The below table shows a list Of the Top Performing Value Funds in 10 Years based on AUM, NAV, and minimum SIP.
| Name | AUM (Cr) | NAV (Rs) | Minimum SIP (Rs) |
| ICICI Pru Value Discovery Fund | 48805.97 | 499.60 | 5000 |
| HSBC Value Fund | 13357.64 | 120.24 | 100 |
| UTI Value Fund | 10355.98 | 183.56 | 500 |
| Bandhan Sterling Value Fund | 10241.88 | 171.57 | 100 |
| Tata Equity P/E Fund | 8864.64 | 412.77 | 100 |
| Nippon India Value Fund | 8559.62 | 247.01 | 5000 |
| Aditya Birla SL Pure Value Fund | 6225.78 | 148.88 | 100 |
| Templeton India Value Fund | 2246.77 | 828.38 | 100 |
| JM Value Fund | 985.91 | 120.80 | 250 |
| Union Value Fund | 265.63 | 29.70 | 500 |
Introduction to Top Performing Value Funds in 10 Years
ICICI Prudential Value Discovery Fund
ICICI Prudential Value Discovery Direct-Growth is a Value Oriented mutual fund scheme from ICICI Prudential Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
ICICI Prudential Value Discovery Fund falls under the Value Fund category with an AUM of ₹48,805.97 crores, a 5-year CAGR of 28.83%, an exit load of 1%, and an expense ratio of 0.99%. The SEBI risk category is Very High. Its asset allocation includes 83.87% in Equity, 13.76% in Cash & Equivalents, 1.43% in ADR & GDR, and 0.94% in Treasury Bills.
HSBC Value Fund
HSBC Value Fund Direct-Growth is a Value Oriented mutual fund scheme from HSBC Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
HSBC Value Fund falls under the Value Fund category with an AUM of ₹13,357.64 crores, a 5-year CAGR of 28.56%, an exit load of 1%, and an expense ratio of 0.77%. The SEBI risk category is Very High. Its asset allocation includes 98.59% in Equity, 1.32% in Cash & Equivalents, and 0.10% in Rights.
UTI Value Fund
UTI Value Fund Direct-Growth is a Value Oriented mutual fund scheme from UTI Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
UTI Value Fund falls under the Value Fund category with an AUM of ₹10,355.98 crores, a 5-year CAGR of 25.42%, an exit load of 1%, and an expense ratio of 1.13%. The SEBI risk category is Very High. Its asset allocation includes 96.41% in Equity, 3.07% in Cash & Equivalents, 0.34% in Rights, and 0.18% in Treasury Bills.
Bandhan Sterling Value Fund
Bandhan Sterling Value Fund Direct Plan-Growth is a Value Oriented mutual fund scheme from Bandhan Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
Bandhan Sterling Value Fund falls under the Value Fund category with an AUM of ₹10,241.88 crores, a 5-year CAGR of 30.02%, an exit load of 1%, and an expense ratio of 0.68%. The SEBI risk category is Very High. Its asset allocation includes 93.29% in Equity, 6.66% in Cash & Equivalents, and 0.06% in Rights.
Tata Equity P/E Fund
Tata Equity P/E Fund Direct-Growth is a Value Oriented mutual fund scheme from Tata Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
Tata Equity P/E Fund falls under the Value Fund category with an AUM of ₹8,864.64 crores, a 5-year CAGR of 25.64%, an exit load of 1%, and an expense ratio of 0.80%. The SEBI risk category is Very High. Its asset allocation includes 96.38% in Equity and 3.62% in Cash & Equivalents.
Nippon India Value Fund
Nippon India Value Fund Direct-Growth is a Value Oriented mutual fund scheme from Nippon India Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on December 31, 2012.
Nippon India Value Fund falls under the Value Fund category with an AUM of ₹8,559.62 crores, a 5-year CAGR of 28.59%, an exit load of 1%, and an expense ratio of 1.15%. The SEBI risk category is Very High. Its asset allocation includes 96.13% in Equity, 3.36% in Cash & Equivalents, 0.28% in Rights, and 0.24% in Mutual Funds.
Aditya Birla Sun Life Pure Value Fund
Aditya Birla Sun Life Pure Value Direct-Growth is a Value Oriented mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
Aditya Birla Sun Life Pure Value Fund falls under the Value Fund category with an AUM of ₹6,225.78 crores, a 5-year CAGR of 26.26%, an exit load of 1%, and an expense ratio of 0.98%. The SEBI risk category is Very High. Its asset allocation includes 98.69% in Equity, 1.23% in Cash & Equivalents, and 0.09% in Rights.
Templeton India Value Fund
Templeton India Value Fund Direct Plan-Growth is a Value Oriented mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
Templeton India Value Fund falls under the Value Fund category with an AUM of ₹2,246.77 crores, a 5-year CAGR of 29.23%, an exit load of 1%, and an expense ratio of 0.83%. The SEBI risk category is Very High. Its asset allocation includes 95.25% in Equity, 2.77% in Cash & Equivalents, and 1.99% in REITs & InvIT.
JM Value Fund
JM Value Fund Direct Plan-Growth is a Value Oriented mutual fund scheme from JM Financial Mutual Fund. This fund has been operational for 11 years and 8 months, having been launched on January 1, 2013.
JM Value Fund falls under the Value Fund category with an AUM of ₹985.91 crores, a 5-year CAGR of 31.19%, an exit load of 1%, and an expense ratio of 0.91%. The SEBI risk category is Very High. Its asset allocation includes 98.28% in Equity, 1.64% in Cash & Equivalents, and 0.08% in Rights.
Union Value Fund
Union Value Fund Direct-Growth is a Value Oriented mutual fund scheme from Union Mutual Fund. This fund has been operational for 5 years and 9 months, having been launched on December 5, 2018.
Union Value Fund falls under the Value Fund category with an AUM of ₹265.63 crores, a 5-year CAGR of 25.21%, an exit load of 1%, and an expense ratio of 1.29%. The SEBI risk category is Very High. Its asset allocation includes 94.90% in Equity, 5.05% in Cash & Equivalents, and 0.05% in Treasury Bills.
What Are Value Funds?
Value Funds are mutual funds that invest in stocks considered undervalued relative to their fundamentals. These funds aim to identify companies trading below their intrinsic value, expecting their stock prices to rise over time as the market recognizes their true worth.
Value funds typically focus on companies with strong financials, stable earnings, and low price-to-earnings ratios. Fund managers use various metrics to identify undervalued stocks, such as price-to-book ratio and dividend yield.
These funds can offer the potential for capital appreciation and income generation. They often appeal to investors seeking long-term growth and those who believe in the principle of buying quality assets at discounted prices.
Features Of Top Performing Value Funds in 10 Years
The main features of top-performing Value Funds over 10 years include consistent returns, focus on undervalued stocks, disciplined investment approach, potential for dividend income, and ability to weather market volatility.
- Consistent Performance: These funds demonstrate sustained returns over the long term, outperforming benchmarks and peer funds consistently across various market conditions.
- Undervalued Stock Focus: Top-performing Value Funds excel at identifying and investing in stocks trading below their intrinsic value, with potential for price appreciation.
- Disciplined Approach: These funds adhere to strict value investing principles, avoiding overpriced stocks and maintaining a long-term perspective despite short-term market fluctuations.
- Dividend Potential: Many value stocks offer attractive dividends, providing a steady income stream in addition to potential capital appreciation.
- Volatility Protection: Value Funds often hold stocks with strong fundamentals, which can help protect against market downturns and reduce overall portfolio volatility.
Best Performing Value Funds in 10 Years
The table below shows the Best Performing Value Funds in 10 Years based on the lowest to highest expense ratio.
| Name | Expense Ratio (%) | Minimum SIP (Rs) |
| Bandhan Sterling Value Fund | 0.68 | 100 |
| HSBC Value Fund | 0.77 | 100 |
| Tata Equity P/E Fund | 0.8 | 100 |
| Templeton India Value Fund | 0.83 | 100 |
| JM Value Fund | 0.91 | 250 |
| Aditya Birla SL Pure Value Fund | 0.98 | 100 |
| ICICI Pru Value Discovery Fund | 0.99 | 5000 |
| UTI Value Fund | 1.13 | 500 |
| Nippon India Value Fund | 1.15 | 5000 |
| Union Value Fund | 1.29 | 500 |
Top Performing Value Funds in 10 Years In India
The table below shows Top Performing Value Funds in 10 Years In India based on the Highest 3Y CAGR.
| Name | CAGR 3Y (Cr) | Minimum SIP (Rs) |
| JM Value Fund | 33.32 | 250 |
| Templeton India Value Fund | 29.22 | 100 |
| HSBC Value Fund | 28.34 | 100 |
| ICICI Pru Value Discovery Fund | 28.05 | 5000 |
| Tata Equity P/E Fund | 27.66 | 100 |
| Nippon India Value Fund | 27.51 | 5000 |
| Bandhan Sterling Value Fund | 26.92 | 100 |
| Aditya Birla SL Pure Value Fund | 26.54 | 100 |
| Union Value Fund | 23.31 | 500 |
| UTI Value Fund | 22.19 | 500 |
Top Performing Value Funds in 10 Years
The table below shows the Top Performing Value Funds in 10 Years based on exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.
| Name | AMC | Exit Load (%) |
| JM Value Fund | JM Financial Asset Management Private Limited | 1 |
| Templeton India Value Fund | Franklin Templeton Asset Management (India) Private Limited | 1 |
| HSBC Value Fund | HSBC Global Asset Management (India) Private Limited | 1 |
| ICICI Pru Value Discovery Fund | ICICI Prudential Asset Management Company Limited | 1 |
| Tata Equity P/E Fund | Tata Asset Management Private Limited | 1 |
| Nippon India Value Fund | Nippon Life India Asset Management Limited | 1 |
| Bandhan Sterling Value Fund | Bandhan AMC Limited | 1 |
| Aditya Birla SL Pure Value Fund | Aditya Birla Sun Life AMC Limited | 1 |
| Union Value Fund | Union Asset Management Company Pvt. Ltd. | 1 |
| UTI Value Fund | UTI Asset Management Company Private Limited | 1 |
Factors To Consider When Investing In Top Performing Value Funds in 10 Years
The main factors to consider when investing in top-performing Value Funds over 10 years include historical performance, fund manager expertise, expense ratio, portfolio composition, dividend yield, and alignment with your investment goals and risk tolerance.
- Historical Performance: Evaluate the fund’s long-term track record, comparing returns against relevant benchmarks and peer funds to assess consistency and outperformance over various market cycles.
- Fund Manager Expertise: Research the fund manager’s experience, investment philosophy, and success in identifying undervalued stocks and generating returns over time.
- Expense Ratio: Consider the fund’s expense ratio, as lower fees can significantly impact long-term returns. Compare costs across similar funds to ensure value for money.
- Portfolio Composition: Examine the fund’s sector allocation, top holdings, and diversification strategy to ensure alignment with value investing principles and your risk appetite.
- Dividend Yield: Assess the fund’s dividend distribution history, as many value stocks offer attractive dividends, providing a potential income stream alongside capital appreciation.
How To Invest In Top Performing Value Funds in 10 Years?
To invest in top-performing Value Funds over 10 years, start by researching funds with consistent long-term performance. Consider factors like expense ratios, fund manager expertise, and adherence to value investing principles. Align the investment with your financial goals and risk tolerance.
Choose between lump sum investments or Systematic Investment Plans (SIPs) based on your financial situation. SIPs allow for regular, smaller investments, potentially benefiting from rupee cost averaging and reducing timing risk.
Open an account with Alice Blue. Complete the necessary documentation, including KYC requirements, and initiate your investment. Regularly review and rebalance your portfolio as needed.
Advantages Of Investing In Top Performing Value Funds in 10 Years?
The main advantages of investing in top-performing Value Funds over 10 years include potential for capital appreciation, income generation through dividends, lower volatility, professional management, and the ability to benefit from market inefficiencies.
- Capital Appreciation: Value Funds invest in undervalued stocks with potential for price appreciation as the market recognizes their true worth over time.
- Dividend Income: Many value stocks offer attractive dividends, providing a steady income stream in addition to potential capital gains.
- Lower Volatility: Value stocks often have strong fundamentals, which can help reduce portfolio volatility and provide downside protection during market downturns.
- Professional Management: Experienced fund managers leverage their expertise to identify undervalued stocks, saving investors time and effort in researching individual companies.
- Market Inefficiency Exploitation: Value Funds capitalize on market inefficiencies by investing in stocks that are temporarily out of favor or overlooked by the broader market.
Risks Of Investing In Top Performing Value Funds in 10 Years?
The main risks of investing in top-performing Value Funds over 10 years include value traps, market cycles impact, sector concentration, slower growth potential, and the possibility of prolonged undervaluation periods.
- Value Traps: Some stocks may appear undervalued but actually have fundamental issues, leading to continued poor performance and potential losses.
- Market Cycles: Value investing may underperform during certain market cycles, particularly during strong bull markets driven by growth stocks.
- Sector Concentration: Value Funds may have higher exposure to certain sectors like financials or energy, potentially increasing risk if these sectors underperform.
- Slower Growth: Value stocks may offer slower growth compared to growth stocks, potentially leading to lower returns during periods of economic expansion.
- Prolonged Undervaluation: Some stocks may remain undervalued for extended periods, requiring patience and potentially tying up capital for longer than anticipated.
Importance of Value Funds
The main importance of Value Funds lies in their potential for long-term capital appreciation, income generation through dividends, and ability to provide downside protection during market downturns. They offer a disciplined approach to investing in undervalued companies.
- Capital Appreciation: Value Funds aim to invest in undervalued stocks, potentially offering significant returns as the market recognizes their true worth over time.
- Income Generation: Many value stocks pay dividends, providing a steady income stream alongside potential capital gains.
- Downside Protection: Value stocks often have strong fundamentals, which can help cushion against market volatility and economic downturns.
- Disciplined Approach: Value investing follows a systematic method of identifying undervalued stocks, reducing emotional decision-making in investing.
- Diversification: Including Value Funds in a portfolio can provide diversification benefits, balancing growth-oriented investments and potentially reducing overall portfolio risk.
How Long to Stay Invested in Value Funds?
Investors should generally stay invested in Value Funds for at least 5-7 years to fully capitalize on their potential for long-term capital appreciation. This extended time horizon allows for the market to recognize the true value of undervalued stocks and for the fund to navigate various market cycles.
A longer investment period aligns with the value investing philosophy, which emphasizes patience and a focus on long-term fundamentals rather than short-term market fluctuations. It also provides time for potential dividend income to compound and contribute to overall returns.
Tax Implications of Investing in Value Funds
Investments in Value Funds are subject to capital gains tax. For holdings less than one year, short-term capital gains are taxed at 15%. For holdings over one year, long-term capital gains up to ₹1 lakh per year are tax-free, while gains above this threshold are taxed at 10%.
Dividends received from Value Funds are taxable in the hands of investors at their applicable income tax slab rates. It’s advisable to consult a tax professional for personalized advice based on your specific financial situation and the latest tax regulations.
Future of Value Funds
The future of Value Funds remains promising, as the principles of value investing continue to be relevant in ever-changing market conditions. These funds are well-positioned to capitalize on market inefficiencies and identify undervalued companies with strong fundamentals.
As markets evolve, Value Funds may adapt their strategies to include new valuation metrics and technologies for identifying undervalued stocks. However, the core principle of buying quality assets at discounted prices is likely to remain a sound investment strategy for long-term wealth creation.
Top Performing Value Funds in 10 Years – FAQs
Value funds are mutual funds that focus on investing in undervalued stocks, which are trading at prices lower than their intrinsic value. These funds aim for long-term capital appreciation by selecting stocks with strong fundamentals that may offer potential for growth over time.
Top Performing Value Funds in 10 Years #1: ICICI Pru Value Discovery Fund
Top Performing Value Funds in 10 Years #2: HSBC Value Fund
Top Performing Value Funds in 10 Years #3: UTI Value Fund
Top Performing Value Funds in 10 Years #4: Bandhan Sterling Value Fund
Top Performing Value Funds in 10 Years #5: Tata Equity P/E Fund
These funds are listed based on the Highest AUM.
The best value funds over the past 10 years based on expense ratio are Bandhan Sterling Value Fund, HSBC Value Fund, Tata Equity P/E Fund, Templeton India Value Fund, and JM Value Fund. These funds have delivered strong returns, combining long-term performance with lower expense ratios.
To invest in top-performing Value Funds, research funds with consistent long-term returns, consider expense ratios and fund manager expertise. Open an account with Alice Blue, complete KYC requirements, and start investing through lump sum or SIP options.
Investing in top-performing Value Funds over 10 years can be beneficial for long-term wealth creation. These funds offer potential for capital appreciation, dividend income, and downside protection. However, consider your risk tolerance and financial goals before investing.
Yes, you can buy top-performing Value Funds with a 10-year track record. Research funds through reliable financial websites, consult with a financial advisor if needed, and invest through Alice Blue or directly with fund houses.
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Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.
