The table below shows the Best Mutual Fund In India For the Long Term based on AUM.
| Name | AUM | NAV |
| HDFC Balanced Advantage Fund | 77011.15 | 475.07 |
| SBI Equity Hybrid Fund | 65010.10 | 267.53 |
| SBI Liquid Fund | 58729.28 | 3742.00 |
| HDFC Mid-Cap Opportunities Fund | 56032.99 | 168.57 |
| ICICI Pru Balanced Advantage Fund | 54141.75 | 69.39 |
| Parag Parikh Flexi Cap Fund | 52007.02 | 73.75 |
| HDFC Liquid Fund | 50906.49 | 4697.30 |
| ICICI Pru Bluechip Fund | 49837.78 | 100.58 |
| HDFC Flexi Cap Fund | 45992.54 | 1685.68 |
| ICICI Pru Liquid Fund | 45939.22 | 353.89 |
Top Mutual Fund In India For Long Term
The table below shows the Top Mutual Fund In India For Long Term based on AUM and one-year return.
| Name | Sub Category | AUM | Absolute Returns – 1Y % |
| Quant Small Cap Fund | Small Cap Fund | 13001.83 | 63.59 |
| Franklin India Smaller Cos Fund | Small Cap Fund | 11833.66 | 54.45 |
| Nippon India Small Cap Fund | Small Cap Fund | 43815.61 | 53.86 |
| HDFC Mid-Cap Opportunities Fund | Mid Cap Fund | 56032.99 | 53.71 |
| SBI Long Term Equity Fund | Equity Linked Savings Scheme (ELSS) | 20085.15 | 53.42 |
| Nippon India Growth Fund | Mid Cap Fund | 23494.65 | 52.58 |
| HDFC Small Cap Fund | Small Cap Fund | 28606.62 | 50.43 |
| HSBC Small Cap Fund | Small Cap Fund | 13980.75 | 48.26 |
| HSBC Value Fund | Value Fund | 11238.98 | 48.11 |
| HDFC Multi Cap Fund | Multi Cap Fund | 11757.94 | 46.88 |
Best Mutual Funds In India For SIP Long Term
The table below shows Best Mutual Funds In India For SIP Long Term based on 3 year CAGR.
| Name | CAGR 3Y % | NAV ( Rs ) | Exit Load |
| ICICI Pru Overnight Fund | 126.21 | 1279.65 | 0.00 |
| Quant Small Cap Fund | 45.51 | 246.12 | 1.00 |
| Nippon India Small Cap Fund | 36.93 | 155.09 | 1.00 |
| HSBC Small Cap Fund | 36.01 | 76.67 | 1.00 |
| HDFC Small Cap Fund | 32.99 | 133.60 | 1.00 |
| ICICI Pru India Opp Fund | 32.25 | 30.37 | 1.00 |
| Franklin India Smaller Cos Fund | 32.12 | 163.91 | 1.00 |
| HDFC Mid-Cap Opportunities Fund | 30.33 | 168.57 | 1.00 |
| Nippon India Multi Cap Fund | 30.14 | 256.82 | 1.00 |
| SBI Contra Fund | 29.91 | 352.80 | 1.00 |
Introduction to Best Mutual Fund In India For Long Term
HDFC Balanced Advantage Fund
The HDFC Balanced Advantage Fund is a mutual fund scheme offered by HDFC Mutual Fund, characterized by dynamic asset allocation. This fund has a track record of 11 years and 1 month, launched on January 1st, 2013.
The fund falls under the category of Balanced Advantage Funds, with an Asset Under Management (AUM) of ₹77,011.15 crores. Its one-year return percentage stands at 38.20%. The Net Asset Value (NAV) is ₹475.07. The expense ratio is 0.80. This fund is classified under the SEBI risk category as “Very High”.
The distribution of shares includes 1.21% in other entities, 1.72% in REITs & InvIT, and 2.49% in cash & equivalents, alongside 11.04% in corporate debt and 14.99% in government securities, with the majority, comprising 68.56%, held in equity.
SBI Equity Hybrid Fund
The SBI Equity Hybrid Fund is an Aggressive Hybrid mutual fund scheme offered by SBI Mutual Fund. This fund has a tenure of 11 years and 1 month, originating on January 1st, 2013.
The fund belongs to the category of Aggressive Hybrid Funds, with an Asset Under Management (AUM) of ₹65,010.10 crore. Its one-year return percentage stands at 22.38%. The Net Asset Value (NAV) is ₹267.53. The expense ratio is 0.75. This fund is classified under the SEBI risk category as “Very High.”
The distribution of shares includes 0.43% in other entities, 1.63% in REITs & InvIT, and 2.50% in cash & equivalents, alongside 9.06% in government securities and 9.34% in corporate debt, with the majority, comprising 77.03%, held in equity.
SBI Liquid Fund
The SBI Liquid Fund Direct is a liquid mutual fund scheme offered by SBI Mutual Fund. This fund has a track record of 11 years and 1 month, launched on January 1st, 2013.
The fund falls under the category of Liquid Funds, with an Asset Under Management (AUM) of ₹58,729.28 crores. Its one-year return percentage stands at 7.17%. The Net Asset Value (NAV) is ₹3,741.998. The expense ratio is 0.20. This fund is classified under the SEBI risk category as “Moderately Low”.
The distribution of shares includes 0.36% in other entities, 1.05% in government securities, and 1.79% in cash & equivalents, alongside 23.37% in treasury bills, 36.49% in certificates of deposit, and 36.95% in commercial paper.
HDFC Mid-Cap Opportunities Fund
The HDFC Mid-Cap Opportunities Fund is a mutual fund scheme specializing in mid-cap investments offered by HDFC Mutual Fund. This fund has a history of 11 years and 1 month, launched on January 1st, 2013.
The HDFC Mid-Cap Opportunities Fund belongs to the category of Mid Cap Funds, with an Asset Under Management (AUM) of ₹56,032.99 crore. Its one-year return percentage stands at 53.71%. The Net Asset Value (NAV) is ₹168.57. The expense ratio is 0.80. This fund is classified under the SEBI risk category as “Very High”.
The distribution of shares includes 5.93% in cash & equivalents and 94.07% in equity.
ICICI Pru Balanced Advantage Fund
The ICICI Prudential Balanced AdvantageFund is a mutual fund scheme offered by ICICI Prudential Mutual Fund, featuring dynamic asset allocation. This fund has a track record of 11 years and 1 month, having been introduced on January 1st, 2013.
The fund falls under the category of Balanced Advantage Funds, with an Asset Under Management (AUM) of ₹54,141.75 crore. Its one-year return percentage stands at 19.74%. The Net Asset Value (NAV) is ₹69.39. The expense ratio is 0.87. This fund is classified under the SEBI risk category as “High”.
The distribution of shares includes 3.31% in other entities, 3.13% in REITs & InvIT, and 6.29% in corporate debt, alongside 7.05% in cash & equivalents and 13.80% in government securities, with the majority, comprising 66.43%, held in equity.
Parag Parikh Flexi Cap Fund
The Parag Parikh Flexi Cap Fund is a mutual fund scheme in the Flexi Cap category offered by PPFAS Mutual Fund. This fund has a tenure of 10 years and 9 months, having commenced on May 13th, 2013.
The Parag Parikh Flexi Cap Fund falls under the category of Flexi Cap Funds, with an Asset Under Management (AUM) of ₹52,007.02 crore. Its one-year return percentage stands at 40.54%. The Net Asset Value (NAV) is ₹73.75. The expense ratio is 0.58. This fund is classified under the SEBI risk category as “Very High”.
The distribution of shares includes 0.01% in other entities, 0.04% in commercial paper, 0.43% in deposits, and 2.00% in certificates of deposit, 9.92% in cash & equivalents, and the majority, comprising 87.60%, held in equity.
HDFC Liquid Fund
The HDFC Liquid Fund is a liquid mutual fund scheme offered by HDFC Mutual Fund. This fund has a tenure of 11 years and 1 month, commencing from its launch on January 1st, 2013.
The fund falls under the category of Liquid Funds, with an Asset Under Management (AUM) of ₹50,906.49 crore. Its one-year return percentage stands at 7.16%. The Net Asset Value (NAV) is ₹4,697.30. The expense ratio is 0.20. This fund is classified under the SEBI risk category as “Moderately Low”.
The distribution of shares includes 0.64% in other entities, 4.37% in corporate debt, and 8.69% in cash & equivalents, alongside 15.12% in treasury bills, 34.63% in certificates of deposit, and 36.55% in commercial paper.
ICICI Pru Bluechip Fund
The ICICI Prudential Bluechip Fund is a large-cap mutual fund scheme offered by ICICI Prudential Mutual Fund. This fund has a history of 11 years and 1 month, having commenced on January 1st, 2013.
Fund falls under the category of Large Cap Funds, with an Asset Under Management (AUM) of ₹49,837.78 crore. Its one-year return percentage stands at 35.30%. The Net Asset Value (NAV) is ₹100.58. The expense ratio is 0.92. This fund is classified under the SEBI risk category as “Very High”.
The distribution of shares includes 0.45% in treasury bills, 1.11% in rights, and 6.89% in cash & equivalents, with the majority, comprising 91.55%, held in equity.
HDFC Flexi Cap Fund
The HDFC Flexi Cap Fund is a Flexi Cap mutual fund scheme offered by HDFC Mutual Fund. This fund has a tenure of 11 years and 1 month, and it was launched on January 1st, 2013.
The fund belongs to the category of Flexi Cap Funds, with an Asset Under Management (AUM) of ₹45,992.54 crore. Its one-year return percentage stands at 38.21%. The Net Asset Value (NAV) is ₹1685.68. The expense ratio is 0.89. This fund is classified under the SEBI risk category as “Very High.”
The distribution of shares includes 0.11% in rights, 0.42% in government securities, and 3.79% in REITs & InvIT, alongside 8.29% in cash & equivalents, with the majority, comprising 87.39%, held in equity.
ICICI Pru Liquid Fund
The ICICI Prudential Liquid Fund is a mutual fund scheme specializing in liquid investments offered by ICICI Prudential Mutual Fund. This fund has a history of 11 years and 1 month, having commenced on January 1st, 2013.
The fund falls under the category of Liquid Funds, with an Asset Under Management (AUM) of ₹45,939.22 crore. Its one-year return percentage stands at 7.19%. The Net Asset Value (NAV) is ₹353.89. The expense ratio is 0.20. This fund is classified under the SEBI risk category as “Moderate”.
The distribution of shares includes 1.02% in other entities, 3.36% in cash & equivalents, and 4.59% in corporate debt, alongside 15.34% in treasury bills, 30.52% in certificates of deposit, and 45.17% in commercial paper.
Best Mutual Fund In India For Long Term – FAQ
Which mutual funds are best for the long term?
Best MF for Long Term #1: HDFC Balanced Advantage Fund
Best MF for Long Term #2: SBI Equity Hybrid Fund
Best MF for Long Term #3: SBI Liquid Fund
Best MF for Long Term #4: HDFC Mid-Cap Opportunities Fund
Best MF for Long Term #5: ICICI Pru Balanced Advantage Fund
These funds are listed based on the Highest AUM.
What are the Best Mutual Funds Next 10 Years?
Considering the 3-year compound annual growth rate (CAGR), mutual funds could perform well over the next 10 years. The top three mutual funds are ICICI Pru Overnight Fund, Quant Small Cap Fund, and Nippon India Small Cap Fund.
Is MF good for long term?
Mutual funds can be beneficial for long-term investment goals due to their diversification, professional management, and potential for growth over time. Research and selection are crucial.
Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.
