Best Mutual Fund For Lump Sum Investment For Short Term

The table below shows the Best Mutual Fund For Lump Sum Investment For the Short Term  based on AUM, NAV, and Minimum SIP

Content ID:

• Lump Sum Investment  Meaning
• Best Mutual Fund For Lump Sum Investment For Short Term
• Lump Sum Investment In Mutual Fund For Short Term
• Best Mutual Fund For Lump Sum Investment For Short Term
• Lump Sum Investment In Mutual Fund For Short Term
• Who Should Invest In Mutual Fund For Lumpsum Investment For Short Term India?
• How To Invest in the Best Mutual Fund For Lump Sum Investment For the Short Term?
• Performance Metrics Of Lump Sum Investment In Mutual Funds for Short Term
• Benefits of Investing in Mutual Fund For Lump Sum Investment For Short Term
• Challenges Of Investing In Mutual Funds for Lump Sum Investment For Short Term
• Introduction to Best Mutual Fund For Lump Sum Investment For Short Term
• Best Mutual Fund For Lump Sum Investment For Short Term – FAQ

Lump Sum Investment  Meaning

Lump sum investment refers to the process of investing a significant amount of money all at once, rather than spreading it out over time in smaller amounts. This method is often used by individuals who have received a large sum, like a bonus or inheritance.

Investing in a lump sum allows for immediate exposure to the markets, which can be beneficial during periods of market growth. This strategy can potentially yield higher returns compared to investing smaller amounts gradually, especially in a rising market environment.

However, lump sum investing also involves higher risk if the market takes a downturn shortly after investing. It requires careful timing and market understanding, as significant fluctuations can greatly affect the value of the invested capital.

Best Mutual Fund For Lump Sum Investment For Short Term

The table below shows the Best Mutual Fund For Lump Sum Investment For the Short Term based on the lowest to highest expense ratio.

Lump Sum Investment In Mutual Fund For Short Term

The table below shows Lump Sum Investment In Mutual Fund For the Short Term based on the Highest 3Y CAGR.

Best Mutual Fund For Lump Sum Investment For Short Term

The table below shows the Best Mutual Fund For Lump Sum Investment For the Short Term based on exit load,  i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

Lump Sum Investment In Mutual Fund For Short Term

The table below shows Lump Sum Investment In Mutual Fund For Short Term based on Absolute 1 Year Return and AMC

Who Should Invest In Mutual Fund For Lumpsum Investment For Short Term India?

Individuals who have access to a large sum of money and are looking to achieve short-term financial goals should consider investing in mutual funds for lump sum investments in India. This method is suitable for those who can afford to take some market risk for potentially higher returns.

Such investors might include those receiving a windfall, such as a bonus or inheritance, who wish to grow this capital over a short period rather than leaving it in low-interest accounts. The ability to invest a significant amount at once can harness the potential of a favorable market.

However, these investors should have a clear understanding of their financial goals and risk tolerance. It is essential for those considering lump sum investments to have an emergency fund already in place, ensuring they can manage without accessing the invested funds in case of market volatility or personal financial needs.

How To Invest in the Best Mutual Fund For Lump Sum Investment For the Short Term?

To invest in the best mutual fund for lump sum investment for the short term through Alice Blue as your broker, first, open an account with them. Research and select short-term funds with a track record of stable returns and low risk. Allocate your lump sum investment according to your financial goals and risk tolerance.

Performance Metrics Of Lump Sum Investment In Mutual Funds for Short Term

Performance metrics for lump sum investments in mutual funds for the short term focus on achieving stable returns and preserving capital. Key indicators include the fund’s annualized returns, volatility measures like standard deviation, and risk-adjusted metrics such as the Sharpe ratio.

Additionally, evaluating the fund’s consistency in delivering returns and its ability to outperform benchmark indices over short timeframes is crucial. Investors also assess factors like expense ratios and turnover rates to gauge the fund’s efficiency and cost-effectiveness in achieving investment objectives.

Benefits of Investing in Mutual Fund For Lump Sum Investment For Short Term

The main benefits of investing in mutual funds for lump sum investment for the short term include the potential for higher returns, diversification, and professional management, optimizing capital growth within a defined timeframe.

• Potential for Higher Returns: Lump sum investments offer immediate exposure to market growth potential, maximizing returns in a short period.

• Diversification: Mutual funds spread investments across various assets, reducing risk and enhancing the stability of returns, particularly beneficial for short-term investments.

• Professional Management: Funds are managed by experienced professionals who continuously monitor and adjust portfolios to optimize returns and manage risks effectively.

• Convenience: Lump sum investments require a one-time commitment, eliminating the need for regular contributions and simplifying investment management.

• Flexibility: Investors have the flexibility to choose funds tailored to their risk tolerance and financial goals, allowing for customization based on individual preferences and investment horizons.

Challenges Of Investing In Mutual Funds for Lump Sum Investment For Short Term

The main challenges of investing in mutual funds for lump sum investment for the short term include market volatility, timing risk, and potential loss of purchasing power due to inflation.

• Market Volatility: Sudden market fluctuations can significantly impact the value of lump sum investments, potentially resulting in short-term losses.

• Timing Risk: Investing a lump sum at the wrong time, such as during market peaks, can lead to suboptimal returns or even losses if the market subsequently declines.

• Inflation: Inflation erodes the purchasing power of money over time. If investment returns do not outpace inflation, the real value of the lump sum may decrease.

• Lack of Cost Averaging: Unlike periodic investments, lump sum investments lack the benefit of dollar-cost averaging, which spreads investment risk over time and can mitigate the impact of market fluctuations.

• Psychological Factors: Investors may experience anxiety or regret if the market experiences volatility or declines shortly after making a lump sum investment, potentially leading to emotional decision-making and suboptimal investment outcomes.

Introduction to Best Mutual Fund For Lump Sum Investment For Short Term

Best Mutual Fund For Lump Sum Investment For Short Term – AUM, NAV, Minimum SIP.

ICICI Pru Bluechip Fund

ICICI Prudential Bluechip Fund Direct Growth is an Equity Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993.

The ICICI Pru Bluechip Fund, categorized as a Large Cap Fund, boasts an impressive Asset Under Management (AUM) of ₹51554.28 crore. Over the past 5 years, it has demonstrated a Compound Annual Growth Rate (CAGR) of 18.85%. With an exit load of 1% and an expense ratio of 0.83, it is classified under the SEBI risk category of ‘Very High’.The fund’s asset allocation comprises 91.51% in equities, 0.21% in debt, and 8.29% in other assets. This distribution reflects a strategic balance aimed at optimizing returns and managing risks effectively.

SBI BlueChip Fund

SBI Bluechip Direct Plan-Growth is an Equity Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987.

The SBI BlueChip Fund, classified as a Large Cap Fund, manages an impressive Asset Under Management (AUM) totaling ₹44819.48 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 16.5%. With an exit load of 1% and an expense ratio of 0.85, it falls under the SEBI risk category of ‘Very High’.The fund’s allocation is primarily focused on equities at 96.24%, with a minor portion allocated to debt at 0.12% and the remaining 3.64% allocated to other assets.

Mirae Asset Large Cap Fund

Mirae Asset Large Cap Fund Direct-Growth is an Equity Mutual Fund Scheme launched by Mirae Asset Mutual Fund. This scheme was made available to investors on 30 Nov 2007.

The Mirae Asset Large Cap Fund, categorized as a Large Cap Fund, manages an Asset Under Management (AUM) of ₹37676.43 crore. Over the past 5 years, it has demonstrated a Compound Annual Growth Rate (CAGR) of 15.33%. With an exit load of 1% and an expense ratio of 0.59, it falls under the SEBI risk category of ‘Very High’.

The fund’s allocation predominantly consists of equities at 99.72%, with no allocation to debt, and a minor portion of 0.28% allocated to other assets, reflecting a strategic investment approach.

Best Mutual Fund For Lump Sum Investment For Short Term – Expense ratio

Tata Money Market Fund

Tata Money Market Fund Direct Growth is a Debt Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995.

The Tata Money Market Fund, classified as a Money Market Fund, manages assets worth ₹16515.32 crore. Over the past 5 years, it has maintained a Compound Annual Growth Rate (CAGR) of 6.29%. With no exit load and an expense ratio of 0.15, it falls under the SEBI risk category of ‘Moderate’. The fund’s asset allocation entirely comprises debt at 100%, with no allocation to equities or other assets. This strategic allocation reflects a focus on fixed-income securities to meet investment objectives.

Axis Liquid Fund

Axis Liquid Direct Fund Growth is a Debt Mutual Fund Scheme launched by Axis Mutual Fund. This scheme was made available to investors on 04 Sep 2009.

The Axis Liquid Fund, categorized as a Liquid Fund, manages assets worth ₹33841.39 crore. Over the past 5 years, it has maintained a Compound Annual Growth Rate (CAGR) of 5.30%. With a minimal exit load of 0.01% and an expense ratio of 0.17, it falls under the SEBI risk category of ‘Moderate’.The fund’s asset allocation entirely comprises debt at 100%, with no allocation to equities or other assets. This strategic allocation reflects a focus on fixed-income securities to meet investment objectives.

UTI Money Market Fund

UTI Money Market Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002.

The UTI Money Market Fund, categorized as a Money Market Fund, manages assets totaling ₹11679.82 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.10%. With no exit load and an expense ratio of 0.19, it falls under the SEBI risk category of ‘Moderate’. The fund’s asset allocation is primarily in debt at 96.57%, with a minor portion of 3.43% allocated to other assets, while no allocation is made to equities. This reflects a conservative investment strategy.

Lump Sum Investment In Mutual Fund For Short Term – Highest 3Y CAGR

Franklin India Prima Fund

Franklin India Prima Direct Fund Growth is an Equity Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996.

The Franklin India Prima Fund, categorized as a Mid Cap Fund, manages assets amounting to ₹10108.06 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 19.83%. With an exit load of 1% and an expense ratio of 1.03, it falls under the SEBI risk category of ‘Very High’. The fund’s asset allocation predominantly consists of equities at 97.34%, with no allocation to debt, and a minor portion of 2.66% allocated to other assets, reflecting a strategic diversification approach.

Aditya Birla SL Frontline Equity Fund

Aditya Birla Sun Life Frontline Equity Direct Fund Growth is an Equity Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994.

The Aditya Birla SL Frontline Equity Fund, categorized as a Large Cap Fund, manages assets totaling ₹26479.89 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 16.25%. With an exit load of 1% and an expense ratio of 1.01, it falls under the SEBI risk category of ‘Very High’.The fund primarily allocates its assets to equities at 98.41%, with a small portion of 0.34% allocated to debt, and a further 1.24% allocated to other assets, reflecting a diversified investment strategy.

DSP Midcap Fund

DSP Midcap Direct Plan Growth is an Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996.

The DSP Midcap Fund, categorized as a Mid Cap Fund, manages assets worth ₹16312.25 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 18.86%. With an exit load of 1% and an expense ratio of 0.83, it falls under the SEBI risk category of ‘Very High’. The fund’s asset allocation mainly comprises equities at 92.19%, with no allocation to debt, and a supplementary portion of 7.81% allocated to other assets, reflecting a strategic diversification approach.

Best Mutual Fund For Lump Sum Investment For Short Term – Exit Load

ICICI Pru All Seasons Bond Fund

ICICI Prudential All Seasons Bond Fund Direct Plan-Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993.

The ICICI Pru All Seasons Bond Fund, classified as a Dynamic Bond Fund, manages assets totaling ₹11810.07 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 8.35%. With an exit load of 0.25% and an expense ratio of 0.53, it falls under the SEBI risk category of ‘Moderately High’. The fund’s asset allocation entirely comprises debt at 100%, with no allocation to equities or other assets. This strategic allocation reflects a focus on fixed-income securities to meet investment objectives.

SBI BlueChip Fund

SBI Bluechip Direct Plan-Growth is an Equity Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987.

The SBI BlueChip Fund, categorized as a Large Cap Fund, manages assets totaling ₹44819.48 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 16.50%. With an exit load of 1% and an expense ratio of 0.85, it falls under the SEBI risk category of ‘Very High’. The fund primarily invests in equities, with a significant allocation of 96.24%, while a small portion of 0.12% is allocated to debt, and 3.64% is allocated to other assets.

HDFC Equity Savings Fund

HDFC Equity Savings Direct Plan-Growth is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999.

The HDFC Equity Savings Fund, categorized as an Equity Savings Fund, manages assets worth ₹3900.46 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 11.45%. With an exit load of 1% and an expense ratio of 0.99, it falls under the SEBI risk category of ‘Moderately High’. The fund’s asset allocation includes 32.13% in equities, 25.44% in debt, and 42.43% in other assets. This diversified approach aims to balance risk and returns effectively across various investment categories.

Lump Sum Investment In Mutual Fund For Short Term – Absolute Returns – 1Y

Kotak Multicap Fund

Kotak Multicap Fund Direct Growth is an Equity Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994.

The Kotak Multicap Fund, classified as a Multi Cap Fund, manages assets amounting to ₹9629.45 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 0%. With an exit load of 1% and an expense ratio of 0.4, it falls under the SEBI risk category of ‘Very High’. The fund predominantly allocates its assets to equities at 97.06%, with a minor portion of 0.79% allocated to debt, and a further 2.14% allocated to other assets, reflecting a diversified investment strategy.

Tata Digital India Fund

Tata Digital India Fund Direct Growth is an Equity Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995.

The Tata Digital India Fund categorized as a Sectoral Fund – Technology, manages assets totaling ₹9710.96 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 24.02%. With an exit load of 0.25% and an expense ratio of 0.31, it falls under the SEBI risk category of ‘Very High’. The fund primarily invests in equities, constituting 95.58% of its asset allocation, with no allocation to debt. Additionally, 4.42% is allocated to other assets, reflecting a diversified investment strategy.

Axis Focused 25 Fund

Axis Focused 25 Direct Plan-Growth is an Equity Mutual Fund Scheme launched by Axis Mutual Fund. This scheme was made available to investors on 04 Sep 2009.

The Axis Focused 25 Fund, classified as a Focused Fund, manages assets valued at ₹14086.94 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 13.90%. With an exit load of 1% and an expense ratio of 0.82, it falls under the SEBI risk category of ‘Very High’. The fund’s asset allocation comprises 94.34% in equities, 3.36% in debt, and 2.31% in other assets. This balanced approach aims to optimize returns while managing risk effectively across various investment categories.

Best Mutual Fund For Lump Sum Investment For Short Term – FAQ

Here are some of the Best Stock Research Articles listed based on Top Sectors (Industries), Market Cap, and Fundamental Analysis Factors:

Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.