Best Blue Chip Mutual Funds In India 

The below table shows the Best Blue Chip Mutual Funds In India based on AUM, NAV, and minimum SIP.

Content:

• What are Blue Chip Mutual Funds?
• Top 10 Bluechip Mutual Funds
• Best Blue Chip Mutual Funds In India
• List Of Top 10 Bluechip Mutual Funds To Invest In India
• Top 10 Blue Chip Mutual Funds In India
• Who Should Invest In Blue Chip Mutual Funds In India?
• How To Invest in the Blue Chip Mutual Funds In India?
• Performance Metrics Of Blue Chip Mutual Funds In India 
• Benefits of Investing in Blue Chip Mutual Funds In India 
• Challenges Of Investing In Blue Chip Mutual Funds In India 
• Introduction to Best Blue Chip Mutual Funds In India 
• Top 10 Blue Chip Mutual Funds In India – FAQs

What are Blue Chip Mutual Funds?

Blue Chip Mutual Funds invests primarily in blue chip stocks, which are shares of well-established companies with a history of financial stability and consistent performance. These funds are considered low-risk and are favored for steady returns.

Blue chip mutual funds target companies that are leaders in their industries, offering reliability and potentially steady dividend payments. These funds are appealing to conservative investors looking for growth with lower volatility compared to the broader market.

Investing in blue chip mutual funds provides diversification across top-performing firms without the need to invest in each stock individually. This makes it easier for investors to maintain a balanced portfolio with less exposure to the ups and downs of individual stocks.

Top 10 Bluechip Mutual Funds

The table below shows the Top 10 Bluechip Mutual Funds based on the lowest to highest expense ratio.

Best Blue Chip Mutual Funds In India

The table below shows the Best Blue Chip Mutual Funds In India based on the Highest 3Y CAGR. 

List Of Top 10 Bluechip Mutual Funds To Invest In India

The table below shows the List Of the Top 10 Bluechip Mutual Funds To Invest In India based on exit load, i.e., the fee that the AMC charges investors when they exit or redeem their fund units.

Top 10 Blue Chip Mutual Funds In India

The table below shows the Top 10 Blue Chip Mutual Funds In India based on Absolute 1 Year Return and AMC.

Read more about Blue Chip Stocks here: Blue Chip Stocks – Best Blue Chip Stocks in India

Who Should Invest In Blue Chip Mutual Funds In India?

Investors looking for stable returns and lower risk should consider blue chip mutual funds in India, which invest in well-established companies known for their market leadership and financial robustness. These funds are ideal for those prioritizing safety and gradual wealth accumulation.

Blue chip mutual funds are especially suitable for conservative investors who aim to build wealth steadily over time without the ups and downs of more volatile investments. They are good for long-term goals like retirement planning, providing gradual growth.

These funds can also be a solid choice for new investors because of their focus on financially sound and less risky companies. This makes blue chip mutual funds a less intimidating entry point into the stock market.

How To Invest in the Blue Chip Mutual Funds In India?

To invest in blue chip mutual funds in India, start by researching and selecting a fund that aligns with your financial goals and risk tolerance. Consider the fund’s performance history, the stability of the companies it invests in, and its management team.

Next, choose an investment method—either a lump sum or a systematic investment plan (SIP). A lump sum involves investing a significant amount at once, while SIP allows you to invest smaller, regular amounts. SIPs are particularly effective for building wealth gradually and benefiting from rupee cost averaging.

Finally, complete the necessary paperwork or digital forms to open an investment account if you don’t already have one. You can invest directly through mutual fund companies or use brokerage platforms. Ensure you understand the fees, terms, and conditions associated with your investment.

Performance Metrics Of Blue Chip Mutual Funds In India 

Performance metrics of blue chip mutual funds in India include returns, risk assessments, and expense ratios. These indicators help investors evaluate the fund’s past performance and estimate its future potential, guiding investment decisions for those seeking stable, long-term growth.

Firstly, the annualized returns of these funds offer insight into their consistency and potential profitability over time. Investors should compare these returns to benchmark indices like the S&P BSE Sensex or Nifty 50 to assess relative performance. This comparison helps identify funds that consistently outperform the market.

Secondly, the Sharpe Ratio and Alpha are crucial for evaluating risk-adjusted returns and the fund manager’s performance relative to the market. A higher Sharpe Ratio indicates better return per unit of risk taken, while a positive Alpha suggests the fund has outperformed its benchmark, factoring in its inherent risk.

Benefits of Investing in Blue Chip Mutual Funds In India 

The main benefits of investing in blue chip mutual funds in India include financial stability and consistent returns. These funds invest in established companies with robust business models, making them less volatile and more reliable for long-term growth. Investors can expect steady dividend income and potential capital appreciation.

• Stable Giants: Blue chip mutual funds invest in top-tier companies that are leaders in their industries. These firms offer financial stability and resilience during market fluctuations, providing a safer investment option for those wary of high volatility.

• Consistent Performers: Historically, blue chip companies have delivered consistent financial performance. By investing in these mutual funds, individuals gain exposure to businesses that regularly pay dividends and are likely to appreciate over time, contributing to steady portfolio growth.

• Lower Risk: Due to their established market presence and consistent revenue streams, blue chip companies pose lower risks compared to newer or less stable firms. This makes blue chip mutual funds an excellent choice for conservative investors seeking to minimize their investment risks.

• Diversification: Blue chip mutual funds offer diversification across various top-performing sectors, reducing the impact of poor performance in any single sector on the overall fund portfolio. This diversification helps in balancing the investment risks and returns.

• Professional Management: Investors benefit from professional fund management when investing in blue chip mutual funds. Experienced managers handle the buying and selling of stocks, leveraging their expertise to optimize the portfolio’s performance and align it with the fund’s investment objectives.

Challenges Of Investing In Blue Chip Mutual Funds In India 

The main challenges of investing in blue chip mutual funds in India include lower growth potential compared to more aggressive investments. These funds typically offer steady returns but may not achieve the high growth rates seen in emerging markets or more volatile sectors.

• Growth Limitations: While blue chip mutual funds offer stability, they may lack the high growth potential of newer, more dynamic companies. Investors seeking rapid growth might find these funds too conservative, potentially limiting wealth maximization in booming market sectors.

• Market Saturation: Established companies in blue chip funds often face market saturation, limiting their expansion opportunities. This can lead to slower growth rates compared to younger, more agile companies that are still expanding their market presence.

• Low Risk, Low Reward: The very stability that makes blue chip mutual funds attractive also means they typically offer lower returns. For those willing to tolerate higher risk for potentially greater rewards, other investment classes might be more suitable.

• Dividend Dependence: Many investors are attracted to blue chip funds for their dividend payouts. However, during economic downturns, even established companies may cut dividends, affecting fund performance and investor returns.

• High Entry Cost: Investing in blue chip mutual funds often requires a higher initial investment compared to other types of funds. This can be a barrier for investors with limited capital who are looking to diversify their portfolios.

Introduction to Best Blue Chip Mutual Funds In India 

ICICI Pru Bluechip Fund

The ICICI Prudential Bluechip Fund Direct-Growth is a large-cap mutual fund offering from ICICI Prudential Mutual Fund. Launched on January 1, 2013, this fund has been operational for 11 years and 3 months.

The ICICI Pru Bluechip Fund is categorized as a Large Cap Fund and manages an Asset Under Management (AUM) of 51,554.28. It has achieved a Compound Annual Growth Rate (CAGR) of 41.63% over five years. The fund has an exit load of 41.63% and an expense ratio of 0.83. It is classified under the SEBI risk category as Very High. The asset allocation includes 91.5% in equity, 0.21% in debt, and 8.29% in other asset types.

SBI Bluechip Fund

The SBI Bluechip Direct Plan-Growth is a large-cap mutual fund offering from Sbi Mutual Fund, which has been operational since its inception on January 1, 2013, now totaling over 11 years and 3 months in duration.

The SBI Bluechip Fund is a Large Cap Fund with an Asset Under Management (AUM) of 43,355.25. It has recorded a Compound Annual Growth Rate (CAGR) of 28.28% over the past five years. The fund charges an exit load of 28.28% and has an expense ratio of 0.85. It is rated under the SEBI risk category as Very High. The asset allocation is distributed as follows: Equity assets make up 96.24%, debt assets account for 0.12%, and other assets represent 3.64%.

Mirae Asset Large Cap Fund

The Mirae Asset Large Cap Fund Direct-Growth is a large-cap mutual fund offered by Mirae Asset Mutual Fund. Launched on January 1, 2013, this fund has been operational for 11 years and 3 months.

The Mirae Asset Large Cap Fund, classified as a Large Cap Fund, manages assets totaling 37,676.43. It has a five-year Compound Annual Growth Rate (CAGR) of 27.12%. The fund imposes an exit load of 27.12% and maintains an expense ratio of 0.59. It is assigned a Very High-risk category by SEBI. The asset allocation consists primarily of equity at 99.72%, with a small portion, 0.28%, allocated to other assets. There is no allocation to debt in this setup.

DSP Equity Fund

The DSP Equity Savings Fund Direct-Growth is an equity savings mutual fund offered by DSP Mutual Fund. This fund has been operational for over 8 years, since its inception on March 8, 2016.

The DSP Equity Fund, which falls under the Equity Savings category, has an Assets Under Management (AUM) of 964.4. It has recorded a Compound Annual Growth Rate (CAGR) of 15.87% over the past five years. The fund has an exit load of 15.87% and an expense ratio of 0.51. It is rated as Moderately High in the SEBI risk category. The asset allocation consists of 65.92% in equity, 32.46% in debt, and 1.62% in other asset categories.

Kotak Bluechip Fund

The Kotak Bluechip Fund Direct-Growth is a large-cap mutual fund scheme offered by Kotak Mahindra Mutual Fund. It has been operational for over 11 years and 3 months, since its inception on January 1, 2013.

The Kotak Bluechip Fund, which falls under the Large Cap Fund category, manages an Asset Under Management (AUM) of 7,679.25. It has registered a five-year Compound Annual Growth Rate (CAGR) of 32.71%. The fund has an exit load of 32.71% and an expense ratio of 0.59. It is rated as Very High in the SEBI risk category. The asset allocation consists of 97.83% in equity, 0.68% in debt, and 1.49% in other assets.

Axis Bluechip Fund

The Axis Bluechip Fund Direct Plan-Growth is a Large-cap mutual fund scheme offered by Axis Mutual Fund. It was established on January 1, 2013, and has been active for 11 years and 3 months.

The Axis Bluechip Fund is a Large Cap Fund with an Asset Under Management (AUM) of 32,645.86. It has achieved a Compound Annual Growth Rate (CAGR) of 31.82% over the past five years. The fund has an exit load of 31.82% and an expense ratio of 0.7. It is classified in the SEBI risk category as Very High. The asset allocation is divided as follows: Equity accounts for 98.12%, Debt represents 1.33%, and other asset types make up 0.55%, totaling 98.1%.

HDFC Top 100 Fund

The HDFC Top 100 Fund Direct Plan-Growth is a large-cap mutual fund offered by HDFC Mutual Fund. It was established over 11 years ago, with its inception date on January 1, 2013.

The HDFC Top 100 Fund, which falls under the Large Cap Fund category, manages assets totaling 32,355.19. It has recorded a Compound Annual Growth Rate (CAGR) of 38.1% over the past five years. The fund has an exit load of 38.1% and an expense ratio of 1.05. It is rated as Very High in the SEBI risk category. The asset allocation consists of 96.35% in equity, 0% in debt, and 3.65% in other assets, totaling 96.4%.

Invesco India Bluechip Fund

The Invesco India Largecap Fund Direct-Growth is a Large-cap mutual fund offering from Invesco Mutual Fund. It has been operational for 11 years and 3 months since its inception on January 1, 2013.

The Invesco India Bluechip Fund, a Large Cap Fund, manages an Asset Under Management (AUM) of 983.38. It has posted a five-year Compound Annual Growth Rate (CAGR) of 42.42%. The fund has an exit load of 42.42% and an expense ratio of 0.76. It is rated as Very High in the SEBI risk category. The asset allocation consists of 97.24% in equity and 2.76% in other assets, with no allocation to debt. This composition reflects a high concentration in equity, totaling 97.24%, while the remainder, 2.76%, is distributed among other asset types.

Aditya Birla SL Frontline Equity Fund

The Aditya Birla Sun Life Frontline Equity Direct Fund-Growth is a large-cap mutual fund scheme offered by Aditya Birla Sun Life Mutual Fund. Launched on January 1, 2013, this fund has been operational for 11 years and 3 months.

The Aditya Birla SL Frontline Equity Fund, categorized as a Large Cap Fund, manages assets totaling 26,479.89. It has recorded a Compound Annual Growth Rate (CAGR) of 34.1% over the past five years. The fund imposes an exit load of 34.1% and has an expense ratio of 1.01. It is rated as Very High in the SEBI risk category. The asset allocation consists of 97.98% in equity, 0.34% in debt, and 1.67% in other asset types.

Franklin India Bluechip

The Franklin India Bluechip Direct Fund-Growth is a large-cap mutual fund scheme managed by Franklin Templeton Mutual Fund. This fund was launched on January 1, 2013, and has been operational for over 11 years and three months.

The Franklin India Bluechip Fund, categorized as a Large Cap Fund, manages assets worth 7,691.11. It has recorded a five-year Compound Annual Growth Rate (CAGR) of 30.71%. The fund imposes an exit load of 30.71% and has an expense ratio of 1.1. It is rated as Very High risk according to the SEBI risk category. The asset allocation is broken down as follows: Equity investments make up 98.31% of the total, while other types of assets constitute 1.69%. There is no allocation towards debt in this configuration.

Top 10 Blue Chip Mutual Funds In India – FAQs

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Disclaimer: The above article is written for educational purposes, and the companies’ data mentioned in the article may change with respect to time The securities quoted are exemplary and are not recommendatory.