saver Fund | 48.85 |
| DSP Midcap Fund | 44.28 |
| DSP Focus Fund | 44.07 |
| DSP Value Fund | 43.44 |
Factors To Consider When Investing In DSP Mutual Fund
The main factors to consider when investing in DSP Mutual Fund include understanding the fund’s risk, expense ratio, investment objectives and past performance. Each of these elements influences your decision and the potential returns from your investments.
- Risk Tolerance: Assess your risk capacity before investing in DSP Mutual Fund. Certain funds may carry higher risk, particularly equity-oriented funds, while debt funds can offer relatively stable returns suitable for risk-averse investors.
- Expense Ratio: The expense ratio impacts your investment returns. A higher expense ratio means more costs are deducted from your investment. Compare the DSP Mutual Fund’s expense ratio with other funds to determine its competitiveness.
- Investment Objective: Align the DSP Mutual Fund’s investment objective with your own financial goals. Whether it’s long-term capital growth or regular income, choose a fund that suits your objectives for the best alignment.
- Past Performance: Evaluating a fund’s past performance over different timeframes can give insights into its consistency. However, remember that past performance is not a guarantee of future returns, but it does offer valuable trends.
Features Of The DSP Mutual Fund
The main features of DSP Mutual Fund include a diverse range of schemes, professional fund management, accessibility and transparency. These features are tailored to provide investors with opportunities to meet their financial goals through various investment avenues.
- Diverse Schemes: DSP Mutual Fund offers diverse schemes across equity, debt and hybrid categories, allowing investors to choose according to their risk preference and financial goals, from aggressive growth to stable income options.
- Professional Management: Each fund is managed by a team of experienced professionals who make informed investment decisions based on research, data analysis and market trends, aiming to provide optimized returns to investors.
- Accessibility: DSP Mutual Fund provides easy accessibility to investors through various platforms, including online portals and physical branches, ensuring convenience in monitoring and transacting funds as per investors’ preferences.
- Transparency: The mutual fund maintains high levels of transparency with regular updates on portfolio holdings, expense ratios and fund performance, allowing investors to make informed decisions based on clear and comprehensive information.
Benefits Of DSP Mutual Fund
The main benefits of investing in DSP Mutual Fund are diversification, professional expertise, tax efficiency and the potential for long-term wealth creation. These advantages make DSP Mutual Fund an attractive investment choice for different types of investors.
- Diversification: DSP Mutual Fund spreads investments across various sectors and asset classes, helping reduce the risk associated with investing in a single security and providing a balanced portfolio suitable for investors.
- Professional Expertise: With the expertise of seasoned fund managers, investors benefit from the careful selection of securities, market analysis and insights, enhancing the likelihood of achieving their desired returns on investment.
- Tax Efficiency: Investing in DSP Mutual Funds can be tax-efficient. Equity-linked schemes offer tax deductions under Section 80C and long-term capital gains from equity funds are taxed at preferential rates compared to other investments.
- Wealth Creation Potential: The potential for long-term wealth creation is significant with DSP Mutual Fund, especially with equity-oriented schemes. Investors willing to stay invested for extended periods can benefit from compounding and market growth.
Risks Of Investing In Top performing DSP Mutual Fund
The main risks of investing in top-performing DSP Mutual Funds include market risk, interest rate risk, credit risk and liquidity risk. These risks must be carefully evaluated to understand their potential impact on your investment returns and overall financial goals.
- Market Risk: Mutual funds, particularly equity-oriented ones, are susceptible to market fluctuations. If the market declines, the value of your DSP Mutual Fund investment may also decrease, resulting in potential losses.
- Interest Rate Risk: Debt-oriented mutual funds are sensitive to interest rate changes. A rise in interest rates can lead to a fall in bond prices, thereby reducing the returns of DSP debt funds during such periods.
- Credit Risk: Credit risk is the risk that the issuer of a bond in a debt fund may default on its payments. It’s essential to check the credit quality of securities within DSP Mutual Fund to avoid such risks.
- Liquidity Risk: Liquidity risk arises if a fund is unable to sell securities promptly. This can happen during market turmoil when certain securities may become less liquid, affecting the fund’s ability to meet redemptions.
How To Invest In DSP Mutual Fund?
The main way to invest in DSP Mutual Fund is to open an account online or offline with the AMC or through intermediaries. Investors can also use digital platforms, ensuring a convenient and seamless experience for choosing schemes and investing.
Documents Required To Invest in DSP Mutual Fund
To invest in DSP Mutual Fund, you need identity proof like a PAN card, Aadhaar card, or passport and address proof such as utility bills or a voter ID. Ensure these documents are updated and valid for the verification process.
Additionally, you’ll need a cancelled cheque for bank details and photographs for KYC compliance. The KYC process is mandatory to start mutual fund investments in India, ensuring investor authenticity and reducing any fraudulent activity.
DSP Mutual Fund NAV
The Net Asset Value (NAV) of DSP Mutual Fund represents the per-unit value of the fund, determined daily based on the total value of assets held minus liabilities. NAV helps investors assess the fund’s performance and make informed decisions.
The DSP Mutual Fund NAV fluctuates daily based on the underlying assets’ value. Investors should monitor NAV changes to understand how their investment performs over time and decide on buying or redeeming units effectively.
Taxation On DSP Mutual Fund
Taxation on DSP Mutual Fund depends on the holding period and the type of fund. For equity funds, long-term capital gains (over one year) are taxed at 10%, while short-term gains (within one year) attract 15% tax.
For debt funds, long-term gains (after three years) are taxed at 20% with indexation benefits, while short-term gains are added to the investor’s income and taxed at their respective tax slab rate, making taxation an important consideration.
Future of DSP Mutual Fund
The future of DSP Mutual Fund looks promising with increasing investor participation and a growing focus on diverse product offerings. As the economy evolves, DSP is likely to expand its portfolio to meet varied investor needs.
With the potential for innovation and improved fund management, DSP Mutual Fund aims to deliver consistent returns while catering to a broad spectrum of risk appetites, making it a suitable choice for various financial goals.
Top 10 DSP Mutual Funds to Invest In India
The table below shows the Top 10 DSP Mutual Funds to Invest In India based on CAGR 5Y.
| Name | CAGR 5Y % |
| DSP Healthcare Fund | 35.00 |
| DSP Small Cap Fund | 33.43 |
| DSP India T.I.G.E.R Fund | 31.96 |
| DSP Natural Res & New Energy Fund | 27.42 |
| DSP ELSS Tax Saver Fund | 25.16 |
| DSP Equity Opportunities Fund | 24.81 |
| DSP Midcap Fund | 24.37 |
| DSP Nifty 50 Equal Weight Index Fund | 23.64 |
| DSP NIFTY Next 50 Index Fund | 23.26 |
| DSP Flexi Cap Fund | 22.53 |
FAQs – DSP Mutual Fund
DSP Mutual Fund is an asset management company offering diverse mutual fund schemes, including equity, debt and hybrid funds, to cater to various investor goals, risk appetites and time horizons.
DSP Mutual Fund offers more than 372 mutual fund schemes across equity, debt, hybrid and thematic categories, providing investors with multiple options to achieve their financial objectives.
Top Performing Funds of DSP Mutual Fund # 1: DSP Midcap Fund
Top Performing Funds of DSP Mutual Fund # 2: DSP Liquidity Fund
Top Performing Funds of DSP Mutual Fund # 3: DSP ELSS Tax Saver Fund
Top Performing Funds of DSP Mutual Fund # 4: DSP Small Cap Fund
Top Performing Funds of DSP Mutual Fund # 5: DSP Equity Opportunities Fund
Top Performing Funds of DSP Mutual Fund based on AUM.
The minimum investment amount for a DSP Mutual Fund is typically ₹500 for an SIP (Systematic Investment Plan) and ₹1,000 for a lump sum, depending on the specific fund and investment type.
The SIP returns of DSP Mutual Fund vary depending on the specific scheme and market performance, ranging from moderate to high, with some funds achieving annualized returns of over 15%.
To start a DSP Mutual Fund SIP online with Alice Blue as the broker, log in to your Alice Blue account, select the DSP Mutual Fund, complete the KYC process and set up an auto-debit mandate from your bank account.
To increase the SIP amount in the DSP Mutual Fund, use the ‘top-up SIP’ option via the DSP website or your broker’s platform and specify the new investment amount you wish to contribute.
To redeem DSP Mutual Fund, log in to your investment account, select the fund, choose the redemption amount and initiate the request. Funds are credited to your bank account within 3-4 days.
DSP Mutual Fund schemes are not entirely tax-free. Equity funds are subject to capital gains tax, while certain schemes like ELSS (Equity Linked Savings Scheme) provide tax deductions under Section 80C.
Investing in DSP Mutual Funds can be suitable for achieving long-term goals. Their diverse funds, consistent performance and professional management make them appealing but always assess risk tolerance.
Investments in DSP Mutual Funds are relatively safe, given their professional management, but they carry market risks. The safety depends on the type of fund and the investor’s risk appetite.
Yes, NRIs can invest in DSP Mutual Funds, subject to regulatory compliance. They need to provide necessary documents, complete KYC and use NRE/NRO accounts to invest in mutual fund schemes.
Disclaimer: The above article is written for educational purposes and the companies’ data mentioned in the article may change with respect to time. The securities quoted are exemplary and are not recommendatory.
