Franklin Templeton Mutual Fund

The table below shows Franklin Templeton Mutual Fund based on AUM, NAV and Minimum SIP.

Name	AUM Cr.	NAV Rs.	Minimum SIP Rs.
Franklin India Flexi Cap Fund	17842.80	1816.83	500.00
Franklin India Smaller Cos Fund	14423.33	204.84	500.00
Franklin India Prima Fund	12745.75	3079.56	500.00
Franklin India Focused Equity Fund	12740.06	123.45	500.00
Franklin India Bluechip Fund	8234.60	1126.45	500.00
Franklin India ELSS Tax Saver Fund	7143.11	1652.92	500.00
Franklin India Opportunities Fund	5381.37	274.69	500.00
Franklin India Multi Cap Fund	4347.69	10.26	500.00
Franklin India Equity Advantage Fund	3674.59	207.69	500.00
Franklin India Feeder – Franklin U.S. Opportunities Fund	3519.93	78.76	500.00

Introduction To Franklin Templeton Mutual Fund

Franklin India Flexi Cap Fund

Franklin India Flexi Cap Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund.This scheme was made available to investors on 19 Feb 1996.

Franklin India Flexi Cap Fund is a Flexi Cap Fund with an AUM of ₹17,842.80 Crores, a 5-year CAGR of 25.47% and an expense ratio of 0.95%, with an exit load of 1%. The fund’s asset allocation consists of 96.1% equity, 0.1% debt and 3.8% cash, focusing primarily on equity growth with a small allocation to cash for liquidity.

Franklin India Smaller Cos Fund

Franklin India Smaller Companies Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996

Franklin India Smaller Cos Fund is a Small Cap Fund with an AUM of ₹14,423.33 Crores, a 5-year CAGR of 31.53% and an expense ratio of 0.90%, with an exit load of 1%. The fund allocates 96.3% to equity, 0.2% to debt and 3.5% to cash, emphasizing equity growth while maintaining liquidity and minimal debt exposure.

Franklin India Prima Fund

Franklin India Prima Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. 

Franklin India Prima Fund is a mid-cap fund with an AUM of ₹12,745.75 Crores, a 5-year CAGR of 25.88% and an expense ratio of 0.96%, with an exit load of 1%. The fund allocates 97.6% to equity and 2.4% to cash, with no debt exposure, focusing on equity investments with a small cash reserve for liquidity.

Franklin India Focused Equity Fund

Franklin India Focused Equity Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Focused Equity Fund is a Focused Fund with an AUM of ₹12,740.06 Crores, a 5-year CAGR of 24.49% and an expense ratio of 0.95%, with an exit load of 1%. The fund’s allocation consists of 97.8% equity and 2.2% cash, with no debt, emphasizing a growth-oriented strategy while maintaining liquidity.

Franklin India Bluechip Fund

Franklin India Bluechip Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Bluechip Fund is a Large Cap Fund with an AUM of ₹8,234.60 Crores, a 5-year CAGR of 19.92% and an expense ratio of 1.03%, with an exit load of 1%. The fund allocates 98.5% to equity and 1.5% to cash, with no debt exposure, focusing on maximizing equity growth while keeping a small cash reserve for liquidity needs.

Franklin India ELSS Tax Saver Fund

Franklin India ELSS Tax Saver Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India ELSS Tax Saver Fund is an Equity Linked Savings Scheme (ELSS) with an AUM of ₹7,143.11 Crores, a 5-year CAGR of 23.49% and an expense ratio of 0.99%, with no exit load. The fund allocates 97.6% to equity and 2.4% to cash, with no debt exposure, focusing on equity growth while maintaining a small cash reserve for liquidity. 

Franklin India Opportunities Fund

Franklin India Opportunities Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Opportunities Fund is a Thematic Fund with an AUM of ₹5,381.37 Crores, a 5-year CAGR of 30.49% and an expense ratio of 0.51%, with an exit load of 1%. The fund’s asset allocation consists of 89.7% equity and 10.3% cash, with no debt, balancing growth with liquidity management. 

Franklin India Multi Cap Fund

Franklin India Multi Cap Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Multi Cap Fund is a Multi Cap Fund with an AUM of ₹4,347.69 Crores, a 5-year CAGR of 0% and an expense ratio of 0.24%, with an exit load of 1%. The fund allocates 89.4% to equity, 10% to debt and 0.6% to cash, offering a balanced approach between equity growth, debt stability and liquidity.

Franklin India Equity Advantage Fund

Franklin India Equity Advantage Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Equity Advantage Fund is a Large & Mid Cap Fund with an AUM of ₹3,674.59 Crores, a 5-year CAGR of 21.50% and an expense ratio of 1.26%, with an exit load of 1%. The fund invests 97.6% in equity and 2.4% in cash, without any debt exposure, prioritizing equity growth while keeping cash for liquidity purposes.

Franklin India Feeder – Franklin U.S. Opportunities Fund

Franklin India Feeder Franklin US Opportunities Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

Franklin India Feeder – Franklin U.S. Opportunities Fund is a FoFs (Overseas) with an AUM of ₹3,519.93 Crores, a 5-year CAGR of 18.34% and an expense ratio of 0.60%, with an exit load of 1%. The fund allocates 99.2% to equity and 0.8% to cash, with no debt, focusing almost entirely on equity investments with a minimal cash reserve for liquidity.

What is Franklin Templeton Mutual Fund?

Franklin Templeton Mutual Fund is one of India’s leading asset management companies, offering a wide range of mutual funds, including equity, debt and hybrid funds. It aims to provide diverse investment opportunities for individuals and institutions across different risk profiles and financial goals.

The fund’s portfolio is managed by skilled professionals who apply in-depth research and market analysis to maximize returns. Franklin Templeton Mutual Fund focuses on wealth creation and capital appreciation for investors while ensuring transparency and a customer-centric approach.

Franklin Templeton Mutual Fund AMC Details

Franklin Templeton Asset Management (India) Private Limited is a subsidiary of Franklin Resources, a global investment management company with over 70 years of experience. The AMC provides a variety of mutual fund products catering to retail and institutional investors in India.

The AMC manages a diversified portfolio with equity, fixed-income, hybrid and international funds. Franklin Templeton emphasizes investor education and aims to deliver long-term value through prudent fund management and innovative solutions tailored to individual investment needs.

Franklin Templeton Mutual Fund History 

Franklin Templeton Mutual Fund started its journey in India in 1996 when it established its asset management company under the global parent, Franklin Resources. The entry aimed to provide international-level financial solutions and investment opportunities to Indian investors.

Initially, Franklin Templeton focused on building a strong product lineup by offering diversified mutual funds that catered to different risk appetites. The fund house introduced equity, debt and hybrid schemes, emphasizing quality and consistent performance over time.

Over the years, Franklin Templeton acquired Pioneer ITI AMC, expanding its reach and portfolio. This merger enabled the fund to offer a broader range of schemes and cater to a more diverse clientele, strengthening its market presence in the Indian mutual fund industry.

Today, Franklin Templeton Mutual Fund is known for its robust research-based investment approach and expertise in asset management. Despite facing some challenges, it continues to innovate and evolve, focusing on delivering value to investors through efficient fund management and transparency.

Franklin Templeton Mutual Fund Managers

• Anand Radhakrishnan: Anand Radhakrishnan is a Chief Investment Officer (Equity) at Franklin Templeton, managing diversified equity funds with a focus on long-term capital growth through disciplined stock selection and market research.

• Santosh Kamath: Santosh Kamath is the Chief Investment Officer (Fixed Income) at Franklin Templeton, overseeing debt and fixed-income strategies. His expertise lies in navigating interest rates and credit opportunities to maximize risk-adjusted returns.

• Ravi P.: Ravi P. manages equity funds at Franklin Templeton, focusing on mid-cap and growth-oriented stocks. His investment style emphasizes value identification and market trends, contributing to consistent portfolio growth.

• Kunal Agrawal: Kunal Agrawal is responsible for managing Franklin Templeton’s hybrid funds, utilizing both equity and debt strategies. He focuses on balancing risk and maximizing returns for investors seeking diverse asset allocation.

• Varun Sharma: Varun Sharma manages sector-specific and thematic funds at Franklin Templeton, identifying opportunities in sectors like technology and healthcare. His focus is on identifying long-term growth opportunities within specific industries.

Franklin Templeton Mutual Fund Portfolio 

Franklin Templeton Mutual Fund Portfolio offers a diverse range of equity, debt and hybrid funds. The equity funds focus on long-term capital appreciation, while the debt funds ensure capital preservation and stable income for investors.

The portfolio includes international, thematic and sectoral funds, providing opportunities for global exposure and diversification. Franklin Templeton aims to cater to various investor needs through professional management and a balanced approach to both risk and growth.

Types of Mutual Funds Offered in Franklin Templeton Mutual Fund

• Equity Funds: These funds invest in stocks and are ideal for investors seeking long-term capital appreciation. Franklin Templeton equity funds cater to varying risk appetites, including large-cap, mid-cap and sector-specific funds.

• Debt Funds: Franklin Templeton offers debt funds that invest in fixed-income securities such as government bonds, corporate debt and money market instruments. These are suitable for conservative investors seeking stable returns with relatively lower risk.

• Hybrid Funds: Hybrid funds from Franklin Templeton invest in both equity and debt instruments to provide a balanced risk-return profile. They are designed for investors looking for a mix of growth and stability in their investments.

• International Funds: Franklin Templeton also offers international funds that provide exposure to global markets. These funds help investors diversify their portfolio beyond domestic investments and benefit from international growth opportunities.

Best Franklin Templeton Mutual Fund Based On Expense Ratio

The table below shows the Best Franklin Templeton Mutual Fund Based On Expense Ratio and Minimum SIP.

Name	Expense Ratio %	Minimum SIP Rs.
Franklin India Medium to Long Duration Fund	0.00	500.00
Franklin India ST Income Plan	0.04	500.00
Franklin India Overnight Fund	0.10	500.00
Franklin India Liquid Fund-Super	0.13	500.00
Franklin India Money Market Fund	0.14	500.00
Franklin India Banking & PSU Debt Fund	0.18	500.00
Franklin India Corp Debt Fund-A	0.23	500.00
Franklin India NSE Nifty 50 Index Fund	0.24	500.00
Franklin India Floating Rate Fund	0.24	500.00
Franklin India Multi Cap Fund	0.24	500.00

Top performing Franklin Templeton Mutual Fund To Invest In Based On 3Y CAGR.

The table below shows Top performing Franklin Templeton Mutual Fund To Invest In Based On 3Y CAGR and Minimum SIP.

Name	CAGR 3Y %	Minimum SIP Rs.
Franklin Build India Fund	31.52	500.00
Franklin India Opportunities Fund	28.62	500.00
Franklin India Smaller Cos Fund	27.53	500.00
Franklin India Prima Fund	21.96	500.00
Franklin India ELSS Tax Saver Fund	21.12	500.00
Franklin India Flexi Cap Fund	20.71	500.00
Franklin India Focused Equity Fund	19.78	500.00
Franklin India Technology Fund	17.56	500.00
Franklin India Equity Advantage Fund	16.46	500.00
Franklin India Equity Hybrid Fund	15.45	500.00

Franklin Templeton Mutual Fund List Based On Exit Load 

The table below shows the Franklin Templeton Mutual Fund List Based On Exit Load based on Exit Load and AMC.

Name	AMC	Exit Load %
Franklin India ELSS Tax Saver Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India NSE Nifty 50 Index Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Debt Hybrid Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Equity Savings Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Floating Rate Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Money Market Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Corp Debt Fund-A	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Banking & PSU Debt Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India Overnight Fund	Franklin Templeton Asset Management (India) Private Limited	0.00
Franklin India G-Sec Fund	Franklin Templeton Asset Management (India) Private Limited	0.00

Franklin Templeton Mutual Fund Returns

The table below shows Franklin Templeton Mutual Fund Returns based on CAGR 1Y.

Name	Absolute Returns – 1Y %
Franklin India Opportunities Fund	63.79
Franklin Build India Fund	57.37
Franklin India Prima Fund	51.84
Franklin India Technology Fund	49.63
Franklin India Smaller Cos Fund	45.83
Franklin India ELSS Tax Saver Fund	43.29
Franklin India Feeder – Franklin U.S. Opportunities Fund	43.28
Franklin India Flexi Cap Fund	42.07
Franklin India Equity Advantage Fund	40.14
Franklin India Focused Equity Fund	40.05

Factors To Consider When Investing In Franklin Templeton Mutual Fund

The main factors to consider when investing in Franklin Templeton Mutual Fund are risk assessment, fund expenses, investment objectives and past performance. These factors help investors align their investment choices with their financial goals and risk tolerance.

• Risk Assessment: Understand your risk appetite before investing. Franklin Templeton offers funds with varying risk levels, including equity funds for high-risk takers and debt funds for those with a more conservative approach to investments.

• Expense Ratio: Review the expense ratio, as higher expenses can affect returns. Compare the expense ratio of Franklin Templeton funds with peers to determine whether the costs are reasonable relative to potential gains.

• Investment Objectives: Align the fund’s objectives with your financial goals. Whether you’re seeking long-term growth, income generation, or a combination of both, Franklin Templeton offers options that match different investor needs.

• Past Performance: Analyze the fund’s past performance over various market cycles. While past performance doesn’t guarantee future returns, it provides insight into how consistently the fund has performed under different market conditions.

Features Of The Franklin Templeton Mutual Fund

The main features of Franklin Templeton Mutual Fund include a diverse range of schemes, global expertise, professional management and transparency. These features offer investors multiple options for achieving their financial goals while benefiting from professional fund management.

• Diverse Range of Schemes: Franklin Templeton offers a wide variety of schemes across equity, debt and hybrid categories, allowing investors to choose funds based on their financial goals, risk tolerance and investment horizon.

• Global Expertise: As part of a global asset management company, Franklin Templeton brings international expertise and insights, providing investors with unique opportunities for both domestic and international diversification.

• Professional Management: The funds are managed by experienced professionals who use research-driven approaches and in-depth market analysis to optimize investment decisions and enhance the potential for positive returns.

• Transparency: Franklin Templeton emphasizes transparency by providing regular updates on fund performance, portfolio composition and expense ratios, enabling investors to make informed decisions with a clear understanding of their investments.

Benefits Of Franklin Templeton Mutual Fund 

The main benefits of Franklin Templeton Mutual Fund include portfolio diversification, long-term wealth creation, access to global investments and professional management. These benefits help investors achieve their financial goals effectively while minimizing risks.

• Portfolio Diversification: Franklin Templeton provides diversified funds that invest across various asset classes, sectors and geographies, reducing the risk of relying on a single asset and helping to stabilize the portfolio.

• Long-Term Wealth Creation: Equity funds and hybrid funds offered by Franklin Templeton are designed for long-term wealth creation, taking advantage of market opportunities and providing capital growth over an extended period.

• Access to Global Investments: Franklin Templeton’s international funds allow investors to invest in global markets, thereby enhancing portfolio diversification and taking advantage of growth opportunities beyond the domestic economy.

• Professional Management: With skilled and experienced fund managers, Franklin Templeton offers well-researched investment solutions. Investors benefit from the expertise of fund managers who analyze market trends to make informed decisions.

Risks Of Investing In Top performing Franklin Templeton Mutual Fund

The main risks of investing in top-performing Franklin Templeton Mutual Funds include market risk, interest rate risk, credit risk and liquidity risk. Investors should consider these risks to understand how they may affect their investments.

• Market Risk: Equity funds are subject to market risk, which means that any fluctuations in the stock market can impact fund performance. Investors must be prepared for volatility and potential losses in market downturns.

• Interest Rate Risk: Debt funds may be affected by changes in interest rates. Rising interest rates can lead to a decline in the value of the securities held by Franklin Templeton’s debt funds, affecting overall returns.

• Credit Risk: Credit risk arises when issuers of debt instruments default on payments. Franklin Templeton debt funds are exposed to this risk, especially in lower-rated securities, which may lead to potential losses for investors.

• Liquidity Risk: Liquidity risk occurs when the fund faces difficulties in selling assets promptly to meet redemption requests. This risk may affect Franklin Templeton funds during periods of market stress or low trading volume.

How To Invest In Franklin Templeton Mutual Fund?

To invest in Franklin Templeton Mutual Fund, open an account online with Alice Blue or offline via Franklin Templeton AMC, intermediaries, or authorized platforms. Complete the KYC process, select the desired fund and start investing with ease.

Documents Required To Invest in Franklin Templeton Mutual Fund

• PAN Card
• Aadhaar Card or Address Proof (e.g., Passport, Utility Bill)
• Cancelled Cheque for Bank Details
• Passport- size Photographs
• KYC Compliance Documents

Franklin Templeton Mutual Fund NAV

The Net Asset Value (NAV) of Franklin Templeton Mutual Fund represents the per-unit value of the fund, calculated based on the value of the underlying assets minus liabilities. It is updated daily and helps investors determine the current value of their holdings.

NAV helps investors track the performance of their investments and make informed decisions about buying or redeeming units. Monitoring the NAV regularly provides insights into how the fund is performing concerning market conditions and investor expectations.

Taxation On Franklin Templeton Mutual Fund

Taxation on Franklin Templeton Mutual Fund depends on the type of fund and the holding period. For equity funds held over a year, long-term capital gains are taxed at 10%, while short-term gains are taxed at 15%.

For debt funds, long-term gains (held for more than three years) are taxed at 20% with indexation, whereas short-term gains are taxed according to the investor’s applicable tax slab rate. ELSS funds offer tax benefits under Section 80C of the Income Tax Act.

Future of Franklin Templeton Mutual Fund

The future of Franklin Templeton Mutual Fund looks promising as it focuses on expanding its product portfolio and enhancing investor engagement. The AMC’s strong research-based approach and global expertise ensure that it remains competitive in delivering quality investment solutions.

With an increasing emphasis on digital solutions and investor education, Franklin Templeton is well-positioned to attract new investors and retain existing ones. Its commitment to transparency and delivering value makes it an attractive choice for long-term financial growth.

Top 10 Franklin Templeton Mutual Funds to Invest In India

The table below shows the Top 10 Franklin Templeton Mutual Funds to Invest In India based on 5Y CAGR.

Name	CAGR 5Y %
Franklin India Smaller Cos Fund	31.53
Franklin Build India Fund	31.26
Franklin India Opportunities Fund	30.49
Franklin India Technology Fund	29.32
Franklin India Prima Fund	25.88
Franklin India Flexi Cap Fund	25.47
Franklin India Focused Equity Fund	24.49
Franklin India ELSS Tax Saver Fund	23.49
Franklin India Equity Advantage Fund	21.50
Franklin India Bluechip Fund	19.92

FAQs – Franklin Templeton Mutual Fund 

Disclaimer: The above article is written for educational purposes and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.