Oracle Financial Services Software Ltd’s fundamental analysis highlights key financial metrics: Market Cap of ₹94,901.03 crore, PE Ratio of 41, Debt to Equity of 0.55 and Return on Equity of 28.98%. These indicators reflect the company’s financial health and market valuation.
Content:
- Oracle Financial Services Software Ltd Overview
- Oracle Financial Services Software Limited Financial Results
- Oracle Financial Services Software Ltd Financial Analysis
- Oracle Financial Services Software Limited Company Metrics
- Oracle Financial Services Software Limited Stock Performance
- Oracle Financial Services Software Peer Comparison
- Oracle Financial Services Software Shareholding Pattern
- Oracle Financial Services Software Ltd History
- How To Invest In Oracle Financial Services Software Share?
- Oracle Financial Services Software Fundamental Analysis – FAQs
Oracle Financial Services Software Ltd Overview
Oracle Financial Services Software Ltd is an Indian company providing information technology solutions and business processing services to the financial services industry. It operates in the IT sector, specializing in banking software products and related services.
The company is listed on both the NSE and BSE. With a market capitalization of ₹94,901.03 crore, it’s currently 4.56% away from its 52-week high and 182.88% away from its 52-week low.
Oracle Financial Services Software Limited Financial Results
Oracle Financial Services Software Ltd achieved a revenue of ₹6,705 crores in FY 24, marking an increase from ₹5,866 crores in FY 23. The operating profit stood at ₹3,114 crores with an OPM of 46.38%. The company’s EPS increased to ₹256 in FY 24.
1. Revenue Trend: Sales grew from ₹5,866 crores in FY 23 to ₹6,705 crores in FY 24, showing consistent growth in revenue generation across fiscal years.
2. Equity and Liabilities: Equity capital remained constant at ₹43 crores, with total liabilities increasing to ₹9,936 crores in FY 24 from ₹9,276 crores in FY 23, reflecting strong reserves and financial growth.
3. Profitability: Operating profit improved to ₹3,114 crores in FY 24, up from ₹2,639 crores in FY 23, maintaining a high operating profit margin of 46.38%.
4. Earnings per Share (EPS): EPS rose to ₹256 in FY 24 from ₹209 in FY 23, indicating better earnings per shareholder, contributing to investor confidence.
5. Return on Net Worth (RoNW): The company’s strong financial performance is reflected in its improved RoNW, backed by a solid profitability and equity structure.
6. Financial Position: Total assets increased to ₹9,936 crores in FY 24, driven by growth in current assets to ₹7,651 crores from ₹7,169 crores in FY 23, ensuring robust financial stability.
Oracle Financial Services Software Ltd Financial Analysis
| FY 24 | FY 23 | FY 22 | |
| Sales | 6,705 | 5,866 | 5,221 |
| Expenses | 3,590 | 3,227 | 2,723 |
| Operating Profit | 3,114 | 2,639 | 2,499 |
| OPM % | 46.38 | 44.8 | 46.66 |
| Other Income | 11 | 25 | 134 |
| EBITDA | 3,125 | 2,663 | 2,633 |
| Interest | 28 | 13 | 12 |
| Depreciation | 74 | 81 | 93 |
| Profit Before Tax | 3,022 | 2,570 | 2,528 |
| Tax % | 26.57 | 29.72 | 25.29 |
| Net Profit | 2,219 | 1,806 | 1,889 |
| EPS | 256 | 209 | 219 |
| Dividend Payout % | 93.72 | 107.63 | 86.76 |
* Consolidated Figures in Rs. Crores
Oracle Financial Services Software Limited Company Metrics
Oracle Financial Services Software Ltd’s company metrics include a market capitalization of ₹94,901.03 crore, a book value per share of ₹907 and a face value of ₹5. With a debt-to-equity ratio of 0.55, a return on equity of 28.98% and a 2.19% dividend yield, these figures underscore the company’s financial position and investment profile.
Market Capitalization: Market Capitalization represents the total market value of Oracle Financial Services Software’s outstanding shares, amounting to ₹94,901.03 crore.
Book Value: The book value per share of Oracle Financial Services Software is ₹907, indicating the value of the company’s net assets divided by its shares outstanding.
Face Value: The face value of Oracle Financial Services Software’s shares is ₹5, which is the original cost of the shares as stated on the certificate.
Asset Turnover Ratio: The asset turnover ratio of 0.71 measures how efficiently Oracle Financial Services Software uses its assets to generate revenue.
Total Debt: The total debt of ₹42.96 crore represents the sum of all short-term and long-term debt obligations of Oracle Financial Services Software.
Return on Equity (ROE): The ROE of 28.98% measures Oracle Financial Services Software’s profitability in generating income from its equity investments.
EBITDA (Q): The quarterly EBITDA of ₹895.1 crore represents Oracle Financial Services Software’s earnings before interest, taxes, depreciation and amortization.
Dividend Yield: The dividend yield of 2.19% shows the annual dividend payment as a percentage of Oracle Financial Services Software’s current share price, indicating the return on investment from dividends alone.
Oracle Financial Services Software Limited Stock Performance
Oracle Financial Services Software Ltd demonstrated impressive returns on investment, with a 1-year return of 162%, a 3-year return of 33% and a 5-year return of 28.4%. This reflects the company’s consistent performance and potential for investors looking for medium to long-term returns.
| Period | Return on Investment (%) |
| 1 Year | 162 |
| 3 Years | 33.0 |
| 5 Years | 28.4 |
Example: If an investor had invested ₹1,000 in Oracle Financial Services Software Ltd’s stock:
1 year ago, their investment would be worth ₹2,620.
3 years ago, their investment would have grown to ₹1,330.
5 years ago, their investment would have increased to ₹1,284.
Oracle Financial Services Software Peer Comparison
Oracle Financial Services Software Ltd stands out with a P/E ratio of 41.05, an ROE of 28.98% and a dividend yield of 2.17%, delivering a strong 1-year return of 161.65%. Compared to peers like PB Fintech (P/E 836.44, ROE 1.13%) and Tata Elxsi (P/E 59.47, ROE 34.47%), Oracle maintains robust profitability and a solid return on equity.
| Name | CMP Rs. | Mar Cap Rs.Cr. | P/E | ROE % | EPS 12M Rs. | 1Yr return % | ROCE % | Div Yld % |
| Oracle Fin.Serv. | 11043.95 | 95860.99 | 41.05 | 28.98 | 269.46 | 161.65 | 39.54 | 2.17 |
| PB Fintech. | 1877.45 | 85634.74 | 836.44 | 1.13 | 3.06 | 145.27 | 1.75 | 0 |
| Tata Elxsi | 7523.15 | 46839.78 | 59.47 | 34.47 | 126.48 | 3.03 | 42.74 | 0.93 |
| Coforge | 6915.6 | 46132.83 | 60.14 | 24.09 | 124.11 | 27.64 | 28.6 | 1.1 |
| KPIT Technology. | 1676.45 | 45965.49 | 69.38 | 31.19 | 24.25 | 48.52 | 38.36 | 0.4 |
| Tata Technologies. | 1060.75 | 43081.81 | 66.29 | 21.88 | 16.02 | 0 | 28.29 | 0.79 |
| Cyient | 2048.45 | 22798.56 | 32.66 | 18.84 | 59.42 | 26.89 | 21.88 | 1.46 |
Oracle Financial Services Software Shareholding Pattern
Oracle Financial Services Software Ltd witnessed minor changes in its shareholding pattern. As of June 2024, promoters held 72.71%, slightly decreasing from 72.75% in March 2024. FIIs reduced their stake to 5.1%, while DIIs increased to 11.49%. Retail and others held 10.7%, marginally lower than in previous quarters.
| All values in % | Jun-24 | Mar-24 | Dec-23 |
| Promoters | 72.71 | 72.75 | 72.78 |
| FII | 5.1 | 6.13 | 6.89 |
| DII | 11.49 | 10.26 | 9.48 |
| Retail & others | 10.7 | 10.86 | 10.85 |
Oracle Financial Services Software Ltd History
Oracle Financial Services Software Limited is a leading provider of IT solutions and business processing services for the financial services industry. The company operates through two main segments: Product licenses and related activities (Products) and information technology solutions and consulting services (Services).
The Product segment focuses on developing and maintaining various banking software products, including enhancements and implementation services. This division caters to the core technological needs of financial institutions, offering a comprehensive suite of banking solutions.
Oracle Financial Services Software’s product portfolio includes a wide range of banking software such as Oracle FLEXCUBE Universal Banking, Oracle Banking Platform and Oracle Financial Services Lending and Leasing. These products cover various aspects of banking operations, from core banking to specialized services like Islamic banking and investor servicing.
How To Invest In Oracle Financial Services Software Share?
To invest in Oracle Financial Services Software shares, open a demat account with Alice Blue. Research the company’s fundamentals, financial performance and position in the IT services sector for financial institutions. Analyze historical stock data and compare it with industry peers.
Determine your investment strategy based on your financial goals and risk tolerance. Consider factors such as the company’s client base, product portfolio and growth in the fintech sector. Decide on the investment amount and timing.
Place your order through the broker’s platform. Regularly monitor your investment, staying updated on company news, quarterly results, and IT industry trends. Consider seeking advice from a financial advisor for personalized guidance and to ensure your investment aligns with your overall portfolio strategy.
Oracle Financial Services Software Fundamental Analysis – FAQs
Oracle Financial Services Software Ltd’s fundamental analysis reveals a Market Cap of ₹94,901.03 crore, PE Ratio of 41, Debt to Equity of 0.55 and Return on Equity of 28.98%. These metrics provide insights into the company’s financial health, profitability and market valuation.
Oracle Financial Services Software’s market capitalization is ₹94,901.03 crore. This figure represents the total value of the company’s outstanding shares in the stock market, calculated by multiplying the current stock price by the number of outstanding shares.
Oracle Financial Services Software Limited is an Indian IT company specializing in providing software solutions and services to the financial services industry. It offers a range of banking software products and IT consulting services for financial institutions globally.
Oracle Financial Services Software is majority-owned by Oracle Corporation, a global technology company. As a publicly listed entity, the remaining ownership is distributed among various institutional and individual shareholders through stock market participation.
The main shareholders of Oracle Financial Services Software Ltd include Oracle Corporation as the majority stakeholder, along with institutional investors and public shareholders. For the most current and accurate information on major shareholders, refer to the company’s latest shareholding pattern disclosure.
Oracle Financial Services Software operates in the information technology industry, specifically focusing on software solutions for the financial services sector. The company develops and provides banking software products and IT consulting services tailored for financial institutions.
To invest in Oracle Financial Services Software shares, open a demat account with Alice Blue. Research the company’s performance and IT sector trends. Decide on your investment strategy. Place your order through the broker’s platform. Regularly monitor your investment, staying informed about market conditions. Consider seeking financial advice for personalized guidance.
Determining if Oracle Financial Services Software is overvalued or undervalued requires analyzing its financials, growth prospects, industry position and peer comparison. Consider factors like PE ratio, future earnings potential, and IT services sector trends. Consult recent analyst reports for expert opinions on the company’s valuation.
Disclaimer: The above article is written for educational purposes and the companies’ data mentioned in the article may change with respect to time. The securities quoted are exemplary and are not recommendatory.
