List Of Best Mutual Funds For Short Term For 1 Year

The table below shows based on the List Of Best Mutual Funds For the Short Term For 1 Year AUM, NAV, and minimum SIP.

Content ID:

• Short Term Mutual Funds Meaning
• Best Mutual Fund For Short Term For 1 Year In India
• Mutual Fund For Short Term For 1 Year
• Best Mutual Fund For Short Term For 1 Year
• Mutual Funds For Short Term For 1 Year
• Who Should Invest In  Best Mutual Funds For 1 Year in the Short Term?
• How To Invest in Mutual Funds For A Short Term For 1 Year?
• Performance Metrics Of Mutual Funds For Short Term For 1 Year
• Benefits of Investing in Best Mutual Funds For Short Term For 1 Year
• Challenges Of Investing In Mutual Funds For Short Term For 1 Year
• Introduction to List Of Best Mutual Funds For Short Term For 1 Year
• Best Mutual Funds For Short Term For 1 Year – FAQ

Short Term Mutual Funds Meaning

Short-term mutual funds are investment vehicles that typically invest in securities with a maturity period of one year or less. These funds aim to offer investors liquidity and lower risk compared to long-term investment options.

These funds predominantly invest in debt instruments like treasury bills, commercial papers, and certificates of deposit, which are considered safer and less volatile. Investors benefit from steady returns and quick access to their money, making these funds ideal for emergency funds or short-term financial goals.

The focus of short-term mutual funds on lower-risk securities means they are particularly suitable for conservative investors or those nearing a financial goal. They provide a balance between maintaining capital safety and earning moderate returns, making them an appealing choice for cautious investors.

Best Mutual Fund For Short Term For 1 Year In India

The table below shows based on Best Mutual Fund For Short Term For 1 Year In India the lowest to highest expense ratio.

Mutual Fund For Short Term For 1 Year

The table below shows based on Mutual Fund For Short Term For 1 Year the Highest 3Y CAGR. 

Best Mutual Fund For Short Term For 1 Year

The table below shows based on Best Mutual Fund For Short Term For 1 Year exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

Mutual Funds For Short Term For 1 Year

The table below shows based on Mutual Funds For Short Term For 1 Year Absolute 1 Year Return and AMC.

Who Should Invest In  Best Mutual Funds For 1 Year in the Short Term?

Individuals looking for a safe parking space for their funds with a horizon of one year should consider investing in the best short-term mutual funds. These are ideal for investors seeking better returns than traditional savings with manageable risk levels.

How To Invest in Mutual Funds For A Short Term For 1 Year?

To invest in mutual funds for a short term of one year, start by assessing your risk tolerance and financial goals. Choose a reputable broker or financial platform, select mutual funds that specialize in short-term investments, such as liquid or ultra-short-term debt funds, and allocate funds accordingly.

Performance Metrics Of Mutual Funds For Short Term For 1 Year

For a short-term period of one year, mutual funds primarily focus on safety and liquidity. Metrics such as yield to maturity (YTM) and average maturity are important for gauging potential returns and the risk level of debt-oriented funds.

Performance metrics for mutual funds over one year also include the Sharpe ratio and alpha, which indicate risk-adjusted returns and the fund manager’s ability to generate excess returns, respectively. These indicators help investors evaluate the effectiveness of the fund management team and the fund’s overall performance stability.

Benefits of Investing in Best Mutual Funds For Short Term For 1 Year

The main benefits of investing in the best mutual funds for a short term of one year include enhanced liquidity, lower risk, and potentially higher returns compared to traditional savings accounts.

• Enhanced Liquidity: Short-term mutual funds typically offer high liquidity, meaning you can easily withdraw your investment without significant penalties. This is particularly useful for investors who might need quick access to their funds due to unforeseen circumstances.
• Lower Risk: These funds generally invest in instruments with shorter maturities, which are less exposed to the volatility of the stock market. This makes them a safer option for conservative investors looking to preserve capital while earning returns.
• Flexible Investment Options: Investors have the flexibility to choose from a variety of funds based on their risk tolerance and financial goals. Whether it’s ultra-short-term debt funds or money market funds, there is a range of products suitable for short-term investment.
• Potential for Better Returns: Compared to traditional savings mechanisms like bank fixed deposits, short-term mutual funds often offer better potential returns. These returns are achieved through a diversified portfolio of high-quality debt instruments.
• Tax Efficiency: Certain short-term mutual funds, like debt funds, offer tax benefits over other investment options such as fixed deposits, especially when held for more than three years, due to indexation benefits. However, even for shorter durations, the tax treatment can be more favorable than interest income from a savings account.

Challenges Of Investing In Mutual Funds For Short Term For 1 Year

The main challenges of investing in mutual funds for a short term of one year include managing lower returns, facing exit loads, and dealing with market volatility.

• Lower Returns: Short-term mutual funds generally offer lower returns compared to long-term investments due to their conservative investing strategies and focus on lower-risk securities. This may not appeal to investors seeking high growth.
• Exit Loads: Some short-term mutual funds impose exit loads, which are fees charged for withdrawing funds before a certain period. This can eat into the profits, especially if the investment is withdrawn prematurely.
• Interest Rate Sensitivity: Funds invested in debt instruments are sensitive to changes in interest rates. A rise in interest rates can lead to a decrease in the value of existing bonds within the fund, affecting the overall return.
• Limited Growth Opportunities: By focusing on safety and liquidity, short-term funds often miss out on higher growth opportunities available in equity or longer-duration debt markets. This conservative approach limits the potential for significant capital appreciation.
• Market Volatility: Even short-term investments can be affected by economic and geopolitical events, leading to potential volatility. While generally less than long-term equity investments, short-term funds can still experience fluctuations that impact returns.

Introduction to List Of Best Mutual Funds For Short Term For 1 Year

List Of Best Mutual Funds For Short Term For 1 Year – AUM, NAV.

ICICI Pru Short Term Fund

The ICICI Prudential Short Term Fund Direct Plan-Growth is a Short Duration mutual fund offering from ICICI Prudential Mutual Fund. It has been operational for 11 years and 9 months, having first been launched on January 1, 2013.

The ICICI Pru Short Term Fund is categorized as a Short Duration Fund and oversees assets totaling ₹19,746.04 crore. It has delivered a five-year Compound Annual Growth Rate (CAGR) of 7.72%. The fund charges no exit load and maintains an expense ratio of 0.45%. It is classified as a ‘Moderate’ risk according to SEBI standards. The fund’s asset allocation comprises: No Equity, Debt 96.62%, and Other 3.38%.

Kotak Bond Short Term Fund

Kotak Bond Short Term Fund Direct-Growth is a Short Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

Kotak Bond Short Term Fund Direct-Growth as a short term fund, manages assets valued at ₹16,806.44 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.99%. This fund has no exit load and an expense ratio of 0.37%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 96.44%, and Other 3.57%.

HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Direct Plan-Growth is a Short Duration mutual fund scheme from HDFC Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

HDFC Short Term Debt Fund Direct Plan-Growth as a short term fund, manages assets valued at ₹14,622.22 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 7.25%. This fund has no exit load and an expense ratio of 0.4%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 96.55%, and Other 3.45%.

Best Mutual Fund For Short Term For 1 Year In India – Expense Ratio

Mirae Asset Short Duration Fund

Mirae Asset Short Duration Fund Direct – Growth is a Short Duration mutual fund scheme from Mirae Asset Mutual Fund. This fund has been in existence for 6 years and 7 months, having been launched on 23/02/2018.

Mirae Asset Short Duration Fund as a short term fund, manages assets valued at ₹341.86 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 4.47%. This fund has no exit load and an expense ratio of 0.29%. According to SEBI, it falls under the Moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 94.02%, and Other 5.98%.

Sundaram Short Duration Fund

Sundaram Short Duration Fund Direct-Growth is a Short Duration mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

Sundaram Short Duration Fund Direct-Growth as a short term fund, manages assets valued at ₹182.37 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.84%. This fund has no exit load and an expense ratio of 0.29%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 94.26%, and Other 5.74%.

Mahindra Manulife Short Duration Fund

Mahindra Manulife Short Duration Fund Direct – Growth is a Short Duration mutual fund scheme from Mahindra Manulife Mutual Fund. This fund has been in existence for 3 years and 8 months, having been launched on 09/02/2021.

Mahindra Manulife Short Duration Fund Direct – Growth as a short term fund, manages assets valued at ₹63.48 crore. Over the past 3 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.34%. This fund has no exit load and an expense ratio of 0.29%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 93.67%, and Other 6.33%.

Mutual Fund For Short Term For 1 Year – Highest 3Y CAGR

Aditya Birla SL Short Term Fund

Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is a Short Duration mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

Aditya Birla Sun Life Short Term Direct Fund Direct-Growth as a short term fund, manages assets valued at ₹8,315.20 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 7.41%. This fund has no exit load and an expense ratio of 0.38%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 95.97%, and Other 4.03%.

UTI Short Duration Fund

UTI Short Duration Direct-Growth is a Short Duration mutual fund scheme from UTI Mutual Fund. This fund has been in existence for 11 years 9 months, having been launched on 01/01/2013.

The UTI Short Duration Fund, classified as an Short Duration Fund, manages assets worth ₹2,567.03 crore. Over the past five years, it has achieved a compound annual growth rate (CAGR) of 8.15%. The fund imposes no exit load, and its expense ratio stands at 0.41%. This fund falls under the SEBI risk category of Moderate. The fund’s asset allocation comprises: No Equity, Debt 96.31%, and Other 3.69%.

Axis Short Duration Fund

Axis Short Duration Fund Direct Fund-Growth is a Short Duration mutual fund scheme from Axis Mutual Fund. This fund has been in existence for 11 years 9 months, having been launched on 01/01/2013.

The Axis Short Duration Fund is part of the Short Duration Fund category, managing assets totaling ₹9,120.74 crore. It has experienced a Compound Annual Growth Rate (CAGR) of 7.15% over the past five years. This fund carries no exit load and an expense ratio of 0.36%. It is classified under the ‘Moderate’ risk category by SEBI. The fund’s asset allocation comprises: No Equity, Debt 98.83%, and Other 1.17%.

Best Mutual Fund For Short Term For 1 Year – Exit Load

Groww Short Duration Fund

Groww Short Duration Fund is a Short Duration mutual fund scheme from Groww Mutual Fund. This fund has been in existence for 11 years, having been launched on 13/09/2013.

The Groww Short Duration Fund, categorized as a Short Duration Fund, currently manages an AUM (Assets Under Management) of ₹53.19 Crore. Over the past five years, it has maintained a CAGR (Compound Annual Growth Rate) of 5.65%. There is no exit load for investors. The expense ratio stands at 0.4%, ensuring cost-effectiveness. Additionally, the fund falls into the Moderate risk category according to the SEBI classification. The fund’s asset allocation comprises: No Equity, Debt 91.88%, and Other 8.12%.

Tata ST Bond Fund

Tata Short Term Bond Direct Plan-Growth is a Short Duration mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 11 years 9 months, having been launched on 01/01/2013.

The Tata ST Bond Fund, categorized as a Short Duration Fund, currently manages an AUM (Assets Under Management) of ₹2,836.35 Crore. Over the past five years, it has achieved a CAGR (Compound Annual Growth Rate) of 6.82%. Investors can redeem without any exit load, providing flexibility. The expense ratio stands at 0.36%, ensuring cost-effectiveness. Additionally, the fund falls into the Moderate risk category according to the SEBI classification. The fund’s asset allocation comprises: No Equity, Debt 96.88%, and Other 3.12%.

Invesco India Short Duration Fund

Invesco India Short Duration Fund Direct-Growth is a Short Duration mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 11 years 9 months, having been launched on 01/01/2013.

The Invesco India Short Duration Fund, categorized as a Short Duration Fund, currently manages an AUM (Assets Under Management) of ₹394.53 Crore. Over the past five years, it has achieved a CAGR (Compound Annual Growth Rate) of 6.52%. Investors can redeem without any exit load, providing flexibility. The expense ratio stands at 0.35%, ensuring cost-effectiveness. Additionally, the fund falls into the Moderate risk category according to the SEBI classification. The fund’s asset allocation comprises: No Equity, Debt 94.75%, and Other 5.25%.

Mutual Funds For Short Term For 1 Year – 1 Year Return

Bandhan Bond Fund – Short Term Plan

Bandhan Bond Fund Short Term Plan Direct-Growth is a Short Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

Bandhan Bond Fund Short Term Plan Direct-Growth as a short term fund, manages assets valued at ₹8,908.66 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.69%. This fund has no exit load and an expense ratio of 0.33%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 97.2%, and Other 2.8%.

Nippon India Short Term Fund

Nippon India Short Term Fund Direct-Growth is a Short Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 11 years and 9 months, having been launched on 01/01/2013.

Nippon India Short Term Fund Direct-Growth as a short term fund, manages assets valued at ₹7,121.83 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 7.21%. This fund has no exit load and an expense ratio of 0.37%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 95.99%, and Other 4%.

LIC MF Short Duration Fund

LIC MF Short Duration Fund Direct – Growth is a Short Duration mutual fund scheme from LIC Mutual Fund. This fund has been in existence for 5 years and 9 months, having been launched on 11/01/2019.

LIC MF Short Duration Fund Direct – Growth as a short term fund, manages assets valued at ₹108.26 crore. Over the past 5 years, it has achieved a Compound Annual Growth Rate (CAGR) of 6.31%. This fund has no exit load and an expense ratio of 0.37%. According to SEBI, it falls under the moderate-risk category. The fund’s asset allocation comprises: No Equity, Debt 93.54%, and Other 6.47%.

Best Mutual Funds For Short Term For 1 Year – FAQ

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